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"Cash In Hand 2" - Chapter 6 - "Grasping The Future" - Part 2 of 2

"The hotwife game continues, the stakes higher than ever..."

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Author's Notes

"Due to its length, Chapter 6 has been split into two parts. This is the second part and follows on from the first part. It is set in early April 1986..."

With the new week, the children went back to school, John went back to work, and Janet slipped back into her routine, driving over to her boyfriend Hugh's on both Tuesday and Thursday; the sex with him was as enjoyable as ever, even though she was becoming familiar with it.

While at Hugh’s, they discussed the idea of soon going away together for a short break. It would be for just one night, and when away, there would be a possibility of having a threesome and maybe sex in front of a stranger.

This was something JJ agreed to, but she reminded Hugh that she would need her husband’s permission first. However, surprisingly, her boyfriend told Janet that it had already been agreed with John, and the only question left open was the date.

They had also talked about Cindy, and Janet found herself rather reluctantly agreeing to meet her at the earliest opportunity.

However, for JJ, something had changed within her, and she knew it was because of Somertyn Manor. It seemed that thoughts of owning the Estate and what she would have to do for that to happen had become all-consuming, even clouding her mind – corrupting her.

She thought, ā€œWas her husband right that their hotwife game had just become a training course for her future work at Somertyn Manor?ā€

ā€œWould she have to become the town whore to inherit the Somertyn Estate?ā€ It was not the first time she had that second thought, nor was it the first time that a cool shiver had accompanied it.

However, from what she knew about Earnest and William, she didn’t think so. But she didn’t really know. Just maybe her husband was right when he brought that up; he had always been somewhat suspicious of the two older men.

It was Friday morning; the children were at school, and her list of chores was done. All that was left to do was for her to go next door and see Richard. Then let him go over the extension plans with her, just like he had done with her husband last night.

The timing of last night’s meeting had annoyed her!

John had denied it, but Janet sensed her husband had deliberately chosen to go while she was cooking their tea and couldn’t join him. His feeble excuse was that, due to work, he couldn’t make it for today's appointment and that the plans needed to get to the local council this Friday if they were going to go before next week’s monthly planning committee.

However, though unsaid, they both knew that leaving her alone with Richard was the real reason, and that John wanted her to start fucking their neighbour.

Glancing at the kitchen clock, the minute hand seemed to stall at ten to the hour. Janet thought, ā€œDid she now want that, to have sex with their fit, handsome neighbour, her crush?ā€

That thought felt both naughty and delicious.

However, why was her husband pushing her? Why didn’t he get jealous? She didn’t understand.

Janet looked at the kitchen clock once again, still another ten minutes to go before the eleven o’clock appointment with Richard. Then she looked at what she was wearing, her tightest denim shorts, again no knickers—she preferred the feel and the look of wearing them pantyless. On her top was a T-shirt but no bra.

It was all too obvious. Her breasts were clearly visible through the thin material.

ā€œShe did not want that,ā€ she thought. ā€œJust review the plans and then decide.ā€

JJ went and found a plain bra, then hesitated as she continued to run through what she should do, thoughts tumbling through her mind. ā€œJohn wants this; I owe him after my cheating… But things are different now, because of Somertyn Manorā€¦ā€

Janet was trying to grasp her future and understand what she needed to do. She fastened the bra into place and slipped on a long black cardigan and asked herself, ā€œWas this just another step on the road to working at Somertyn Manor, becoming the town’s middle-aged whore?ā€

She didn’t know…

But it was time to get next door and let Richard run through the extension plans, ones that had already been agreed upon by her husband. She hesitated once again, checked the clock, and then picked up her shoulder bag and walked out of the kitchen’s back door, through the small gap in the fence, and over the property boundary. This was not the first time on this short journey that her mind was unsure. Her stomach felt tight, and yet, her pussy was wet and expectant.

She was horny.

As Janet got to the back door, it opened, and Richard let her in. He was casually dressed, in shorts and a blue T-shirt with ā€œTrust me, I am an Architectā€ written boldly on it.

