I'd take the boat, total exposure feels good.
skinny dipping w just a friend, or communal w fellow nudists.
An 80 hour work week would likely kill me long before the 5 years were up so 40/15.
Retire to a popular retirement destination (Victoria, BC or Florida for instance) or just settle in where you are?
There's an element of heat in this story.
Consuming Fire of Her Desire - Elements comp entry