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A Brush With Fate

"Sometimes love is found by fate..."

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Author's Notes

"Starting in the smoke and deprivation of 1888 Whitechapel in the East End of London, a sixteen-year-old woman finds forbidden love in the ‘Garden of Eden,’ otherwise known as the county of Kent…"

“I heard there was another killing two nights ago, a poor lass over in Spitalfields,” Margaret loudly announced from her kiosk across the gangway at the match factory. The ladies who worked there had just started their morning shift.

“The Leather Apron?” A woman questioned from further down the line.

Her loud words brought a cry from the overseeing works foreman on the gantry above: "Keep it down, ladies.” Talking while at work was meant to be kept to a bare minimum.

Taking no notice, Margaret almost excitedly replied, “It sounds like it; apparently her body had been carved up, but nobody seems to know for certain. I guess we will hear more in the London papers.”

Her words brought another cry from above: “Keep it down.”

The two ladies had been talking about what would later become known as “Jack the Ripper,” the notorious serial killer who haunted London in the autumn of 1888.

Grace sighed and then glanced at her oldest daughter, Rosie. She stood in the kiosk next to her, like her, packing safety matches. Now sixteen, she had been working at the match factory for the last three years.

While Grace knew that it was too late for her, she thought that there were better and safer places for her daughter to work. She also thought Rosie should be looking for a husband, maybe even courting, but so far, she has shown little interest in men.

However, Whitechapel wasn’t the easiest place to meet a decent man. It was full of thieves and gang members. She wondered if it was time for Rosie to leave home and give her four younger sisters more space.

Glancing over towards Clara, her trusted friend who worked in the kiosk opposite, Grace whispered hopefully, “Do you know of any available domestic service jobs?”  

Clara looked up, surprised, and teased, “Aren’t you a little old, Grace?”

With the merest smile, Grace replied, “I am thinking of Rosie, as Whitechapel is not safe for young ladies – the murders, the gangs, and crime in general.”

“Mother, I am standing right here and can hear every word… I am happy being a match girl, and as you know, at home I pay my way.”

Another gruff shout came, this time from the busy factory floor: “Ladies… that is enough chin-wagging.” Then, with a cruel chuckle, a spiteful remark: “Anyone would think there's been a murder!

The women carried on working, but it wasn’t long before Clara whispered, “I know someone, a friend of my sister's, Mistress Jacqueline Hopkins. She comes from money and is looking for a maid and lives not too far away, in the Kent countryside.”

The foreman banged his stick against the leg of the group of kiosks and growled, “Any more chitchat from these booths, and I will be docking your wages.”

The ladies fell silent and dropped their heads, not wanting the foreman to pick on them and lose money. As they continued boxing the safety matches, Grace made up her mind that she would get all the details about Mistress Jacqueline Hopkins later, and she and her daughter would be meeting her at the earliest opportunity.

***** 

Grace and Rosie stared at the newly completed Great Eastern Hotel. Finished just four years ago, it was the poshest hotel in East London, and only wealthy people stayed there.

“Do you think they will let us in?” Rosie questioned, unsure and intimidated by the imposing stone building. It was very different to the slums of Whitechapel.

“Of course they will. We are wearing our best dresses.”

“Our only dresses, Mum," Rosie corrected.

Grace was wearing a long green dress, which was slightly more ornate than her daughter's light blue one. It also supported a large bustle, a fashion that was slowly dying out, while Rose's dress was straighter and plainer or, as her daughter would say, “less austere."

“Look, Rosie, we have discussed all of this… At your age, I had already met your father, and working at the match factory is no life, especially for someone as pretty as you. It's time for you to face your future and grasp being an adult.”

Rosie looked across the busy street towards the imposing hotel. Behind the building, thick smoke rose from a train that had just pulled into Liverpool Street station, reminding her of just how sooty London was – busy, too. There were a myriad of horse-drawn carriages that filled the street, every one adding to the noise and bustle as they went about their business.

“Mother, is Kent quiet… and nice?”   

“I have never been. But your father says it is very green and, yes, peaceful.”