That made Janet smile, though not a word was spoken, as Richard led her toward his study. It was a room on the far side of his rather large, bespoke-designed house, which was located on the biggest plot of land in the cul-de-sac.

Janet took in the house as they walked and asked, ā€œHow many bedrooms?ā€

Richard chuckled. ā€œJJ, I can show you my bedroom later.ā€

That caused Janet to blush. ā€œNo, that is not what I meant… It’s just I've never been in your house before other than your kitchen and, of course, your swimming pool.ā€

ā€œI know… I’m just teasing. It’s six, but I will give you a penny stop tour after we've gone through the extension plans.

ā€œIn here, JJ.ā€ Richard had previously been told to call Janet by her husband’s pet name.

They walked into a large study where the room's walls were papered with dark green wallpaper. Scattered around the room were white shelving and Hille office furniture; the floor was covered in a grey hard-wearing carpet. In the room’s furthest corner was a drawing board, and clipped to it were the Joneses' house extension plans.

It certainly felt like a working office, though to Janet, it felt very different from Hugh's, as she compared them both. Her boyfriend’s office was mainly pine wood, with the only thing breaking up the shades of brown being a colourful patterned floor mat.

Walking over to the drawing board, Richard stated, ā€œJohn liked the design when we went over it last night, but he told me that it was more important that you approve the plans than him. If you do, I will get them to the council office today so they will be considered at next week’s monthly planning committee.

ā€œHowever, there will be a small council application fee for the use of this service.ā€

As Richard spoke, his eyes scanned Janet’s tight body, and Janet almost unconsciously took off her long black cardigan, giving their neighbour a better view. She placed it along with her shoulder bag on a chair and then looked around.

ā€œNice room; your office?ā€

ā€œYes, but I usually work at the main office in town. I use this room more as a retreat for when I need to get something done.ā€

ā€œNo computers?ā€ Janet questioned, comparing the room once again to Hugh’s home office, which had four.

ā€œIt's been mentioned, JJ… I’m not a fan, but it’s going to happen; I just hope they don’t take over the world.ā€

Janet was still unsure if she would let their neighbour take advantage of her as she went over to the drawing board…

As they studied the plans, Richard started talking about the changes. Right from the ground floor's new bathroom and utility room to the first floor's fourth bedroom, a room JJ knew that they would need if they had another child.

However, as Richard talked the extension plans through, it was his presence that JJ became increasingly aware of. There was the hip-to-hip touching, the brushing of shoulders, and his hand resting on hers as he guided her fingers along the proposed corridor. As he spoke, her handsome neighbour's words started to fade, replaced by lustful, impure thoughts – ones she had had many times since he moved in a year ago.

With a lopsided grin, Janet glanced at him. His words suddenly faltered as her blue eyes met his brown ones, a boyish smile and, with it, adorable dimples forming on his face.

Richard dropped his hand to JJ’s tight, denim-clad bottom and gave it a firm squeeze.

ā€œI approve,ā€ Janet exclaimed with a smile. She then added with a lopsided grin, ā€œOf both the plans and your hands' current location.ā€

With a warm smile, Richard gave her bottom another squeeze.

ā€œYou know, my husband has given me permission for us to fuck – but just for today.ā€ The first part was true; the last four words were a complete lie. She had just added them as a get-out clause, JJ knowing that what they were about to do was both risky and that it was unlikely in the long term that any good would come out of it.

Richard looked a little stunned. It was clear John hadn’t mentioned anything about permitting Janet to have sex with him.

ā€œDon’t look surprised, but I haven’t yet decided… Now how much is this fee we have to pay?ā€ Janet knew she was stepping over another line, though this was not in their rules. Rather, it was one that her husband had mentioned – prostitution.

ā€œWhat fee?ā€ Richard questioned, wondering what Janet was talking about.

JJ gave her neighbour a teasing look, her mouth curling upward into a naughty grin.

