It is our last night at the Elounda Bay Palace Hotel in Crete, where we've enjoyed a week's holiday.

After a long boozy dinner, we head to the terrace bar to sit in the warm evening air and enjoy a final nightcap.

We take our usual table, with two chairs facing the bar and our backs to the main seating area.

Charlotte wears her perfect summer dress. We call it her naughty dress. Short-sleeved, buttoned front with a canvas rope belt fastening only just holding the lightweight cotton together. It is barely knee length and shows off the top of her thigh and her slim tanned legs.

For the past week, the main barman has been especially attentive to us. He is a local boy, younger than us, maybe in his thirties, dark-haired and tall and well-groomed. I notice how he looks at Charlotte when she peruses the menu. His gaze lingering unnecessarily as he lets his eyes take in her body. He bends down to her, close to her head as she places her order. His hand lightly brushes hers when he takes the drinks menu from her grasp.

We both joke that he must prefer older women.

The flirting tonight is no different.

He approaches us with a wide smile. "Good evening. How lovely to see you here again. It makes a beautiful evening. I bring your usual."

"He's so excited to see you, I expected an erection". I whisper to Charlotte.

She smiles back. "I should be so lucky. Poor soul, he'll miss us when we're gone. He'll have to find another middle-aged women to flirt with."

This evening, as we often do in warm climates, we both are going commando. Allowing the warm air to circulate around our loins and the delicious and naughty feeling of knowing we are almost naked in public. Under her summer dress, Charlotte is perfectly nude and I can see the naughty expression beginning to drift across her face. I know from many years of happy marriage that this only means trouble to come.

"We should at least leave him with some happy memories." Charlotte pouts. "I wonder if he imagines you and me getting it together? Maybe that turns him on?"

I take her hand in mine. "You're what turns him on. He's all eyes and wandering hands if he only could. I bet when he wanks he thinks of you. Gets his stiff young cock out and thinks of your naked, hairy pussy, Charlotte. That's what he thinks about."

Charlotte shifts in her seat, the dress rising up her thigh, the canvas cord loosening from her waist.

She smiles over at me. "Well then, I can't disappoint, can I. Must make the effort to leave him with fun thoughts, mustn't I."

She undoes the two lower buttons of the dress so it opens above the knees. Another sideways shift in her seat and the cushion pulls the thin fabric of her dress higher and to one side so her thighs are plainly visible.

A small and deliberate readjustment causes the fabric to snag on the armrest and gives the merest glimpse up towards her pussy.

Behind us, the bar is gradually filling up as the evening wears on. Most of the tables in the half-light are now occupied, and to the side of the bar, a pianist gently tinkles the keys adding to the evening atmosphere.

"He's coming back." Charlotte smiles as the waiter makes his way towards us carrying a silver tray with our drinks.

She pulls back just a fraction from the table in front of her, moves her feet to widen her legs, allowing her dress to fall open from between her knees, revealing the shadowy space up to her groin.

The waiter stands over Charlotte as he places the drinks on the table. She looks up at him. "How lovely. Just what we wanted". she purrs, leaning back in her seat. The waiter flushes slightly as he glances down at her long, open legs stretched out in front of her.

"Thank you, madam. Hope you enjoy." he mumbles, pouring from one of the small bottles to fill our glasses.

Flirtatiously, she replies. "Oh yes, I will enjoy."

Whether deliberately or by accident we shall never know, but the waiter knocks the edge of the ice bowl and spills some of the liquid from the bottle onto the tablecloth, sending splatters over Charlotte's lap.

She moves fast to wipe it away, allowing her hand to brush aside the fabric of her dress from her thighs, revealing more of herself. The waiter stands apologetic and entranced, offering, then hesitating to help wipe Charlotte's knees.

"I so sorry, so sorry," he exclaims, with a nervous fumbling.

"Oh come on, it's only a bit of a splatter. Nothing too serious. Nothing a wipe down won't clean." Charlotte stands up and brushes herself down. "Give me a moment and I'll come up to the bar and clean myself up."

The waiter looks entranced and terrified.

As he moves away, Charlotte glances at me with a mischievous lick of her lips.

"Now for something for him to remember me by. Something for him to wank over later. Get yourself ready in your chair, Jack, and you can get a front-row look. Maybe bring yourself off while you're watching!"

Charlotte rises from her seat, the flow of her dress open to the breeze as she strolls to the bar. I move seats into the shadows, my back to the other guests, facing the bar where Charlotte is headed.

She makes for the open side of the bar and pulls a stool to her side, slipping onto it as she parts her legs and places her feet on either side. Her dress opens provocatively in front of the waiter, revealing her thighs right up to her naked pussy to his gaze.