Rosie glanced at the hotel; after the match factory, it was going to be the biggest building she had ever been in, a daunting prospect, just like being married… or even looking for a male suitor.

“Don’t worry, Rosie. As I have already told you, if I don't like Jacqueline Hopkins, I am not going to put you in service with her; it does not matter how wealthy she is.”

With a glance at her mother, Rosie just nodded, too anxious to say anything. Together, they stepped off the pavement and made the hazardous journey across the street.

Ten minutes later, they found themselves in one of the hotel's private rooms. They had been asked to wait there, and Mistress Hopkins would be joining them shortly.

The porter told them to help themselves to the complimentary pot of tea and rout cakes, which had been provided by Mistress Hopkins. Then he closed the door, not waiting for his tip. Like him, he recognised that the two ladies were not wealthy and did not want to embarrass them.

Grace and Rose nervously looked at each other, wanting to be polite and wait for Mistress Hopkins, but while tea was often drunk at their house, rout cakes were a rare treat. So they helped themselves and were halfway through their second cake when a middle-aged lady, dressed in an old-fashioned, black dress, walked into the room. As she did so, Grace and Rosie automatically stood upright.

“Ladies, thank you for coming… Please sit. I am Mistress Jacqueline Hopkins, but for this meeting please call me by my first name.”

Grace and Rosie glanced at one another, thinking that the meeting was going to be more formal, and they relaxed just a little.

“So, which one of you is Rosie?” Jacqueline asked, deliberately flattering Grace.

She had watched the two ladies arrive. Rosie's long auburn hair, womanly figure and undoubting innocence were perfect for what she had in mind.

With a regimented expression, Jacqueline explained that she lived in a large cottage in the countryside around ten miles inland from Margate, yet close enough to the train station to catch the train either way. Even though she had inherited her father’s fortune, she chose to work producing oil paintings.

She pointed to the landscape hanging on the wall and said, “Similar to that one.”

Both Grace and Rosie turned towards the wall and looked at the painting; they had not noticed it before, not having any time or money to be interested in art.

Jacqueline continued, “I have never needed a servant before, but I am finding more of my time drawn to my new hobby, photography.”

There was no reaction from her two guests, so she explained that she had just bought a new camera from George Eastman in New York, and she was in the process of setting up a photographic studio in the cottage. In fact, she had primarily come to London to purchase the equipment that she would need, and it had come as a happy coincidence that she was having this conversation.

Of course, Grace and Rosie didn’t know what Jacqueline was talking about, though they had seen photos before. They even had the family photographed, but they went to a portrait studio for that. 

However, as Jacqueline spoke, Rosie felt her eyes glancing her way. It was not just a glance. It was more than that. It felt as though she were being evaluated and not merely for employment. That created an unfamiliar yet pleasurable sensation in the pit of her stomach.

As the meeting progressed, Rosie was asked to stand, walk around, remove her bonnet and shake out her hair. They were all things she did without question, much to Jacqueline’s delight.

It was shortly after that Grace and Jacqueline shook hands on what appeared to be very generous terms, which included a full weekend off every month and the return rail fare to London.

Her mother’s hand shook Jacqueline's, and a five-pound note was given to Grace in way of compensation. It was roughly the same amount that her husband earned in a month, and to add to her surprise, another five pounds was promised on Rosie’s first return trip to Whitechapel.

With the tea drunk and the rout cakes eaten, there were a couple of questions from Jacqueline, and these were directed at Rosie, which caused her to blush.

“Have you any baggage?”

“Sorry.” Rosie shyly replied, not knowing what Jaqueline meant.

“Debts, boyfriends, anything I should know about,” Jacqueline iterated sharply.

“No. No…"

“Good, please keep it that way.”

“Can you read and write?”

“Yes, Mistress, but not well.”

“Mmm, that’s something I will be able to help you with.”

The older lady's reply was both surprising and pleasing. Rosie always wanted to be able to read fluently and know what the long words meant. Then, as a final act, Jacqueline produced a sepia photograph of the cottage where she lived with its full address written on the back of it, along with the name of the nearest station. With it, she handed over enough cash for two return rail fares.

