I had moved many times in my career- Lexington, Portsmouth, Omaha, and now the Big Apple, NYC itself. Well, that's not quite right, as I had, in fact, moved to Wilmington, about an hour's train ride from the city.

     In my other jobs, I could drive myself from home to work, but I just couldn't see this as viable in NYC. The traffic, the parking, it was just daunting, and, for that reason, I decided I would commute by train. I had ridden trains growing up and had learned to love the rhythm as they glided on steel tracks making their way from point A to point B. It wasn't glamorous, by any means, but I could spend the hour each way reading, writing, or simply taking a quick snooze.

     The commute from day to day varied little. I got on the train in Wilmington at 7:05 AM and got off at Rockefeller Plaza at 8:15, where I entered the world of investment banking. I was good at it and had managed to garner a large clientele through hard work, perseverance, and yes, as always, a little luck. The ups and downs of the markets always proved challenging, and, by the end of the day, normally 7:00 PM or so, I welcomed the quiet ride back home which is where this story truly begins.

     The day went quickly and, as I got on the train and settled into my seat, it seemed there were fewer people on the ride home. The train had stops at Freeport and Landry before arriving in Wilmington and I knew many of the passengers as being frequent riders. We normally had the usual chit-chat, but today, with only two other passengers, the car was silent except for the constant rhythm of the ride.

     One of the other passengers was a woman, about forty, who was seated about three seats from me. The seats opposed each other, so chatting and eye contact were quite easy. She had settled in and, as she sat, she removed her coat, revealing a lovely dress, black with white pinstripes that hugged her body like a hand in a glove. It was apparent she was not wearing a bra as her small breasts jiggled as the train swayed side to side. The dress was slit up the front to about mid-thigh and as she crossed her legs, I caught a quick glimpse of her white panties. She showed no emotion as she adjusted her dress and smoothed out the area over her thighs. Her hair, light brown with blonde highlights, was cut in a fashionable bob and her lack of heavy-duty makeup was immediately apparent.

     The train continued on course, and, as we approached Freeport, she stood up and again, adjusted her dress. I thought she was ready to disembark, but she sat back down and, once again, smoothed her dress out. She glanced at me and our eyes met for a moment, an awkward moment of two strangers meeting eye to eye. I smiled and she smiled back and as the train started again, she grabbed a book from her bag and read the entire way to Wilmington where we both disembarked.

     A few weeks passed and I had not seen her again on the train and I wondered if perhaps she was just visiting someone? My commutes were uneventful and I relived in my memory that short glimpse of panty and the smile that followed. Early April brought tax season and we had many last-minute trades throughout the weeks. I'd ride the train home exhausted from phone call after phone call and meetings with no ends.

     The last Friday in April was quiet and I took my normal seat for the commute home. A few minutes later, the car door opened and there she was again, resplendent in a high-end silky blouse and a tastefully floral, pleated mini skirt that showed her legs to perfection. She nodded at me and as I nodded back; she sat down in the seat directly across from me, dug out her book, and crossed her legs. I tried to get a glimpse but she was too quick and I settled in for the ride home.

     I must have nodded off as the train made its way home, but when I opened my eyes, I couldn't believe what I was seeing. She, too, must have drifted off and as she did, her legs had fallen apart a bit and I was looking at the prettiest pink and lime green G-string you could imagine. Her legs would open and close as the train sailed on its rails and I enjoyed numerous peeks of her G string and the shaved area on either side.

     The train jolted as we arrived in Freeport and she woke up discovering her legs were parted slightly. Once again, she caught me looking but this time, gave no smile, but, instead, crossed her legs and picked up the book by her side. We continued on our path home with her again disembarking in Wilmington.

She smiled as she got up and I said, "Hope to see you again."

She smiled and said, "Me too. These commutes are just for the birds and SO boring."

"Yeah," I replied. "Not much to do." With that, she was out the door and gone.