Then, with his cock becoming hard, he got it… Janet was indirectly suggesting that she should be paid.

ā€œI will pay the council fee!ā€ He exclaimed excitedly.

JJ smiled. She was feeling extra naughty, even wicked, and yet, this was a little test for her. She thought, ā€œThis situation could be the sort of thing that happens at Somertyn Manor in the future.ā€

Then rationality, after all – she was a married woman, a mother of two and not some middle-aged whore.

So, with a lopsided grin, she teasingly suggested, ā€œYou don’t have to pay, Richard; you've done more than enough for John and me.

ā€œThough, maybe we should have that penny house tour while I make up my mind about us having sex. So how much is the fee to have the plans put before the planning committee?ā€

Richard somewhat excitedly replied, ā€œTwenty-five pounds, but as I mentioned, I will pay for that!

ā€œI can also assure you that the plans will be provisionally approved, as I will put the company’s stamp on the drawings. After all, the firm I work for is the council's recommended local architectural company.ā€

Janet wickedly smiled and leant towards Richard and kissed him. It was their first kiss and was neither passionate nor needy. It was more a thank you.

Picking up her cardigan and shoulder bag, Janet followed Richard as he gave a brief tour of his house, first downstairs and then up, each step taking them closer to his bedroom. JJ was impressed with the house; even if half the rooms seemed unused, she teased him about needing to get a move on if he planned to fill the bedrooms with children.

Richard jested back, suggesting that he might just fill the bedrooms with young, nubile women instead.

Eventually they came to Richard’s bedroom. It was upstairs, and the room was situated nearest to Janet and John's marital bedroom, though there was a twenty-foot space between the two detached houses.

Janet stopped, placed her shoulder bag and cardigan on the Queen-sized bed, which dominated the room. She turned to Richard and warmly stated, ā€œThis is a nice bedroom, not too large but large enough.ā€

Looking around, the walls were a light yellow, and the woodwork was painted a gloss white. There was a huge built-in wardrobe, which ran most of the length of one wall. Its doors were all made of mirrored glass, which reflected the light from the two large windows that overlooked the rear garden.

In one corner stood a coat stand, which appeared somewhat out of place despite the various items hanging from it, while a large full-length mirror occupied the opposite corner.

Her eyes returned to Richard, and she softly stated, ā€œI like this room. It is light and airy, and thanks to the mirrors, perfect to shoot a video for John.ā€

ā€œYou’re still serious about the videos?ā€

ā€œYes, Richard, I’m serious, as I want to keep my husband involved.ā€ Janet reached into her shoulder bag and pulled out their camcorder and set it up so it covered most of the room, then turned it on.

Without another word, Janet unclipped her bra, took off her T-shirt and stood there topless. She checked that they were on camera and kissed Richard, making the kiss deeper and more meaningful.

JJ had decided that she wanted to fuck her crush and take the risk.

Breaking apart, Richard quickly pulled off his T-shirt and dropped his shorts. There was hunger for each other, their neighbour now knowing this time they were going to fuck. Richard stood there naked, his well-proportioned cock sticking out in front of him.

Still in her tight denim shorts, Janet dropped to her knees and took him into her mouth as she felt an urgent desire to fellate him. JJ wanted to taste his cum, aware that everything she was doing was being recorded on video for her husband and that Richard would last longer during the second round of sex.

Janet’s tongue wrapped around their neighbour's cock, licking him, her mind still getting used to the fact that he had no hair and no foreskin. This was the first dick JJ had seen that had neither, and while she liked it being hair-free, she couldn’t help thinking that the absence of a foreskin meant there was something less she could play with.

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ā€œI love sucking cock,ā€ Janet announced, as much for the camera as for Richard. Her head was now bobbing back and forth, JJ’s mouth full of his dick, as her neighbour just stood there, smiling, letting Janet do all the work while trying not to think about the camera.

Richard was appreciating Janet’s soft lips as she took him to the back of her throat; he had never been deep-throated before. Her mouth was caressing his cock, her tongue licking, working down the shaft's length and then almost nursing his large scrotum before coming back to the tip, gently licking, and then sucking lightly.