“This photograph is for you, Grace. There is also enough money for Rosie and you to come down to the cottage on Monday, October 1st. I believe that is the start date we agreed on.”   

Apologetically, Grace mumbled, “I won’t be able to, my job, and Rosie has four younger sisters—”

“I understand,” Jacqueline replied, slightly cutting Grace off, and she turned to Rosie. “On October 1st, catch the one o’clock train from Charing Cross station, and I will pick you up in my carriage when it arrives locally.

“Don’t worry about working uniforms; they will be supplied.

“Now I think that is all…

“Any questions?”

There wasn’t any.

“See you at the station, Rosie.”

Mistress Jacqueline Hopkins left the room, leaving both Grace and Rosie staring at the five-pound note and photo, the younger woman now wondering what she had got herself into and whether perhaps it wasn’t going to be all bad…

*****

It was the 1st October 1888, the first day of Rosie’s service, and as the steam train pulled into the quaint countryside station, all she could think of was how different Kent was from the deprivation of Whitechapel. Until today, the only time she had seen Kent had been across the waters of the Thames estuary on a rare family outing to Southend-on-Sea.

The green countryside, clean air and sweet smells were all new to her, and despite already missing her family, they made Rosie feel energised as she stepped onto the station platform. It was left to the station porter to retrieve her trunk from the carriage, and then with a whistle and chuff, the train pulled away in a cloud of steam. The young woman was left there with the station porter and a large trunk containing nearly all of her worldly possessions.

“Where do you want this, Miss?”

Rosie anxiously looked around, and then she saw Mistress Jacqueline, and yet her appearance was so different to how she had looked in London. It was certainly not what Rosie had expected; she was dressed like a tomboy.  

“Put the trunk on the rear of my carriage,” Jacqueline stated to the porter, tipping him as if it were nothing, before indicating her horse and trap parked on the country road outside the station.

With the porter doing his duty, the two ladies eyed each other, although Rosie made sure her head remained slightly dipped in acknowledgement of Jacqueline’s superior position in society.

"We're in Kent now, Rosie. I want you to look at me more as my equal, as things are done differently down here.”

Rosie was once again surprised, almost shocked at the suggestion.

With a deep breath, she nervously looked at Jacqueline’s face and realised that the older lady was younger than she had first thought—in her mid-to-late twenties rather than the mid-thirties which had been her impression when she had met her in London.

With her employer’s brown eyes staring back at her, Rosie continued to study the older lady’s facial features. She had thin lips, a slightly pointed nose and long dark hair, currently tied up in a bun. However, Rosie deemed that behind the hardened boyish façade, there was a beautiful woman almost hiding, dressed in what could have been a plain dark footman’s uniform, including a black bicorne hat.

With the trunk loaded, Jacqueline drove the small carriage back to her cottage. On the short journey, she explained that here in Kent the rules were different from what they were in London, and it started with her name…

“Here, Rosie, I want you to call me 'Mistress Jack', as 'Jacqueline' is the name given to me by my French mother, and I only use it for business or when I am with a companion.”

Rosie blushed, knowing she was talking about a lover.

“Now, try saying it…”

“Mistress Jack," Rosie stated confidently, almost amused, though thinking this was all part of becoming an adult.

“That is good, but if we are in London, then you will call me Mistress Jacqueline, as I only go into town to sell my paintings – it's business, you see, and also my hobby. Do you understand?”

“Yes, Mistress Jack.”

Jacqueline smiled inwardly, sensing that she and Rosie would get along well. She pulled onto a track that took them to the isolated cottage where she lived, and a whitewashed building with a thatched roof came into view.

Rosie could not help smiling, thinking that it was lovely and so very different to the two-up-two-down tenement she had been living in, with its only toilet in the courtyard.

As Mistress Jack closed the heavy cottage gates, Rosie surveyed and noticed that the cottage had its own private yard, although this one had a small stable rather than a privy. She was also told that she would be shown how to look after the horse, as it would be part of her duties, and that there was a whole list of things that she needed to do written up on the wall in the kitchen.

