"And did you see what that little hussy was wearing?" One of the ladies said.

"It is just scandalous! Imagine!" Another in the group said in agreement.

I had just come home from work at the garage that day and Mom and a couple of the neighborhood ladies in the "Gossip Guild" were chattering away like a trio of angry squirrels.

I didn't pay them much attention – I rarely do when they get a burr under their saddles like this – until I realized they must be going on about whoever moved into the old Peterson place a few houses down the street.

"Yes, and those so-called shorts she was wearing... why, there wasn't enough material in them to make a good handkerchief!"

"And that top she was almost wearing... I mean really! Why bother wearing anything at all!"

Mom listened to the two harpies as they riled and ridiculed the poor woman in question, smiling as she let them go on. Mom wasn't the type to buy into the gossip and clothesline chatter of the local grapevine. But these girls were her friends, so she politely listened to their slander.

I left the three of them cackling and criticizing this poor new neighbor woman who I had never met and went in to shower and change out of my dirty shop clothes.

As I came out in my sweatpants and drying my hair with a towel, the other girls had left – I didn't hear anymore sniping from the bathroom, so I knew it was clear! 

"So who were you and the Gossip Girls castigating today?" I laughed.

"Oh, that new little tart that moved in down the street. Now all the women in the neighborhood are going to have to keep a wary eye on their husbands if they want to keep them!" Mom said.

"Well, you don't have to worry, Mom. You aren't married and I am too damn busy at the shop to even glance sideways at another woman!" I said.

"Work keeping you busy is it, hon?" She asked.

"Yeah, but I'd rather be too busy than not busy enough. We have enough work to keep everyone employed and no one gets laid off."

"That's good. No one wants to get laid off. But try not to work too hard. You do a lot for me around here, and I hate having to ask you when I know you are tired from working so hard all day."

"No problem, Mom... I always have time to help you," I said.

"Aww, thank you, sweetie. Now, why don't you go put on a t-shirt and get ready for dinner? It will be ready in about ten minutes!"

The next day was my day off and I was out front cutting the grass. It was a warm summer day, not too hot, and with a nice light breeze – the perfect day to do yard work.

The grass had gotten longer than Mom liked it, and she had asked me to take care of it before she left for work that morning.

I had just finished cutting the grass and was about to start edging along the sidewalk when a very attractive young woman came walking up the sidewalk towards the house.

She was wearing a bright yellow cami top and jean shorts with sneakers and no socks. I could see from a distance that she had a knockout figure, but it wasn't until she got up close that I saw a very cute face to go with it.

"Excuse me, but are you John Davis?" She asked as she approached me.

"Yes, I am," I said.

"My name is Kelly Franklin. I just moved in down the street a few houses," she said.

I knew exactly what house she was talking about because we hadn't had anyone new to the neighborhood in some time. Our little neighborhood was about ten miles outside the city itself and set back off the highway a bit.

Being isolated like that was nice – we knew immediately when someone new came into our 'hood and we could keep an eye on each other's houses. Sort of an informal Neighborhood Watch kind of thing.

"Well, welcome to the neighborhood, Mrs. Franklin. It's nice to meet you," I said.

"It's nice to meet you as well, but it's Miss Franklin. Or better yet, Kelly," she corrected me with a smile.

"Well, in that case then, it's John," I said, and we shook hands on it.

"The reason I came over, John, aside from introducing myself, is that I have a problem. I understand from the talk around the neighborhood that you are a mechanic, is that right?" She asked.

"Yes, that's right. I work over at Highlands Automotive Center."

"Oh good. Well, I hate to bother you... it's obviously your day off, but I'm afraid my car is being difficult again. Could I trouble you to take a look and hopefully it's something simple that you could get it running?

"I wouldn't ask, except I have to get downtown to sign the papers for the house. I haven't had a chance to get the bus routes or I would just take the bus," she said.

"Sure, I can come over and take a look. Let me put this lawnmower to bed, and I'll walk back with you," I said.  

