I had been out for the night in Belfast with my two friends, Karen and Lorna. We had spent most of the night, dancing and Karen and Lorna had paired up with two guys. I had been dancing and making out with a nice guy called Nicky who had asked me to go to a party with him, but when I told him that I was married and would be expected home, he lost interest in me and drifted off. At closing time I said goodbye to my friends...

I had been divorced for about two years and the proverbial shit had hit the fan. With a daughter at University and a mortgage to pay, as well as the utility bills and car costs, I was flat broke. My ex had cleared off back to Canada, and I got nothing from him. Things had got so bad that if I didn't pay the electric bill soon, I'd be getting cut off. I decided that there was only one way to get out of my predicament, so I...