Starting when I was sixteen years old, I began to be a very competitive swimmer. I was totally devoted to the sport, and my parents were very supportive. In the course of my training, my coach told my parents about an intensive six-week swim clinic outside of Munich. It was run by a young German couple in their thirties at their home. They were former Olympic swimmers and had a beautiful home that could accommodate six students who would rotate in and out for six intensive weeks throughout the year depending on their vacation schedules.

As an American, I usually would attend in mid-June and July. Because it was a personalized program, it did not matter when you arrived or left. You just had to arrive on a weekend as that was the unstructured time to get acclimated and settled in the home and meet the other students and coaches.

I basically started when I was sixteen and attended until I finished college at twenty-one. Each summer my swimming skills improved dramatically in that short time. But this experience was also where I received most of my early sex education--at least my education about the human body.

The couple was German--very German. That meant that they swam nude and everyone swam nude. Girls and boys. Everyone swam nude.

When I first arrived there, I wasn't prepared for that. I got there on a Saturday. The taxi brought me to the house and Eve, and Hans welcomed me in. They took me on a tour of the house, showed me my room, and suggested I unpack and come down for a swim. I came down in my speedo.

By that time there were three other students at the pool. One other boy who was sixteen and two girls who were eighteen. They laughed and said, "Don't worry, Jeremy, everyone makes that mistake. Go upstairs and take off the speedo and come back."

"Naked?" I asked.

"Of course silly!"

"Oh my God," I thought. All I saw was pubic hair on everyone. I was a late bloomer just starting to get pubic hair. I was a baby compared to them.

I came down, and now there were more students and Eve, and Hans were nude too. Of course, everyone had mature bodies except for me. I was so embarrassed. Over the years I got to see lots of bodies and stages of maturity. I matured eventually. The girls could wear bikini bottoms at certain times of the month naturally. Guys all had erections at times--even Hans. The girls loved seeing that--especially when Hans got hard. But being German it never bothered him. It only bothered the Americans. And the Brits.

Since we were always swimming, it was like we were always naked whenever we were at the house. We sometimes left on the weekends, and then we wore shorts and a shirt. But other than those few instances we were naked all the time. When school started in the fall, my buddies would see me in the shower and ask how come I didn't have any tan lines.

That first weekend took some getting used to. I had seen naked adult men in the showers at pools all the time. But I had never seen a nude female before. And I certainly had never been naked in front of girls before. It was a great experience that built up my confidence that summer.

The first weekend I found every reason to either be in the pool or sitting at a table or standing behind a tree or with a drink in front of my dick. Of course, my eyes were scanning everywhere. The guys who were so comfortable with standing there talking to a girl with a hard on and the girls bouncing around tossing around beach balls. By the end of the first week, I was totally relaxed. The other guys helped me with that. There was one of the Italian guys who had been there just one year ahead of me who took me under his wings and told me it would all be okay and the best experience of my life.

There was also an older girl who looked after the younger guys and made us feel comfortable. She was Brazilian and very touchy. Always touching our shoulders or legs when talking to us. She was VERY expressive...and sometimes she took our hands or patted our thighs and came close to or brushed or dicks when talking. She would always give us a kiss on both cheeks and hug us--close--letting us feel her full breasts against our chests and pulling our dicks into her. She called us "Querida!" We knew what was coming next! And we loved it!

In fact, Maria, the Brazilian girl, was the reason I got my first public erection! I could have killed her at the time!

The following weekend I got up early along with a few others. We decided to get an early morning swim on Saturday before breakfast. During the week our swimming was so intense, we just wanted to relax in the pool and have some fun. Of course, we were all nude, I was the last to arrive. It was Antonio the Italian, Julia, and Erica from England--both sixteen, and Maria who was seventeen.

Maria was especially exuberant that morning and ran up to me and gave me an enormous embrace. She gave me the traditional two kisses...one on each cheek. But she was practically grinding her body into my dick and rotating her hips over mine like she heard some kind of samba music that no one else could hear. By the time our bodies parted, my dick had the hardest erection I ever had. Maybe it was the combination of coming to the pool with a little semi morning wood already going or the near sex act with Maria, but I was completely standing at attention. My full blown erection was first felt by Maria and then she pushed her hand down to it and gave it a couple quick strokes to confirm that it was hard as it looked.

She screamed at everyone to look here! "Oh how cute! Meus Deus do ceu! Que lindo! Did I do THAT? Desculpe! I am so sorry!" However, her devilish grin suggested that she was not sorry at all. The British girls both came around for a look, and Antonio's interest suggested that he might not be completely into girls as I thought. Julia put her hand over her mouth and gasped. Erica just said, "Nice, someone is going to be very lucky." Antonio whispered, "No kidding."

That seemed to break the ice, and we got in the pool and had fun, though I did notice Antonio's cock getting harder as he dove underwater.