  The following Monday saw warm weather and a pretty spring day. Work was work, and I caught myself daydreaming about this mystery woman, and, as I got on the train, she was there sitting right across from my normal spot. She again had on a silky blouse, but this time it was covered with a short blazer. The buttons on her blouse were unbuttoned to a point that made me take a second look. It was apparent she was not wearing a bra and as she reached down to grab her book from her bag, her blouse fell open to a point I could see one of her breasts. She sat back up and I sat in disbelief at what I had just seen as she started reading her book. I shifted in my seat trying to not let my manhood get too obvious, but as she glanced up, it was apparent she had seen my discomfort. I sensed a small smile crease her lips as the train pulled into Wilmington.

     Later that week, I had to stay late to finish up some tax work for a few of my larger accounts. I grabbed a sandwich from the deli in the building's cafeteria and worked straight through until about nine. There was still some work left but I knew I could finish it in the morning. I grabbed my phone and keys and hoped to catch the 9:40 train to Wilmington.

     I arrived at the station with a few minutes to spare and upon entering the car, I saw my mystery lady in her same spot, directly across from where I typically sit. We made eye contact.

I nodded and said, "Hi" while at the same noticing she had on a mid length coat and mid height snakeskin heels.

"Oh, hi," she said. "Working late?"

"Yes, yes, lots to do this time of year." She nodded while retrieving her book from her bag. With that, the train jolted and started on its way.

     We arrived in Freeport and after about a ten minute stop, the conductor announced the train would not depart for a bit as there were mechanical issues to be resolved. I sighed and looked at my traveling companion who seemed unfazed. Since this was the last train of the night, we were the only two in our car, so, we chit-chatted for a bit before she resumed reading.

     I got up and stretched and exited to a nearby shop for a bottle of water. I took about ten minutes or so and made my way back to the train. Upon entering, my traveling companion seemed startled and quickly rearranged her coat which was unbuttoned from top to bottom. I caught a glimpse and realized she had on nothing more than a small light blue G-string. I settled in, grabbed my book, and started reading not knowing how long repairs would take.

     I must have drifted off to sleep because the next thing I knew, the train jolted and started on its way. I barely opened one eye and saw my companion had opened her coat some and had her hand in the top of her G-string, slowly moving her hand up and down. I thought I must be dreaming, but as I watched, I knew this was no dream.

I feigned sleep and continued to watch as she slid one hand up her stomach and then inside the upper half of her coat, massaging first one breast and then the other. My cock was growing thicker by the minute, and I had to adjust so I moved a bit which caused her to stop and look at me. After a minute or so, she seemed certain I was once again asleep and she grew bolder, opening her coat now and exposing her entire body to me all the while pinching and pulling her nipples. Her hand was again in her panties and as I watched, a small dark spot of her juice started to form on her G-string.

     I was ready to explode but felt that if I moved, she would stop. I stayed still and watched her fingers toy with her clit, her hips starting to move in time with her fingers. She was smooth on the sides of the G-string so I knew she was shaved, which let her juices continue to soak into her panties. The spot continued to grow as her fingers danced, the back and forth of the train on the rails measuring her strokes. She pulled the top of the G-string down while her middle finger entered her juice soaked hole. Her other hand danced wildly on her clit and she spread her legs wide, her wetness now showing on the sides of the G string.

     I was mesmerized and could barely comprehend what was happening. I had read stories in Men's magazines like this, but I truly thought they were written by a staff of writers; yet, there I was, experiencing a hot story of my own.

     Her fingers now worked at a feverish pace, and, as the conductor announced, “Wilmington, next stop," she plunged two fingers into her wet hole, her thighs clenched, and she shuddered as her orgasm ripped through her body. I could barely breathe as she fucked her fingers, the musty smell of her pussy permeating the car.

     The train rolled into Wilmington and I watched as she put herself back together. She left the last two buttons of her coat open and as I pretended to wake up, our eyes met. I smiled at her and, as I did, she flashed me her sopping G-string.

“I hope the train ride wasn’t too boring for you tonight. That delay was just unfortunate.”

“No”, I said. “It was fine. I’m just glad I had my lovely wife along to enjoy the trip with me!”