When you own a cottage, particularly if it's a good cottage, you come to expect friends and family to invite themselves over from time to time. I have a pretty good cottage up on an island filled lake in Northern New York. It's got two bedrooms, a dock, a small beach, and a terrific view of the lake. It's hard to find, and kind of isolated, but I love it so much that I just can never seem to keep from bragging. So, from t...