With the early March morning chill still lingering and the latest Billy Ocean song, “When The Going Gets Tough, The Tough Get Going," playing on her Sony Walkman, Mrs Jones opened the Somertyn Manor front gate and then stepped onto the secluded grounds. She needed some private time to think, and for her, the manor gardens were the perfect place, even if the noise of the building's renovation occasionally broke through the manor's thick walls.

Taking her headphones off, Janet just stood there looking at Somertyn Manor. Its roof and stonework had nearly fully emerged from the scaffolding and tarpaulin cocoon in the seven weeks since the photoshoot and the last time she had been taking in this view.

Breathing in the cool, fresh air, Janet took it in and let the grounds' natural silence replace the Billy Ocean tune that was still revolving in her head.

It had felt like a busy start to nineteen eighty-six, and not just taking part in the January photoshoot. There were also new friends, John's new job, the travelling that came with it, and Jason turning twelve. That was a reminder to Janet that both her children were growing up.

However, there was one person whom Janet was missing, and that was Hugh, her boyfriend. Though they had spoken on the phone, for one reason or another, she hadn’t seen him for just over three weeks. But Janet knew that was going to change this Thursday, as they had a date arranged. It was a thought that made her inwardly smile.

Pulling her winter coat tightly around her, she brushed what was left of the morning dew from a garden bench, and then she sat there, contemplating what she should do.

There had been good news. Last week, Janet had gone to her gynaecologist and had been told, given her age and health, that there was an eighty per cent chance that her clips could be removed and she would become fertile once again. This information was in line with what had been conveyed when they were fitted.

However, there was also disappointment. The first was the cost, as the procedure would take a large chunk of the money needed to build their house extension. It meant that they would need to choose between having another baby and having extra room, space which would be needed if they did have another child.

For Janet, it felt like a no-win situation.

Then there was John telling her in a supportive but heartfelt way that he wasn’t sure what he wanted for the future. He felt that they were just getting their lives back, not having preschool children in the house. Janet had previously sensed John wasn’t as keen as she was about having another baby, but when he had said that, it gave her confirmation, and it had hit her harder than she had expected. However, Janet also knew that her husband had raised a valid point. She liked her newfound freedoms too, and though unsaid, they both knew that they were talking about their hotwife game.

Mrs Jones thought back to last Saturday afternoon, John having just returned from working at Somertyn Gardens…

*****

John walked confidently into the lounge wearing his dirty working clothes, having only taken his shoes off and asked with a grin, “JJ, are the children around?”

Janet was ironing while watching an old film and looked up, then noticed his muddy outdoor work clothes. She eyed him suspiciously.

“Don’t come close until you have showered… and changed!” She exclaimed, thinking he was after a Saturday afternoon quickie.

John smiled and somewhat excitedly stated, “I just met Richard outside; he has some rough sketches of the extension proposal that he needs to show us and discuss. He also mentioned that he cannot start to draw up the full plans until everything has been agreed upon. So I asked him to pop around at four. That gives me time to change and shower.”

“So, John, why are you asking me if the children are home if it’s just us looking at some preliminary ideas?” Janet questioned excitedly and yet knowingly.

“Well, JJ, you know… after all, he's doing this for free.”

Her husband grinned and then went to hug Janet.

“John, not until you shower and change,” she rebuked, turning the iron off. She then answered her husband’s earlier question by telling him, “Jenna is at Sarah’s birthday party, and I have to pick her up at five-thirty, while Jason is at Jacob’s house, playing computer games – he'll be home by six.

“John, what have you in mind?

“And remember, if I do this, Richard will know that you are as much into this as I am.”

JJ then added, with a lopsided grin, “And do remember, I am a girl who wants to go all the way with our neighbour once you have approved of my having an affair with him."

John grabbed his struggling wife and pulled her into a cuddle. He held her there, her clothes now getting muddy.

“JJ, I'm not ready to give you permission for that!”

As he stepped back, he studied his wife’s now dirty clothes and smiled. “Now you’re muddy too; you know what that means?”

“It means that next time you will be doing the washing and ironing!” Janet exclaimed, and then giggled, the excitement of what her husband was going to ask her to do bubbling to the surface.

“John, go and get showered and pick me something more appropriate to wear.”

Ten minutes later, after Janet had gone through her normal hotwife procedure and squeezed into her tightest denim stretch jeans, she stood in front of her wet and naked husband – his cock semi-erect and swinging in front of her. She was tempted to kneel and take it in her mouth, but knew time was pressing.

“Right, that is my bottom half sorted. Although I have to say that these jeans were bought for me to wear out with my boyfriend, not for around the house.”

John chuckled, “You wait; when Richard sees you bend over, he won’t know where to look."

“You mean like this?” Janet giggled, getting the appropriate movement from her husband’s cock.

Although she was tempted to carry on teasing John, the bedroom clock told them that they only had five minutes, and she remembered that last time their neighbour arrived right on time.

“I need a top, John; he will be here any minute.”

Her husband passed her a long, dark blue satin blouse. It was far too showy to wear at home.

“No bra?” JJ questioned as she buttoned it up, though the thinness of the material meant it did little to obscure Janet’s nipples.

“John, are you sure about this?”

“Yes, JJ, I’m sure… As you told Richard, he knows that I encourage you to flirt and flaunt your body. I just hope that, as you mentioned, we can trust him to keep that piece of information to himself.”

“I’ll talk to him again, John… To give us time alone together, could you pick Jenna up?”

“Am I going to get another video?”

“No, unless you want me to tell Richard that you will be watching it as well as me; I’m not going to make any more covert films.”

“I think he already guessed that, JJ; it's the way us guys’ minds work, but don’t tell him anything else personal about us. We will have to stop this if you become fertile.”