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With the horse stabled and her trunk carefully placed in Rosie’s small bedroom, Mistress Jack showed her servant around the cottage, starting with the kitchen.

“Rosie, can you cook?”

“Err, basic food, nothing fancy, Mistress Jack.”

“I will show you – while we are here – you will be treated more as a companion, and from now on, please just call me Mistress.” As she said it, with a warm smile, Jacqueline’s hand touched Rosie’s arm, then softly ran down it, causing the younger woman to glance at her employer.

Rosie felt that there was more behind those words than their initial meaning. Though innocent in the ways of the world, living in Whitechapel for sixteen years meant she was not completely naive when it came to knowledge about sex. If a man had touched her, she would have understood, but Mistress Jack was a woman, which confused her and made her think.

Off the kitchen was a bathroom dominated by a large cast-iron bath; it looked massive and posh to Rosie and very different to the tin bath that hung on the wall back home.

“We have running water,” Mistress Jack announced, running a tap to demonstrate. “It’s clean, Rosie. However, do boil it for drinking as it comes from a tank just up the hill.”   

The tour continued, and then they reached Jacqueline’s painting studio, which was in a large outbuilding. There they stopped to allow Rosie to take in the paintings; all of them were of half-naked or fully nude women.

Rosie blushed, not knowing where to look, having never seen such paintings before.

“Rosie, these are my commissions… Some are girls that have posed for me, but most are images that lie in my head.” Then, turning to the younger, blushing girl, who was now staring at the ground, she added, almost wickedly, “Perhaps I could paint you too, Rosie?”

“Mistress… I can't."

In return, the older lady just knowingly smiled, and they made their way to the cottage, the door to the photograph laboratory remaining locked.

The final stop was once again Rosie’s bedroom, where the older lady showed Rosie her uniform – not your normal long black dress, white apron, or maid's outfit. These uniforms were more like… Well, Rosie didn’t know, but they looked unfinished.

“These are French, the latest fashions,” Jacqueline suggested, knowing it was a lie, but holding the perfect smile towards the younger, somewhat naive girl. “I will leave you to unpack and choose which one you want to wear while I change into something more appropriate.”

She never had that pleasure back home. Unpacking her familiar clothes had her missing her family, and yet she already sensed that her mother had been right to send her away from the streets of Whitechapel.

“Mistress was a strange woman,” she thought.

With an itch developing between her legs, her mind turned to the nude women in the paintings, and she realised that no men were featured in any of the canvases.

“Could I pose like that?” She silently questioned and then blushed.

Rosie locked her bedroom door and, for the first time in her adult life, stripped naked and studied her body in the bedroom mirror. Sharing a bedroom with four younger sisters left her with no privacy, even if they had a mirror.

With an unfamiliar tingling between her legs, she surveyed her body, running her hands over her large breasts, which were crowned by pink, perky nipples. As she did so, Rosie tried to compare her womanly curves to those that she had glimpsed in the paintings. That was until she had become too shy to look. Then she ran her hand downwards, over her tummy and into her sparse, reddish pubic hair.

She quietly groaned, her body flushed, and her mind suddenly running with immoral thoughts. A bolt of unbridled energy ran through her as she touched her nub, her hand recoiling, knowing that was a place that brought her salacious pleasure. It also brought the wicked thought that now that she had her own bedroom, she could explore that intoxicating desire.

She turned to the line of maids' uniforms. They were all slightly different, but without further delay, she picked the nearest one, the white apron having a yellow trim and laid it out on the bed. She noticed that the uniform came with stockings and even French knickers, which she put to one side, unaccustomed to wearing any undergarments beneath her dresses.

Rosie looked at the stocking; her mother had some, but these were the first she was being asked to wear. With the growing realisation that Mistress Jack was slowly introducing her to adulthood, she rolled the stockings up each leg and clipped them to the provided suspender belt and then adjusted them whilst looking in the mirror.