ā€œHeaven,ā€ Richard thought. He realised that he was close and gasped, ā€œI’m going to blow!ā€

ā€œJust cum,ā€ JJ spluttered, his cock only temporarily leaving her mouth.

Janet swirled her tongue around his gland and clamped her lips over its end, her head still bobbing.

Richard groaned. The camera had long been forgotten as he started to cum. JJ didn’t move, her lips acting like a seal as her neighbour's jism hit the back of her throat in powerful jets.

Then Janet realised that he was a heavy cummer; there seemed to be a lot more sperm than her husband, or Hugh, produced. Only William had produced a similar quantity, but his balls were huge, far larger than Richard’s.

Surprised, JJ coughed and realised she had her mouth full of warm, slightly salty semen, and that male anatomy came in many different shapes and sizes. However, Janet loved the taste, Richard’s sperm flavour matching that of her husband and not being quite as bitter as Hugh’s.

While using a tissue to clean the excess jism off her chest, Janet stood and smiled at their neighbour, having swallowed as much of his semen as she could. She then stated, while still smiling, ā€œYou know you are a heavy cummer, Richard.ā€

ā€œI know. Is that a problem?ā€

ā€œActually, no… I recently discovered that with prior warning, I like being ejaculated on.ā€

ā€œReallyā€¦ā€

"Yes, really… but as today is the only day we are going to be having sex, it’s your choice where you want to cum next—though I would suggest in my pussy. After all, you wouldn’t want to miss the chance to fuck me, especially as you are now paying twenty-five pounds for the pleasure.ā€

JJ dropped her denim shorts and stepped out of them, and, now fully nude, she took Richard’s hand and guided him over to the mirror. There they checked out each other’s reflections.

ā€œWe look good together,ā€ Richard suggested, taking in Janet’s perfectly shaped body and her firm D-cup breasts, which were crowned with long pink nipples that were slightly darker in colour since having her children.

ā€œWe do, as long as you don’t think I’m too old for you.ā€

Richard gave his neighbour a strange look; he had never thought about JJ’s age; he had always assumed that it was similar to his.

He turned towards Janet and took her head between his hands, deeply kissed her and whispered, ā€œYou're beautiful, JJ.ā€ His words were warm and meaningful – they were also captured on the camera. Ā 

As they continued to kiss, Janet felt Richard’s cock harden as it probed her bald slit.

ā€œDoes your husband loan you out often?ā€

ā€œNo, Richard, today is a one-and-done,ā€ Janet stated, knowing that was a lie. She then warmly added, ā€œIt is only happening because my husband loves me so much,ā€ which she thought was the truth. Ā Ā 

Then, taking JJ’s hand, Richard guided her to his bed.

Janet lay there, her long blonde hair splayed across his pillow, a lopsided grin on her face. She wanted Richard, but she had not forgotten her husband. So she warmly suggested, ā€œBefore we fuck, get the camera and film me.ā€

Her neighbour did as suggested, focusing the lens on JJ's naked body. She spread her legs, and in doing so was inviting the viewer in as she showed her pinkness.

Speaking to the camera, JJ stated, ā€œRichard, I want you to fuck me… Fuck me with your big cock.ā€

Of course those words were mainly for John, but her neighbour did not need another invitation; his dick was hard and now ruling his head. While still filming, he climbed between Janet’s legs and rubbed his erect cock down JJ’s bare slit. The action brought a gasp from both of them.

Then Richard positioned himself, his nicely circumcised dick filling the video’s screen, before plunging into JJ’s willing cunt. He started to fuck his desirable neighbour as best he could while filming.

Janet saw Richard's predicament, took the video camera from him, and started filming, but she soon left it on the bedside table, pointing in the general direction of the action. She wanted John to be there with her as she enjoyed the full experience of being fucked by her crush.