Our lawn wasn't quite big enough for a riding lawnmower, that would be a bit of an overkill. And yet, it was a lot for our self-propelled walk-behind mower, especially on a hot day.

Luckily, this wasn't that bad a day and the breeze helped cool things down too. I put the mower away in its designated spot in the garage and shut the door. I would still have to edge the driveway, but I could do that later.

I grabbed a few diagnostic tools that I had in my tool chest and then turned to Kelly. "Okay let's go have a look at that car," I said, and we started walking back to her house.

The Peterson place – now the Franklin place – was about eight driveways down the street and on the other side of the street from Mom and me, so it wasn't a long walk.

As we walked, I asked her how long she'd been here. I was surprised to learn she had been in the house for about a week already.

"Well, I go to work pretty early in the mornings to get things ready for the day. So that's probably why I haven't seen you around yet," I explained.

"I haven't been out introducing myself, either. Between getting the utilities arranged and moving a few things in, I've been pretty busy myself. Plus work keeps me pretty busy too," she said.

"Oh? Where do you work?" I asked.

"I'm the new loan specialist at Hancock Bank. The main branch over on 14th Avenue," she said.

"Yeah, I know the place. I drive by there to get to and from work. I've never been inside, but now I think I might have to open an account there!" I said.

Kelly smiled coyly. "Well if you do, be sure to tell them I sent you there. We get a bonus for every new account we land!" she said.

"I'll do that. Well, we are here, let's have a look at your car," I said. She took me into her garage and I saw her car. It was a red 2015 Chevy Malibu that had seen better days.

The car had a lot of miles on it – over 150,000 actually – and the engine was tired. The suspension also was shot, I could tell that from the tires. The tread on the inside edge of the tire was worn down almost to the bias, and the right front tire was leaning noticeably. The body was in fair shape, although a good wash and wax would help, and the interior too was showing its age.

I popped the hood of the car and took a look around. It wasn't good. I could see evidence of a front seal leak, and the radiator hoses were all worn out. The fan belt was starting to fray a bit, but it was still serviceable for awhile. 

"Does it start?" I asked Kelly. I wasn't being sarcastic, I just wanted to know if it started so I could listen to it.

"It starts, but it runs really rough and then dies about a minute later," she said. I hooked up my diagnostic computer and told her to start it up so I could see what was going on. She got it running, and I looked at the display screen on my computer. I didn't like what I saw.

"How long has it been like this, Kelly?" I asked.

"It started yesterday on the way home. I was lucky it began acting up a few blocks from the house here. I had to restart it three times to get it home. Now I'm afraid to drive it anywhere," she said.

"Kelly, I'm afraid your car has some serious issues – more serious than I can fix here. We'll have to bring it to my shop so I can delve deeper into this. Unfortunately, because it won't run for more than a minute without dying, that means it will have to be towed to the shop.

"Now we have tow trucks at our shop, or you can call one yourself. And of course, you don't have to use our shop either – it's up to you. But this car can't be driven anywhere."

"Dammit! This is just great! How am I supposed to get to work? Or get groceries or my other running around?" she asked, sitting down exasperated.

"Well, Kelly, as I said, your bank is on my way to and from work. I could take you to work and back. And I usually go to the store at least once a week, sometimes twice a week. You could come along and do your shopping at the same time.

"As for your other running around, I'm sure a lot of it can be accomplished over the phone or the Internet. These days you almost don't have to leave your house to conduct business. Everything is online anymore. But if you need to go anywhere, let me know and I will see what I can do to help. At least until your car is fixed."

"Really? That would be so wonderful! Thank you, John!" she said.

"Well, what are neighbors for? I mean we all need a little help now and then. If we can't count on our friends and neighbors, who can we count on?" I said simply.

"So tell me, John... which am I? Friend or neighbor?" She asked with a kittenish grin. It was a question that would foreshadow what was to come.