Pleased, she then slipped the pale yellow maid's dress on, thinking it was light and cheerful, even though it was extremely short, finishing just below her knee. She had never seen a dress so racy but preferred it to the traditional, long black maid’s uniform. There was no mob cap, so Rosie tied on the apron, thinking she looked smart even if the uniform felt revealing.

Feeling slightly shy, Rosie unlocked the bedroom door to present herself to her mistress. However, her shyness completely disappeared as soon as she saw her employer, who was dressed similarly to how Rosie’s father would have been, although the thin shirt did little to hide her womanly breasts.

Rosie’s eyes immediately dropped to the floor; she was embarrassed, and, not knowing where to look, she forgot about what she was wearing.

Mistress Jack stepped towards the young girl and placed her finger under Rosie’s chin and gently lifted it. “Rosie, you are in my service, and that means that you are always to look at me. Remember, we are equals.”

Rosie knew that was not true, but her position in society meant that she needed to stay silent.

“When at my home, we live by my rules, and as you will find, I like to dress a little differently, and seeing each other nude is fine within these four walls. Now let’s just stand back and admire each other, and afterwards, I will start showing you your chores.”

Finding a sudden inner strength, Rosie softly stated, “Yes, Mistress.”

Over the next month, the ladies became more socially intimate with one another, Jacqueline often being tactile when showing Rosie how to cook and improve her reading. It became the norm.

Then, there was the nudity; Jacqueline was often topless when she sat up in bed and received her breakfast. That stunned Rosie at first, the young girl not knowing where to look as she served. But over the weeks, she had become accustomed to that to the point of no longer being aware of it.  

This was also true of baths, Rosie preparing them for her mistress and then occasionally seeing glimpses of her mistress’s partially nude form.

With the end of the month fast approaching, Jacqueline purchased a new best dress for Rosie to wear home, telling her that it was to show her family that she was doing well.

When the day arrived to return to Whitechapel and with five pounds for her mother in Rosie’s pocket, Mistress Jack gave her another item. It was wrapped, and Jacqueline told her that it was an oil painting to give to her parents to hang on the wall.

Rosie blushed and enquired, “Is it a nude?”

Jaqueline smiled. “Will your parents be offended?”

“Probably not, but I will be embarrassed and will have to do a lot of explaining.”

“Then you have nothing to be embarrassed about; it's just a painting of the Kent countryside, no nudes, which is a pity.”  

She then took a chance and did something that she had never done before; she kissed Rosie on the cheek and quickly sent her on her way to catch the train, the young woman not knowing what to say.

Rosie returned to London and Whitechapel for the first time since moving to Kent, but everything felt different, strange… Although she was pleased to see her family, she soon realised that this was no longer her home. Her parents unwrapped the painting, and they were both delighted. However, for Rosie, seeing the image of Kent’s green fields brought an involuntary touch of her cheek and then a twang to her heart.

She now realised that her home was in the clear air, the green fields, and with her Mistress. She didn’t like fitting into society; she enjoyed Mistress Jack’s quirky ways. Rosie returned the next day, knowing that she was now an adult and that she was ready to embrace her Mistress's ways.

On entering the idyllic cottage, Rosie let herself in and searched for her mistress, finding her in her studio. Unknown to Jacqueline, she stood there watching her Mistress paint. Another completely nude woman was depicted, with refined brushstrokes that clearly showed the detail. Studying the canvas, she realised the young naked lady looked like her.

With an unbridled desire, Rosie thought, “I can do that.”

She quietly returned to her bedroom, removed her bonnet and best dress, and once again stood there nude in front of her bedroom mirror, and confirmed that her body had not changed from a month ago. Yet, inside, she felt different, confident – like a young lady.

Rosie was ready to take her next adventure.

Without a stitch of clothing on, she braved the late October air and walked naked into her Mistress's studio, and silently, Rosie arranged her body to be posed in the same position that her Mistress was painting.

There was not a word; Jacqueline seamlessly continued to paint, with the only clue that something had changed being a small upward curl of her lips. She already knew that this afternoon was going to be the first of many times that Rosie would model for her.