I cannot hear the conversation, but can see every move they make. I look around me. Behind sit several couples, all engrossed in conversation. I move my chair so as to face straight at the bar, my back to all the other guests. Unseen, I run my hand under the belt of my shorts, pull down the zipper and unfold my growing cock. Fondling it to a gradual erection, I watch Charlotte and the waiter in front of me. I carefully release my prick into the open and cover it with my hand as it begins to swell..

At the bar the waiter gives Charlotte a damp cloth. She makes a show of wiping her thigh, lifting the material of her dress above her legs and rubbing the damp spillage from it. The dress is now at waist level, and I can see the eyes of the waiter are fixed to her groin and her naked pussy as Charlotte makes a great fuss of wiping the inside of her thighs with the cloth.

Charlotte pretends not to notice or care, vigorously rubbing at the dress material and then hands the cloth back to the waiter. She stays sitting on the bar stool, her legs open, the dress pulled up high revealing her cunt. The waiter looks around him shiftily and guiltily, but Charlotte take his hand and guides it to lie on her inner thigh and then sliding it upwards.

She looks straight at me and runs her tongue over her lips mouthing. “Watch me.”

She leans forward just slightly and lets her hands unfasten the top of his trousers and then pulling down the zipper. His cock springs out, long, dark and very straight.

I can see the two of them smile at each other. To the casual observer, just a normal interaction between customer, and waiter. Nothing going on.

My prick is growing as I watch, and I let it lie in my hand, stroking gently. Savouring the view in front of me. Slowly, carefully and silently I start moving my hand along my growing shaft, widening my knees to the open air and watching it grow upwards.

Charlotte wraps the waiter's dick in one hand and squeezing some moisture from the cloth, rubs it along the shaft. She licks her long fingers, letting the saliva coat them and then wraps them around his cock, moving slowly back and forth along it's glistening shaft. He stands remarkably still. Just his hand moving in towards Charlotte's open cunt.

Her hand, holding his erect prick, is now moving gently as she stares at him with a smile. His fingers have reached her pussy wetness and slowly push themselves in. They lean slightly into each other, but to anyone observing, it appears just a conversation.

The waiter stays very composed, but I know Charlotte is wanking him as he plays with her pussy under her open dress.

I try not to draw attention to myself. Sitting up straight in my chair, I gently wrap my hand around my throbbing prick to stroke it and feel the orgasm rising from my balls.

We all three appear to cum at the same time. I splash my warm semen through my fingers and into my shorts as the waiter jets a stream of cum over Charlotte's dress, leaving a dark stain.

But it's far from over.

She beckons me to where they are standing. Charlotte wipes the cum from her legs.

"I need a fuck," she murmurs to me. "I'm wet and ready for you. Let's show him what we can do together."

Holding up my shorts, I move into the shadows by the side of the bar, almost but not quite out of view from the pianist and the other guests. The waiter still has his cock out, rubbing it in anticipation. His erection seems to have grown strong again, his long straight prick is ready for more.

Charlotte reclines against the bar top, her dress fully unbuttoned and falling to each side of her body. She opens her legs to me, fingering herself, her pussy glinting with cum.

"I'm nice and wet for you. Be quick," she begs.

I need no encouragement. The young waiter rubs his brown cock, saliva running from his mouth. I slide my stiff erection into her with one smooth thrust, and my penis goes in stickily as she lets out an almost silent sigh. My thrusts are urgent, pumping into her as she strokes herself. She drops a hand down to her wet cunt slit and lets her fingers play with herself alongside my cock. She grinds her ass against the bar top, bracing herself with one hand. I stand in front of her, my hands on her hips, pushing myself into her slippery crack, my cock pumping in and out.

Next to us, the waiter has cupped his balls with one hand while the other rubs his long brown prick urgently. He stares down at Charlotte's pussy, with my prick and her fingers inside it, his gaze lingering over her naked body.

"Let's all cum". whispers Charlotte. "Let's enjoy and remember this."

She reaches out to grab his cock and starts to wank it over her breasts. Her slim fingers sliding up the swollen, sticky shaft towards his balls.

"Let's see if you boys can give me some cum together," she purrs as she rubs his prick over her tits, sliding her hand down the stiff shaft.

The dull light from the bar shines on the three of us, the shadows shielding us from view. Only the pianist seems to have noticed us. I catch him glancing our way. He keeps himself completely composed, still playing with just the merest hint of a smile on his lips.

I cum in a spurt, slip myself out of the warm wet pussy and dribble my sticky semen over Charlotte's tanned belly. The waiter cums also and splashes over Charlotte's tits.

The pianist raises his eyebrows and, taking one hand off the keys, gives me a thumbs up.

So our holiday in this magical place ends.

We will be back. And Charlotte hopes the waiter will still be there.