I let the question go for the moment and went to unhook my tools from the car, closing the hood. I wrote my phone number on the back of one of my business cards and gave it to her. 

"Here is our company. I also put my home phone on the back. Give me a call when you decide what to do with your car or if you need a ride anywhere. I'm probably going to the grocery store in the next couple of days and I will swing by to see if you want to go along," I said.

"Thank you, John, you are so sweet. I think I'm going to like it here," she said with a smile.

And I think I'm going to like having you here, I thought as I smiled at this little Latino lovely.

Just like I said, the next day I was headed to the grocery store to pick up some things for dinner. I pulled up to Kelly's house and told her I was going to the store. She wanted to come along, so she grabbed her purse and we headed to the Main Street Market.

"I just wanted to let you know that tomorrow, one of your tow trucks is coming to take my car to your shop to get it fixed. If I could hitch a ride to work with you, one of the girls from the bank will take me back to your shop and I can pick up my car from there.

"I told them at your shop that I didn't want anyone touching my car except for John Davis and they said that you would be the only one working on it then," she said.

"Well, we have several good mechanics there, but thanks for the plug!" I said.

"Maybe so, but you've been so nice to me that I wouldn't feel right letting someone else work on my car," she said.

Then she surprised me by leaning over and kissing me on the cheek. I was just glad we had pulled into the parking lot of the market or we might have had two cars to repair!

The next day the tow truck brought Kelly's Malibu to the shop. I had finished the car I was working on the previous afternoon, so my work area was clear and ready to take her car right in.

Once the tow truck driver unhooked the car, I started it up and it ran just long enough to get it in my work area before it died again. I hooked it up to the diagnostics in the shop, which are much more thorough and reliable than my handheld, and began trying to figure out what was up with her car.

I worked on the car for the whole day, diagnosing and then repairing the car as best I could. I knew that it was only a temporary fix – her car wasn't going to last much longer no matter what I had done to it.

Turns out she bought the car used and the car was a former rental car. No wonder it was in the condition it was in!

Kelly came by after work and I had just got things put back together. She came back to talk to me about what I had found and what I had done to fix it.

"Kelly, I had to do a lot of work to this car to get it back in any kind of drivable condition. That rental company didn't take very good care of their vehicles – which is unusual. It must have been a cheesy third-rate company.

"Anyway, this car is on its last legs and I'm afraid it won't last much longer. I got it going for now, but you need to start looking for another ride here pretty soon."

"Yeah, I was afraid of that. I would like to get something in better condition but I just started at the bank and this move tapped me financially. I hope the old girl will hold out until I am ready to replace her!" Kelly said.

"Well if you are careful and take care of her, she should last another year maybe. But not much longer than that. When you are ready, I would be willing to look at any prospective car you are thinking about and give it a good going over to tell you if it's worth what they want for it.

"And if you go to Macey's Used Cars, they usually have a good selection at reasonable prices. I know the guys over there so just tell them you're my friend, and they will give you a good deal."

"Thank you, John, I will do that. And thank you for helping me with this car. How much do I owe you?" she asked.

"Well, because you brought the car to us, we will waive the tow bill. That will save you a couple hundred right there. And as for the repairs, that comes to $2500.00," I said.

She handed me her credit card and I went to the cashier to have it rung up while she waited there by the car. I came back a couple of moments later with even more bad news.

"Kelly, I'm afraid your card didn't go through. We tried it twice and it refused us both times. Do you have another card or another way of paying for the bill?"

"Oh no! Shit! I'll bet my bank doesn't realize I moved and isn't accepting a bill from here! And it's too late to call them! It's Friday so I won't be able to reach them until Monday too!" she said.

"Well, we can't release the car until the bill is paid. We can move it out onto the storage yard till you come in Monday to pay the bill, but that's the best we can do. I'm sorry."

Kelly thought for a minute. Then she came up with an idea. "John, honey, you and I are friends, aren't we? Isn't there SOME way that we can figure this out together... as friends?" She purred, trailing her finger down her chest.