Erica and I ended the day where we started...naked and at the pool. We were laying on our backs staring at the stars in the darkness.

Erica has been coming for four years now, so she has seen lots of kids come and go through the years.

"You were so cute this morning when Maria rubbed her pussy into your cock. She knew what she was doing. She always does that to the new guys. It's kind of like an initiation," Erica said. "You were red as a beet, but in the end, you pulled it off with confidence!"

"I was so embarrassed! I am always so embarrassed that I am the most undeveloped guy here. Hardly any pubic hair. Everyone else has a full bush down there."

"Aw, Jeremy, don't worry about it. You've already got a man-sized cock." And then Erica ran her hand over my pubic area in a teasing way. She tickled my balls and gave my cock a few friendly strokes. She leaned over and gave me a kiss on the lips. "I think you're maturing just fine."

I said,"Thanks, Erica, you're sweet. I mean this was the first time that I was ever naked in front of a girl. It's the first time I've ever SEEN a naked girl!"

Erica rolled over and looked me in the eyes and whispered, "Touch me."

"What?"

"Touch me. You heard me. Touch me."

I knew what she meant. I tenuously extended my hand and slowly touched the outer edge of her breast with one finger.

"That's a start. Now like you mean it." She smiled.

I used my whole hand now. And I gently pinched her nipple in my fingers. She bit her lips.

I was starting to like this. I sat up and used both hands on both breasts. Her breathing was getting faster.

"Keep exploring," she said. I knew what she meant, even though this was all new for me.

My hands wandered south and massaged her flat stomach. I grazed her pubic hair. I was actually fascinated by pubic hair. Anyone's pubic hair! I was playing with her's. At this point, Erica was playing with my cock.

I was so into her pubic hair and inexperienced that I lost track of what I was doing. She took my hand and moved it down to her pussy. She helped me rub it in and showed me how to finger her. It was warm and wet and a feeling that I had never felt before.

My cock was as hard as it was in the morning. Except there was one difference. Erica was stroking it faster and faster, and I was fingering her more vigorously, and her other hand was on top on my hand, and we came at the same time as I shot my first load in front of a girl that night.

As we collapsed on the grass, Erica smiled and said, "I guess you're growing up fast."

That summer was a great experience with lots of time to get comfortable with my body. We were nude most of the time, and there was lots of accidental (and intentional) touching. When we were in the pool getting coached, there were lots of times that the coaches and other swimmers--both male and female--would brush each other's bodies as we demonstrated different techniques. It got so common that getting hard was no big deal for the guys and we just accepted it. It was easier for the older guys than for me since this was all new.

The first time it happened Eve, the wife, was working with me. She was supporting my body with her hand under my stomach. As she was training me on my arm movements, it didn't take long for my body to lunge forward and now she was supporting my body by having her hand under my cock. The more movements I made the harder I got as I rubbed back and forth in her hand. I almost made a mess in the pool the first time that happened!

The following summer my school got out late, so I was with a slightly different mix of swimmers. I arrived on the last weekend in June and Hans and Eve welcomed me into the house and got me settled in my room. They said that I should come down in an hour for dinner by the pool and swimming.

Over the course of the school year, I now had a full bush of pubes. I also developed more muscle tone, so I was really proud of my body. I had it all. Muscles, man-sized cock, and pubic hair. What more could a seventeen-year-old boy want!

I unpacked the few things I had brought, stripped naked, and came down to the pool. Much to my surprise I quickly realized that I was the only guy there besides Hans. All the other students for the next two weeks were all girls. Jenny was from New York and was my age. The other five were all older and in college. I found myself standing in the middle of six naked girls. As one of the youngest and because of my well-developed body, they all looked after me and took care of me. I was the center of attention, and that attention was causing me to get hard quickly.

Of course, there was nothing I could do, and because of the previous year's experiences, I was okay with it. Jenny was fixated on my cock. The other girls had all seen plenty of hard cocks and looked and smiled. Jenny though never left my side and just kept staring until Susanna, one of the older girls, called her out. "Jenny, it's just a penis. It's going to be like that all summer!" And with that Susanna reached out and pushed my cock down and watched it spring back up. "See Jenny, he's our boy toy for this week."

These summer experiences also inspired my love of CFNM, which of course I'd never heard of at that time. But Hans' mother would come by and help out all the time. She was probably around 50 and never got in the pool with us. She helped cook food for us and other motherly kinds of activities.

I remember being so interested in the fact that Hans was an adult male and openly nude in front of his mother. It was no big thing I guess because they were German and grew up that way. But if Hans could be naked in front of her, I could be naked too. She openly looked at me and gave me admiring smiles. It was so hot, and I had never been attracted to older women before, let alone being naked in front of them. I loved every minute of it!