Some friends mentioned that my recent vacation exploits would translate well into erotica and suggested I post it. It's long, so I'll post it in a few sections.

Quick background on me: (well, I guess you can see my profile for the basics), 28, never married, no kids, raised in a nudist household. I'm bi and have been seeing a guy for about a year (which is a very long time for me). His name is Tom, he'll be 50 this year, separated, but still living with his wife while they raise their boys. I've been an avid swinger for years, he and his wife were, too, way back when. He and I have ventured out together a few times as well as assorted threesomes/foursomes, so we are both extremely open-minded. Okay, that's all the housekeeping...

Tom is a financier here in Chicago and does very well, but obviously its his clients who are the ga-jillionaires. Last summer, one of his friends (an uber-wealthy older gent) was on vacation, but had to come back to the States for business, which left his yacht unattended in the Mediterranean. He offered it to Tom, who promptly invited me on a trip to the south of France including several nights on the yacht and the rest in a villa in the hills above Cannes.

Twenty-four hours later, a polite and uniformed deck hand helped me aboard this gorgeous yacht that was all ours. We landed at about 9am, so we had the whole day and I peeled off the strapless maxi dress I had traveled in - my only piece of clothing save my stylish yet practical Tom's wedges - and sprawled my naked self in the sun of the forward deck and napped the day away to beat the jet lag. I could spend all day telling you how lovely it is to wander around "your own" boat in your birthday suit with a few smartly dressed men bringing you cocktails, towels and anything you need, but that's not what this story is about.

It was great being nude on the boat - but the beaches were beautiful, too. Luxurious and filled with half naked - and sometimes completely naked - tourists and families; skinny little eastern European teenagers with their big, hairy Russian sugar daddies; ripped, tan young men in Speedos checking out girls; and, dainty Asian women under umbrellas.

One day, Tom and I were lounging in our chairs, he having gone native in a tight pair of Daniel Craig style swimshorts and me in just the bottom half of my Wicked Weasel bikini (457 Mirage if you are a fan) - thankfully I had gotten my summer Brazilian done by chance a few days before. We had waved off several African vendors selling massage oils and sunglasses, but this time we were approached by an adorable young girl who was selling some seashell jewelry and handing out flyers for a rave club. I don't even want to know how old she was, probably not much above sixteen, but Europe is so much more open minded - she was walking around in a deeply cut tank top with nothing underneath but her youthful, pointy b-cups and the most amazing, ripped jean shorts ever. Her skin was sun-kissed and her shoulder-length, thin, blond hair was bleached by the sun with a pink dyed streak underneath. She had thick, black eyeliner on her lids, but soft pink lip gloss on her mouth and a small diamond nose ring.

Her name was Karine. She sat on the edge of Tom's lounge chair and spoke to us in French until my highschool French didn't hold up any more and she figured out we were American. "You are brave to go topless," she said. "Most American women on these beaches don't."

"Really?" I asked. "I'd think they'd welcome the chance - we don't have much of this back home." 

"No, they stare and giggle, but most women still won't do. Is sad. Bodies are beautiful and made for the beach and water," she replied.

"I couldn't agree more," Tom said and gestured down my nearly naked body. I waved him away a little. He went back to peeking at her rather exposed breasts through the deep arm hole of her tank.

"No, he is right. You are beautiful. I'm glad you are showing your body," she said, and then catching him gazing at her, said to Tom, "And, you look like a regular Frenchman," referring to his tight swimwear. Glancing down, she raised her eyebrows with a smile and said, "Well, maybe better than average?" and gave the waistband of his suit a little snap. We all laughed and chatted some more.

"Have you been to swimming?" she asked.

"A little," I replied. "Not together. Not sure about leaving our stuff on the chairs while we are in the water."

"Ah yes, but this is not good swimming here. The beach is rocky and there are too many childrens to have any real fun," she said. "There is a place my friends and I go in the hills. There is a small...how do you say? Running of water?"

"A waterfall?" I asked.

"Oui, oui - a petite waterfall and very clear water. It is in the forest, no one around. We could swim naked there. Everything would be safe. Would you like to going? I can take you."

Properly cautious but completely tempted, we left anything truly valuable on the yacht, and met up with Karine later that afternoon. She took us up into the hills to this lovely little waterfall - not a big thing like Hawaii, but really remote and with a clear pool of water that continued down a little rocky river afterwards.

Karine stood on a large flat rock and pulled off her tank top and pushed down her shorts. That was all there was to her outfit. Her body was petite, but long and lithe. She was very thin and her triangular, pointy b-cups that had looked enticing before as her nipples tried to pierce through her tank top now hung perfectly on her small naked frame. My eyes ran down her body to the small patch of trimmed bush she had just above bare and prominent outer labia. "What do you think?" she asked, "beautiful, non?" She meant the river.

"Yes, very!" I didn't.

Karine jumped in the still water with a little scream. I was only wearing a wrap and the same bikini bottoms so they disappeared in no time and I jumped in as Tom peeled down his Daniel Craigs and followed me in. The water was cooolllddd, but it was nearly 100 degrees out so we adjusted quickly.

I loved Karine's spirit. She clearly had no hang ups about a couple from America she'd only met a few hours before seeing her naked.

