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Overdraft

Being corrected for overspending has never been so good.
I was nervous. I knew what was coming, and it scared me. However, I couldn't deny that it excited me more than anything. In fact, I had asked for it, but now that the reality of it was creeping up on me, the fluttery feeling in the pit of my stomach would not calm down.

My bank statement rested on the coffee table. I had overdrawn my account yet again. It seemed no matter how hard I tried to budget my spending, I always managed to end up in the red once a month or so, and now my bottom was going to end up just as red. I squirmed at the thought.

It had been my idea, I reminded myself. I had been frustrated with myself, and I had made the request...the next time I overspent my bank account, I needed a proper spanking. I was a grown woman and single, and had never really received such a punishment in my memory. Even my parents had always corrected my misbehavior with grounding or other revocation of privileges.

I had dressed for the occasion. A simple white tank top and a short skirt, covering frilly black boy shorts. My red hair was loose and softly curly today, and I'd stuck with very simple make up, just powder, mascara, and pink lip gloss. Sometimes, my personality was powerful, and I would dress to match, but today I was not the one in control.

I didn't know the specifics of what would happen. When I had shyly made my request, my friend had been all to eager to agree. However, his stipulation had been that he would choose the severity of my punishment. I trusted him, and so I had agreed.

I jumped when there was a knock at the door, and quickly went to answer it. I wiped my suddenly sweaty palms on my skirt, before opening the door. There he stood, looking calm, completely in control, and utterly sexy. I sucked in a sharp breath, and immediately changed my mind

“Hi...” I said simply, voice going dry, my panicking mind unable to form the words to express my sudden change of heart. Instead, I just held the door open wider, allowing him to come inside. I followed him into the living room, clasping my hands behind my back.

“You know why I'm here?” He questioned me sternly. I nodded. “Speak up.”

“Yes, I know why you're here.” I managed to keep my voice from cracking.

“Good, and you will remember that you asked for this and you agreed to submit to whatever punishment I see fit?” He continued.

I started to nod again, but caught myself, “Yes.”

“I think that for the duration of this visit, you should refer to me as 'Sir'....Do you agree?”

That hadn't been part of our deal, but still I answered, “Yes, Sir.”

“Good, bring me your bank statement.” He demanded. I picked it up off the coffee table, and held it out to him. He took it from my hand, and scanned it over. I blushed. It was bad. With the overdraft fees and the excessive spending, I was 94 negative. He clucked his tongue at me.

“And what severity of spanking do you think this deserves?” He asked me. I swallowed hard, shifting my weight from foot to foot.

“Well...I don't know....I mean...I'm not sure.” I answered softly. He set my bank statement back down on the table, and tapped his chin with his finger.

“You asked me to make sure you learned your lesson. I want to make sure that this really corrects your behavior for the future. You're wasting too much money on bank overdraft fees, and you're old enough to know better.” He admonished.

I nodded, and he quirked an eyebrow at me. I amended quickly, “Yes, Sir.”

“Right, well I think first over my knee to warm you up, and then we'll move on to the belt.” My eyes widened. Belt? What belt? He pulled a chair from my dining room and positioned it in the middle of my living room floor. He took a seat and beckoned me forward to lay across his lap. I gently lowered myself over his knees, and he shifted me forward, throwing my balance off even more. He ran a strong hand up the back side of my bare thigh, pulling my skirt up with it, and then rubbed his hand over my lace clad buttocks.

I held my breath while he teased me with what was to come. Then the contact was gone, but not long before it was replaced with a sharp smack on one side, and then the other. I gasped, as the initial crack caught me by surprise. He stopped, hand rubbing my ass once more, and I whimpered. He began to rain down hard stinging slaps, stopping every five or so to rub my reddening backside.

Unshed tears began to sting my eyes, but my panties were positively soaking. When he paused after several minutes and dipped his fingers under my boy shorts and into my slit, I couldn't help the moan that escaped my lips. He slowly stroked my clit, and I ground my hips down onto his fingers. He chuckled and removed his fingers, hooking them on my panties and sliding them down to my knees.

“You know this is supposed to be punishment, right?” He asked with an amused tone in his voice.

I groaned slightly at the loss of contact, “Yes, Sir...please...”

“Please, what?” He asked, giving my an extra hard slap to one of my sit spots.

I almost asked him to fuck me, but he had promised me more, and I wanted it. “Please, punish me, Sir.”

I felt him shudder, his erection bulging against my stomach. I squirmed, purposefully trying to tease him. He ended it by resuming the abuse of my reddened ass. I sobbed, and he hesitated, hand rubbing my bottom.