She hooked the tip of her finger over the V neck of her blouse and pulled it down giving me a better look at her amazing tits.

"Wh-what are you doing, Kelly?" I said, shocked at her behavior.

"Well, I'm just trying to be creative. There are other ways to pay this nasty old bill... if you want to."

"I-I don't know..." I gulped.

"Oh come now Johnny dear... I've seen how you look at me. I know how much you'd like to get your hands on the girls here." She cupped her huge tits and hefted them a bit to show me.

"But how..." I said still stunned.

"Listen, Johnny, I can't read these things very good," she said, holding the bill up to me, "but from what I see here, there weren't a lot of parts used in the repair. So if you will take care of the cost of the parts..."

She looked around to make sure no one was watching or could hear us. Then she stepped up very close to me and put her hand on the large and growing bulge in my jeans, "... I will take care of the labor!" she whispered in my ear, giving my cock a little squeeze for emphasis.

The emphasis wasn't really necessary –her meaning was more than clear. She wanted to trade sex for the car repair. Kelly stood there, her green eyes sparkling, biting her fingernail so coquettishly. She had made the offer and I'd be a damn fool to turn it down!

"Come with me," I said. I took her hand and we walked quickly across the garage floor to the tire rack.

There was a small passageway behind the tire rack that led to a break room. We went inside and I shut the door. As soon as I did I grabbed Kelly and pinned her against the back of the door. 

I guess my sudden move towards her caught her by surprise. "Oh, John!" she gasped.

"Okay, now let me see if I understand the deal you are making here. If I pay for the cost of the parts I used to get your car running, and forget about the time I spent on it, you will have sex with me... is that what I'm hearing?" I asked.

"If you are willing to do that," she said softly. She wasn't sure if I was serious or if I was going to report her to the police at that point.

"Well, you know the labor on this car is pretty expensive. I worked most of the day on correcting what someone else tried to jerry-rig.

"Whoever worked on your car before you should get out of the car repair business because they didn't have a clue what they were doing! Once I undid what they had screwed up, I fixed it properly... at least as much as I could.

"That much time and effort are worth a lot more than just a blowjob or a quick rabbit-fuck."

"I wasn't thinking of just a blowjob or a rabbit-fuck, John. I know you put a lot of work into my car and I appreciate it. If you will help me out, I will make it worth it to you. We are friends, and I wouldn't short-change you."

"So what are we talking about? What do you think this kind of bill is worth sex-wise?" I asked.

"What do you mean, John? I don't understand," she said, looking a bit confused.

"What are you willing to do sexually? This is a lot of money. You say you want to make it worth it to me, what are you willing to do for me to forget this bill?"

Kelly smiled the smile of recognition. She knew what I was asking. I had asked her what she would be willing to do to forget about her car repair bill. I had fixed her car and she didn't have any way to pay for it. At least not in money.

Kelly stepped forward and put her arms around my neck. "Johnny, darling, I will do anything you want. You want my pussy, it's yours. You want to fuck my ass, just ask. Whatever you want and however you want, I'm yours, baby. I won't say no. Is that what you want to know?"

"Yeah, that pretty much clears things up. But since this is such a large bill and I am only human, I would like to be paid back on the installment plan. Is that okay with you?"

"Mmm... more than okay, baby. In fact, I was hoping I could make 'payments!' But what is your 'interest rate?'" She asked, playing along with my joke.

"Oh, I'd say I was VERY interested, actually!" I said. I leaned forward and gave her a deep powerful kiss.

She parted her lips and I felt her tongue come out to lick my mouth – her tongue's version of knocking on the door. My mouth opened for her and my tongue greeted her, the two of them playing between our mouths as I devoured her.

After a few minutes of kissing and necking on the old sofa in the break room, both our fires had been properly stoked.

"Why don't we go back to your place... this old garage is pretty dirty," I said. "Besides, that way I can follow you home and make sure you don't have any more problems with your car."