Nor did she have any big pre-occupation with our bodies. It was all so casual and easy, really nice. We laughed and talked about the beautiful setting. We took turns getting out of the water and jumping back in from the big flat rock.

Tom and I exchanged glances as we watched her crawl up the rock, her bare ass cheeks shining from the water. Karine and I had a similar moment floating together and watching the water cascade down Tom's naked body and off the tip of his cock as he stood to jump back in from the rock. I actually heard her say "Ooh lala..." How French is that?!

Karine had no problem coming up to me or Tom and hugging on to stay afloat as we all trod water, legs entwined, occasionally wrapped, our bare chests casually bumping and touching. She and I kissed. It was sudden but perfect. We joked about needing a strong man to keep us afloat, and we each took a position on one of Tom's arms. Our hands were on his chest and our legs kicking below and our thighs hugging his thighs.

She leaned across Tom and kissed me again. Deeply and for real this time - her tongue expertly twirling through my teeth to meet mine. I think she liked the idea of doing it for Tom as an audience. He liked it, too - he slipped his hand under my ass and started fingering my pussy. I moaned into Karine's mouth and she replied with a deep sigh and plunge of her tongue. Her hands moved to my shoulders and we came chest to chest as I rolled forward sandwiching her between me and Tom - her back side to Tom's chest.

As a flotilla we worked ourselves closer to some rocks on shore where our feet could touch the river bottom. I pushed in, kissing down Karine's neck. Her head tipped back onto Tom's shoulder. Her hands slid up my breasts, which were considerably larger than hers, then on up to Tom's face turning him to kiss her. Her arms fell back behind both their heads. I placed my hands on Karine's breasts - unbelievable firm. I squeezed and pinched her nipples, and she wrapped her legs around my waist tightly. I watched my ruggedly handsome man, who technically is already old enough to be my father, push his tongue into this beautiful young girl's welcoming mouth. She sucked on his tongue and locked eyes with him and giggled.

I was infatuated with her nipples and needed them in my mouth. Her breasts were heaving in and out of the waterline as she ground her ass back into Tom rhythmically with their kissing. I slid my mouth down to the waterline and took her nipple in my mouth. The cold water and excitement made them rock hard and they felt amazing between my lips. I gently nibbled and pulled with my teeth.

I rose back up, my tongue trailing a path up her chest to her neck, then her jaw line, and as my tongue moved over her chin, her face rolled toward me in a complete embrace and I could taste Tom's mouth in hers. Her arms slid around the back of my neck as her legs hugged me close. Tom's arms enveloped her and his big hands looked huge as they ran over her bare body and small breasts. I could feel his cock poking out from between her legs and hitting me almost square in the clit.

Karine's hand dropped between her legs. I could feel her stroking Tom's cock underwater as she and I kissed. Now it was her knuckle hitting me square in the clit on every up stroke of Tom's cock. I was unsure of what would happen next. She was on fire. Moaning, writhing. She would only break our kisses to lean back into Tom and feel his hands envelop her and grind harder on the cock between her legs. Then, she'd lean back into me, push her ass tight against the hilt of Tom's cock, hug my pussy to hers with her legs and stroke him even faster, masturbating my clit in the process.

I looked to Tom and mouthed the words, "Are you going to fuck her?" He was way too far in heaven to really care as long as the feeling kept going, so I rolled with it.

The momentum of our handsy sandwich built and Karine started making the most amazing pre-orgasms noises. Most of the muttered words were in French, but the meaning was clear - she was about to pop. And, she was definitely taking us with her. I raised one leg up slightly, hooking it around Tom's thigh and holding us all together. This put the head of his cock just below my clit on her down stroke and brought her knuckle right up under my hood on the upstroke. I was about to cum. Tom's head tipped back as he felt the soft skin of my outer pussy in between strokes from Karin'es delicate hand.

A gutteral but high pitched moan started somewhere in Karine's throat and traveled into mine as our tongues danced. Tom started to shudder and I couldn't wait to feel the energy of my lover and my new best friend cumming together. Tom's cock throbbed in Karine's tiny hand as she went over the top, breaking our kiss and digging her nails into my shoulder as she rose up and held Toms' cock firmly to her pussy as he began to shoot stream after stream of hot cum onto my pussy underwater. I could feel it briefly as the warm semen mixed with the cold water. With Karine erupting in my arms, I went over into a deep orgasm that tickled that place deep in my abdomen for a loooonnnggg time as we all came down.

Karine was frozen in the sustained aftermath of her shuddering orgasm and slowly slid back down between us. She turned and hugged into Tom, curling herself around him. I came in from behind and we laid against the rock like that, our breathing heavy. A light rain started a few minutes later and suggested a natural ending to today's adventure.

As we found the few clothes any of us had brought and wandered down the rough path, Karine said to Tom, "I'm sorry for no fucking. Is not because I don't want to fuck. I'd like to fuck very much, but I have to ask my boyfriend and he returns from Lyon tonight. We are coming here tomorrow if you like to return with us."

We both agreed that the day had been amazing, and that we'd love to come back. I told her that I actually really loved that kind of contact without penetration.

She said she did as well, but that it was hard to resist Tom's cock so close to her pussy. "But I also worry it might be too big for me. So this was good."

Yes, this was good.

### End Part 1