With urgency, Richard banged JJ, first in the missionary position, and then, at Janet’s insistence, in her favourite doggy style. Like new dance partners, they found a rhythm, the wild, urgent thrusts being replaced by more even-paced ones, their bodies wanting the sex to last for hours.

As their forms moved together, Janet began to realise how her neighbour fucked so differently from her husband and, for that matter, Hugh. He was rhythmic, like a machine.

As they screwed, trying different positions, Janet shagged Richard as hard as he fucked her. There were cries of pleasure, JJ experiencing mini-orgasms, accompanied by gasps and grunts from both of them.

Then, in a final act of copulation, they returned to their original missionary position. Richard’s stamina was impressive, his pace unrelenting as sexual cries continued to fill the bedroom. Towards their final climax, Janet was continuously cumming, squirting her girly cum as her neighbour continued to bang her, his fitness to the fore. Ā 

Then he was ejaculating, flooding her cunt with copious amounts of semen, and yet he did not stop instantly. He carried on making every thrust count until his cock wilted, and then, with a grunt, rolled off Janet. Richard was exhausted, a sweaty mess; he needed a minute to recover.

And recover, he did.

The sexual intercourse was once again repeated, Richard having regained an erection. He could not get enough of JJ and planned to fuck her as long as he physically could for the rest of the morning and all afternoon if they had the time.

Later, after the camcorder’s tape had long since run out, Janet lay there panting, having lost count of how many times she had cum. She propped herself onto her elbow and looked down between her legs and at the abundant amount of semen that was leaking from her. She used the hand towel that was under her to stop the flow.

ā€œRichard, pass me the tissues, as you certainly produce a lot of semen.ā€

ā€œI’m a swimmer, young and healthy. What do you expect?ā€

Janet giggled, ā€œWell, you're certainly full of swimmers. That was the third time you came in me.

ā€œDo you mind if I smoke?ā€

ā€œCigarettes?ā€ Richard questioned, surprised.

ā€œYes, but I don’t smoke very often.ā€

ā€œAs I just mentioned, I’m a swimmer, JJ… You will have to go outside.ā€

ā€œIt doesn’t matter,ā€ Janet replied, suddenly feeling rejected and realising she shouldn’t have asked. So she added, ā€œI know they are not healthy.ā€

Richard smiled and looked at Janet; she was now using several tissues to clean his copious amount of sperm away. He had always been a heavy cummer.

ā€œSo, did I live up to expectations?ā€

ā€œYou know you did,ā€ Janet replied with a lopsided grin.

Richard chuckled, ā€œWe fucked three times, and I thought you said we would only do it once!ā€

ā€œThat’s not exactly true; I said I only had permission to have sex with you for just today.ā€

ā€œSo you might pop back for a quickie later tonight?ā€ Richard suggested. ā€œYou could give me a ring, and I'll leave the back door open… John will be home, so he could look after the children.ā€

ā€œNo… and I mean, no.ā€ Janet didn’t like their neighbour saying anything negative about her husband, so she told Richard the truth. ā€œYou may think you are good, but my husband is better…

ā€œHe even possesses a far larger cock!ā€

Richard looked somewhat deflated, his ego suddenly bruised.

Janet relented, ā€œLook, Richard, it is possible this could happen again, but only if my husband is here and, most importantly, agrees to it happening.ā€

ā€œA threesome, or is he going to watch us?ā€

ā€œA threesome, Richard.ā€ However, as Janet said it, she thought that it would be unlikely that John would agree to that, so she added. ā€œFor now, consider this to be a one-and-done. Though there is something you could do for me.ā€

Richard grinned. ā€œAlready?ā€

Janet smiled, knowing how the younger man’s mind was working, and gave him a little nudge. She then stated, ā€œI want you to get a girlfriend – a serious one.ā€

ā€œI don’t know, JJ.