“Are you ready for the strap now?” He asked in a soft, but strong voice. “Six strokes.”

“Yes, Sir.” I answered weakly, and he helped my off his lap.

“Lean over the coffee table and and brace your hands on it.” I did as he instructed, presenting my already punished ass to him. He once again lifted my skirt, rolling it upon my back. I heard him remove his belt, and I held my breath again. He tapped my thigh with the doubled over strap gently, and I spread my legs wider. He stepped back and didn't warm me. *Crack*! I let out a shriek, and snapped up into a standing position, hands going to cover my back side.

“ Get back into position. If you move again, I will start over.” He instructed in a tone that was not harsh, but spoke business. I whimpered again, but resumed the position. *CRACK*! I cried out as that stoke crossed over the last one, but I didn't move. * Crack*! The third stroke was slightly lower, and a moaned at the pain,but I could feel my own juices running down my leg. The fourth lick, landed in nearly the same spot and a sob caught in my throat. The last two landed solidly across my sit spots, each making me yelp! I heaved a breath of relief as the last one landed and the stinging faded some.

“ Turn over and lay on the coffee table on your back.” He instructed.

“ What?” Was all my foggy brain could muster....I had thought my spanking was over. I looked over my shoulder and the look on his face had me apologizing, “Sorry, Sir.”

I stood and turned to sit on the coffee table. Laying back, my stomach gave a nervous flutter as to what would come next.

“ Spread your thighs.” He said simply, and I did. “You've been enjoying your spanking far too much.”

He brought the belt down on my inner thigh with a dull snap. It was a much softer blow than he'd used on my ass, but it hurt far worse. I tried to close my legs, but he grabbed my knee, stopping me. He worked his way up one thigh, in about five strokes,and then did the same to the other side....tears were running out of my eyes uncontrollably as he switched sides and did the same thing up my other leg. I choked on a sob, and he paused to look at me. “It's almost over, Love.” He comforted, and I nodded. He didn't correct me this time.

“ Hold your legs open and stay still.” He warned. I grabbed my own knees, to follow his directions. He brought the belt down straight on my dripping pussy. I moaned, I don't know if it was more from pleasure or pain. He did it again, I was positively crazy with need. One last snap, to my aching snatch and he dropped the belt on the floor. I didn't move, but I began to plead.

“ Please, please fuck me now....” I was nearly sobbing with the intensity of my desire. I watched him, as he quickly undid his pants and slid them off, boxers and all. As his erection sprung free, it was obvious that this had had the same effect on him that it had had on me. He climbed on top of the coffee table, bracing his hands on either side of my head, teasing me with his thick cock. I reached between us to guide him inside me, and as he slid in, I gasped in ecstasy. He fucked me hard, and I arched my hips against him, so close to the edge already. My aching ass being pounded into the table. I dug my nails into his back, as he drove me closer to the edge.

I screamed when I came, inner muscles spasming around his giant cock. He thrust into me only a few more times, before shooting his hot load inside me. He collapsed on top of me, barely holding himself up with his arms. We were both sweating and spent, but I couldn't help but giggle slightly. He nipped at my neck lightly, “What's so funny, baby?”

“Nothing,” I sighed contentedly, “That was just way better than I expected....I'll have to overdraft more often.”

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Comments(12)

Thwackman
Posted 16 Jun 2013 01:28
Great story and I love the pussy spanking. Keep writing.
Angelheart
Posted 30 Jan 2013 04:10
Was that really your first go? Very good story - I liked the gentle pussy spanking.
Gym
Posted 29 Dec 2012 17:03
Great writing, a little more concentration when you are proof reading will pay big dividends, the content is excellent.
Sweet_Em
Posted 01 Aug 2012 19:30
Loved this! Thanks for sharing.
welder315
Posted 21 Jul 2012 21:12
i liked your story,wish i was the one spanking you,i dont think i would use a belt i rather use a paddle,women like it more
honeyx
Posted 21 Jul 2012 13:25
That was a great story...
tnblue
Posted 21 Jul 2012 09:40
great story. loved the detail.
nazhinaz
Posted 21 Jul 2012 09:24
You need a spanking for sex? 5
grassmanross
Posted 21 Jul 2012 07:43
Hot. Really Hot. 5+
1ball
Posted 21 Jul 2012 07:39
Please write more stories.
profpete999
Posted 21 Jul 2012 05:57
Well done
Readme101
Posted 21 Jul 2012 05:48
Great stuff! I hope there's a part 2.
 

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