The day started like most days; I got up, had a shower and went to the kitchen to make myself a coffee.

But today, while I was waiting for the kettle to boil, I looked out of the kitchen window and saw my koi carp up looking for food.

So I slipped on my bathrobe and slippers and went out to feed them. The crisp, fresh morning air against my still, damp body really woke me up.

While I fed my fish, I looked up into my neighbour's garden to see a new hot tub with Milly, my young neighbour.

Milly caught me looking and said, "Morning."

"Morning. I didn't mean to be nosy. A hot tub. When did you get that?"

Milly moved across the tub and said, "Yesterday. I think you were out."

"I was at work, it's a nice one."

Milly smiled and said, "The guys were great getting it in and set up."

"Where's Jack? Doesn't he like it? I love mine. Was thinking about getting in later."

"Jack's at work all day. Why don't you join me to save uncovering yours?"

"That sounds great if you don't mind?"

"You're more than welcome it's lonely in here."

"Ok, I'll just pop indoors and get my shorts on."

Ten minutes later at the side of her hot tub, Milly smiled and said, "That was quick."

"Didn't want to give you time to change your mind."

"Me, change my mind, never."

Giggling, she slashed me with water. "Are you getting in?"

I got in opposite her and sank into the tub.

She looked gorgeous in her little red swimming costume, her nipples were rock hard like cherries on top of pert little cakes.

I was really enjoying the view, when she said, "Do you like what you see?"

"Sorry, I didn't mean to stare, but you look so hot."

"Thanks. It's new; just for the tub."

"If you like the hot tubs so much, why didn't ask to use mine?"

Milly started to go red. "Well, I was going to, but Jack said you use yours naked, and I think I'm too shy to do that."

"Jack's right. I always use mine naked. It feels so good but I wouldn't make you get naked. That would be your choice."

Milly naughty little smile came back and she said, "So why the shorts today?"

"Your tub, your rules; I didn't want to shock or upset you."

"I won't lie. It would have surprised me, but I wouldn't get upset. So if you would be more comfortable take them off."

"If you're sure."

So I started to pull them off. Milly covered her eyes and started giggling. I said, "What's so funny?"

"I just didn't think you would. I don't know where to look."

"Come and sit next to me then you just need to not look down."

"I can't, You're naked; what about Jack and your wife?"

"I won't tell if you don't. Now come over here or I'll come to you."

She stood up to move over to me.

"Wow, you look amazing. You could easily be a swimwear model."

She started laughing. "Really, you're too kind."

As she moved across the tub, she started doing silly poses. Just before she got to me, she slipped and fell into my lap. Her hand landed on my cock. It lingered there for seconds before she removed it.

She went as red as her swimsuit and said, "Oh my god, I'm so sorry. I didn't mean that to happen."

"Don't be silly no harm done, unless you hurt yourself."

"Just my leg a bit but I'm fine."

I leaned in and put my hand on her leg.

"What are you doing?"

"I'm just going to give your sore leg a rub."

She moved her leg a little closer to me saying, "That's funny, that's what my mum would do or kiss it better."

"Sit on the edge of the tub, so I can have a quick look."

She pulled herself up on the side and I gave her leg a rub. As I rubbed, she started to part her legs.

"Is that that feeling any better?"

"A little bit, thanks."

I moved between her legs and kissed her knee.

"What are you doing?"

"What your mum would do."

She laughed as I kissed her again, then I moved up a little and kissed her mid-thigh. I'm sure I heard a little moan so I moved closer to her beautiful camel toe and kissed again.

This time, there was a moan, so I kissed her again. The next thing I knew her hand was in my hair.

I carried on up her thigh getting ever closer to the edge of her swimwear. The closer I got the further her legs parted and the louder her moaning became.

"STOP STOP!" she shouted as she pulled me out from between her legs. "This is so wrong, we can't, what about our families?"

Before I could reply she put her lips on mine and started kissing me with a hunger that told me she wanted more.

As we kissed, I placed one hand on her side and the other on the back of her head in her wet hair. While we kissed, I pulled lightly on her hair and moved my hand up her body till I could put my thumb onto her hard nipple.

I felt Milly moan in my mouth as she wrapped her legs tightly around me pulling me closer. I could feel my hardening cock pushing against her crouch, and I knew she could feel it too.

I placed my hands on her shoulders. Then slowly pulled the straps of her swimsuit down over her arms until the suit released her pert young breasts into the cool air.

I placed both hands on her lovely breasts and started playing with her nipples. We broke our kiss, Milly pulled her arms out of her swimsuit and pushed it down her toned body. At the same time, I lowered my head down to her breast and took one of her hard nipples into my mouth.

While I sucked and nibbled on her young nipple I could hear her soft moans of pleasure. I lowered my hands to her rolled-up swimsuit and tugged at it.

As I did so Milly lifted her body so it could slip off her cute ass and down her legs and into the tub.
I could smell the sweet scent of her young pussy calling me. So I lowered myself down between her legs parting them as I went.

As I got closer, I could see her neatly trimmed dark bush pointing the way to her puffy young pussy waiting to be enjoyed.

I leaned in and kissed her beauty, then opened her soft sweet lips with my thumbs. I stuck out my tongue and ran it slowly and gently up between her hot lips until I reached her little clit.

I did it again and again like a cat who'd got the cream. I could hear between her moans her saying,

"Oh my god, oh my god."

On the fourth or fifth lick, I stopped at her beautiful swollen little clit. I then placed my lips over her bud and started flicking my tongue across the tip of it.

I did this for a few minutes until she clamped my head with her thighs and pulled on my hair, as she had a screaming orgasm. Then her body started shaking as she had her second orgasm.

I continued licking until she released my head and pulled me up.

She kissed me and said,

"I really needed that. Now I want your cock."

She then turned around, lent on the side of the hot tub, and pushed her ass back on my cock. I lined my big purple tip up against her wet lips and grabbed her hips, pulling her back on my cock.

In one move and a groan from both of us, I was balls-deep. I started pumping hard and fast getting into a good rhythm, when her phone pinged.

"O shit, I forgot my mum was coming round. Quick you've got to go."

With that, she was out of the tub, grabbed her swimsuit, and was gone. I got out, found my shorts, and was over my fence just in time as they returned to the garden.