With the light fading in the studio, Jacqueline held her willing servant’s hand and led her to her bedroom. It was time for Rosie to learn something else, the art of making love to another woman. 

There, Mistress Jack whispered, “I know this is your first time, but you are beautiful, and I have wanted to do this with you ever since I laid my eyes on you at the Great Eastern Hotel.”

With her body slightly shaking, Rosie stood there naked and watched as her mistress removed her britches and the rest of her garments. Apart from the oil paintings and brief glimpses, she had never seen another woman fully nude, and the sight fascinated her, especially the mistress’s thick dark curls between her legs. These were very different from Rosie’s sparse reddish ones. And there were her mistresses' breasts, which were smaller than hers, with dark nipples, her own very pink in comparison.

“Rosie, come here.” Jacqueline took the younger woman’s hand and guided her into her bed, warmly stating, “It will be warmer under the covers.”

There, they snuggled into one another as the older lady kissed the younger one. This was their first real kiss, tender and caring, and it brought an unexpected sigh from Rosie. She had never experienced anything quite like this, even in her wildest arousing dreams.

“Relax,” Jacqueline whispered, sensing the younger woman tensing as her kisses trailed down her neck and towards her breasts, then her nipples.

Rosie did as told, her body more alive now than it had ever been in her sixteen years.

“She wanted this, to be touched,” she thought, not daring to move or to do anything apart from enjoying the pleasure she was receiving from her mistress.

A sigh escaped from Rosie’s lips as Mistress suckled in turn on each nipple, her trembling body tingling in desire; the warmth between her legs was now a crackling fire.

“This was sex,” she thought. “But with no risk of pregnancy, just desire… lust.”

An unexpected groan slipped from Rosie’s mouth, the mistress's mouth moving lower, with little kisses on her tummy, across her porcelain skin.

Rosie felt her legs being pushed wide; she had never felt so exposed, so wanton.

“This was a new journey,” she thought, “One that would lead her into adulthood.”

There was a slick heat between Rosie’s legs as Mistress kissed her there, causing her to gasp. Her sensitive pearl was alive, her mouth wanting to cry out… scream as Jacqueline’s tongue dipped into her ‘Garden of Eden.'

“This sexual encounter was not just a new experience,” Rosie thought. “It was going to be a new way of life.”

Expert licks and inquisitive fingers were exploring Rosie’s most secret, wet, and swollen place. Her body trembled, then an unexpected feeling started rumbling up as Mistress licked away, a tightening in her orbit, and then an orgasmic wave overtook her.

She just lay there panting, spent and sated, flushed with shame.   

Jacqueline's head reappeared, smiling. “Did you enjoy that, Rosie?”

“Yes, Mistress Jack.”

Thick with longing, Jacqueline stated, “Well, it is your turn now; I will show you what to do.”

The rest of that afternoon, the ladies enjoyed the pleasures of the flesh, and as they did so, the last vestiges of innocence left Rosie. She was a woman now and had a lover.

As they cuddled up a little later, Jaqueline warmly whispered to her young lover, “So you will be happy to model for me now, nude?”

“Yes, Mistress Jack.”

Jacqueline smiled.

“You’re my companion now, so call me by my first name.”

“Yes, Mistress Jack.”

Jacqueline did not bother to correct her, as that would happen naturally with time.

“You know that I will need a nude model for my photography? It is not like painting; I can’t just imagine them in my head.”

“I know Mistress Jack.”

“And you are willing to pose for those pictures too, sometimes with others.”

“Yes, Mistress Jack.”

Jacqueline kissed Rosie, sealing the deal and knowing that they were at the start of their romantic adventure together.

With the night drawing in, Jacqueline opened the drawer next to her bed and retrieved the safety matches to light the bedside lamp.

Rosie held her hand to stop her and warmly remarked, “That’s the company I used to work for, the life you rescued me from.”

Jacqueline inwardly smiled and lit the lamp.

Rosie might not yet have been fully aware, but Jacqueline knew that they were now a couple and that she would never let her young companion go back to her old life…

The End.

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.

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