ā€œDidn’t John tell you?ā€

ā€œTell me what?ā€

Richard got up and walked naked to the bathroom. Janet’s eyes naturally zoomed in on his bare bum, her mind thinking, ā€œLiz was right, those buns are far more delicious than nice.ā€

Returning, Richard explained that he was once engaged to a lady called Sarah, a nurse, but she had moved to Melbourne in Australia to pursue her career. Her decision had broken his heart, and that, along with a new job, was why he had moved to Somertyn. After a year, he simply wasn’t ready to settle down and seriously date.

This was all news to Janet, though she also learned that Richard had told her husband all about Sarah at last weekend’s barbecue.

With the time getting late, Janet stated, ā€œI've got to go, as I have to pick Jenna up from school at three-thirty.ā€

ā€œDon’t forget my offer about tonight,ā€ Richard cheekily suggested with a grin. He then added, ā€œAnyway, I need to get to the council offices, drop off the extension plans, and pay them the twenty-five pounds.ā€

Janet smiled, thinking, ā€œShe was worth more than that, though it had been fun to play along with the idea that she needed to be paid for her services.ā€

She pecked Richard on the lips and got out of bed, putting the camcorder into her bag and retrieving the right amount of money from her purse, which she gave to her neighbour.

As she did so, JJ joked, ā€œI’m worth more than twenty-five pounds, don’t you agree?ā€

ā€œYes, I would have paid a lot more!ā€

Janet thought that was a good answer and pecked him on the lips. She then scrabbled into her clothes before walking towards the bedroom door, a deliberate extra wiggle in her bottom, as she knew Richard was watching her arse, just like her husband would do. But she needed to get home, have a shower, and change into her more normal "mummy" clothes before doing the school run.

At the bedroom door, JJ stopped, turned and blew her neighbour a kiss.

He shouted back, ā€œDon’t forget, if you want a quickie tonight, phone me. I leave the back door open.ā€

Janet smiled but chose not to answer, and then she was gone. Thirty minutes later, she was standing at the school gate just like any other weekday, talking to the other mums.

***** Ā Ā 

ā€œSo, are you going to phone Richard and have a quickie with him?ā€ John suggested, as he cuddled his wife in bed, having just made love to her and, in doing so, reclaimed JJ. He then quickly added, ā€œHe seems like he fucked you like a machine.ā€

ā€œHe did, but no, John… I know it’s an enticing and naughty idea, but it has to stop somewhere, and perhaps it's better to stop now, before the ā€˜fake affair’ really gets going.ā€ Ā 

ā€œSo, why did you fuck Richard then?

ā€œI know I gave you permission, but there must be other reasons too.ā€

ā€œJohn, I mainly did it because you asked me to. That is the truth, but you need to also remember Richard has always been my crush and my first choice as a sexual partner beyond you.

ā€œBut you are right. There were lots of other small reasons, one of which was the timing—it just felt right. I was also thinking about what might happen in the future at Somertyn Manor, and I believed that I needed to give myself a little test. Similar to why you are accompanying me on my date with Ethan.ā€

ā€œAnd the other reasons?ā€ John enquired, still interested.

ā€œThere was the teasing about being paid and the thrill of the idea of having sex for money. Furthermore, it is not every day I get to be with someone younger and super fit and make a video for my husband. But I won’t be doing it again with our neighbour, unless you want to have a threesome with Richard and me.ā€

ā€œA threesome?ā€

ā€œYes, John, a threesome.ā€

ā€œIsn’t that why I’m accompanying you on your date with Ethan? … I think he would be the perfect choice if you want me to join in – have a threesome.ā€

Janet didn’t answer. Instead, she weakly smiled and kissed John’s cheek, then rolled over to face away from her husband and began to think.

Today had been fun.

However, she couldn’t help thinking that perhaps they should be starting to look at cutting back on their hotwife game and concentrating their thoughts on what was going to happen when she returned to work at Somertyn Manor.

After all, that was now less than a month away!

Ā 

Extra Author's Note: The Joneses' house plans (before and after) are both on my profile page and in a media folder titled 'Cash in Hand’. Ā 

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.

PublishedĀ 
Written by wxt55uk
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