“I know… But do go and pick up Jenna, and don’t hurry, as I need a bit of alone time with Richard. I will talk to him once again and make things clear, and I promise not to mention anything else to him that is private between us.” She then added, 'I'd better get downstairs… So, John, will you collect Jenna for me?”

Smiling, John answered in the affirmative and then said that he would leave a little early and then dally locally before actually collecting their daughter. This was to give JJ a little more “alone” time with their neighbour, but also reminded her to stick to their rules and that Jason could be home before six, especially if he were hungry.

JJ smiled and acknowledged John’s observation, although she was uncertain as to exactly what, if anything, she was going to do sexually with Richard. But she did want to talk to him once again to make sure things were clear, that the happiness of her family came before the need for sex.

As she left to go downstairs, Janet bent down and kissed the tip of her husband’s cock and smiled as she stood. “This one will always be my favourite dick,” she then remarked, kissing him lovingly on the lips.

“See you in the kitchen.”

Grabbing a cover-up in case Jason came home early, Janet walked out of their bedroom door, a sexy sway in her hips, her tits wobbling with each step.

No sooner had Janet reached the kitchen than there was a tap on the window. Once again, Richard was dead on time, and she placed her cover-up on the side and let their neighbour in. His eyes went straight to her partially exposed boobs.

“As you noticed, my children are not at home… But John will be down soon,” she said, slightly defensively, though she suspected that her husband might linger upstairs to give her a little extra time with their neighbour.

“A cup of tea?”

“Please… err.”

“Call me JJ, Richard, even in front of John,” she stated, knowing that was one of the rules of the hotwife game.

He looked unsure, his eyes dipping to Janet’s tits, which were partially visible through the dark blue satin material.

Sensing that she needed to say something, she carefully stated, “John asked me to dress like this as your reward for producing the plans for free. But do follow my lead, Richard, and remember what I told you: the two Ps: to be Patient and Polite.

This visit felt very different to two weeks ago, when they had first discussed the plans, as now so much was in the open.

Janet put the kettle on. Then, with a lopsided grin, JJ deliberately bent over to reach the spare mugs on the lowest shelf, thrusting her tight, jean-clad bum towards their neighbour, and she placed his hand on her bottom's cheek.

“A little touching is fine, too, Richard… Even in front of my husband.”

Richard looked back, slightly shocked, but as Janet stood, he didn’t remove his hand.

“You spoke to him?”

“Yes, I did… John is going to collect our daughter from a party after we've all gone through the plans. When he is away, we can have a private chat and go over things once again.”

Richard smiled. “You mean like this?”

JJ giggled as she felt her neighbour’s left hand squeeze her bottom while his right groped her boob.

“Yes, something like that, Richard.”

JJ brushed his hands aside before reminding him once again of the two Ps.

With the tea on and the rough plans laid out on the kitchen table, John walked in and shook Richard’s hand. It was all very surreal, especially as JJ’s breasts were clearly visible, her blouse buttons half undone.

With Richard remembering to call her JJ, he went over his proposal. For the new downstairs layout, he once again suggested keeping the lounge as it was, while taking the wall out between the existing kitchen and the dining room to make it one large space. The two-floor extension would be centrally aligned at the rear of the house, with the roofline cut into the existing roof.

Downstairs, there was also a new bathroom and JJ’s long-sought-after utility room. While upstairs, the corridor had been rejigged and a new fourth ‘guest’ bedroom added over what was currently a flat-roofed garage. With the extension's extra space, the four large bedrooms now all had their own en suite bathroom. It had been cleverly done.

As Richard explained the details, the smiling JJ kept glancing towards her husband. She was checking that he was okay with her flashing her tits and wondering if he wanted to take this adult situation a little further – play their game a little harder – something she would only do if John gave her the nod.

With the conversation coming to a close and JJ’s pussy soaked in anticipation, they wound up the talk on the extension. Richard had the go-ahead, although he also mentioned that there would be a few things that he would need to double-check. It was a comment which caused Janet to giggle and John to look at the clock and say he'd better get going to collect their daughter.

He kissed Janet and then chuckled as he deliberately squeezed her breast in front of Richard. She knew he was making a point.

With his car keys in his hand, John stated as he headed for the front door. “I know you both have a bit to talk about. Thank you, once again, Richard.”

Thirty seconds later, they heard his car start, and then he was gone. Janet checked the kitchen clock, just gone five, and she knew that they had time for what she was planning.

“So you told John everything?” Richard questioned, surprised. 

“Of course, we are married, and as I have told you, without his full permission, I cannot have sex with you.”

“But he doesn’t mind us playing a little?” Richard questioned as he stepped forward, and his hand gently touched Janet’s breasts through the blue satin blouse material.

“Not here, Richard, it’s too open… I need to first let you know what John and I spoke about and, importantly, agreed upon. Then we can have a little fun, just not here.”

For the next few minutes, JJ explained what she and her husband had discussed and what he had told her. She didn’t leave anything out. Then, once she was finished and before Richard could start asking questions, she grabbed their neighbour's hand and quickly led him upstairs to her and John’s bedroom.

She locked the door.

“So we’re going to fuck?” Richard questioned, while looking at the king-sized marital bed.

He was surprised.

“No, as I told you, John has given me permission only to play around with you, but as yet, not full sex, and I’m not interested in just foreplay.”

“JJ, I would be!”

Janet giggled at their neighbour’s enthusiasm; it was one of the many things she liked about him.

“Richard, I would get frustrated, and as you should now realise, I take cheating extremely seriously. So it’s not going to happen… But I do have an idea…

“How good is your acting?”

With the lights on and one eye on the clock, Richard and Janet stood there in front of the video camera. They knew that they had to get the video done in one take, Janet having explained that making a naughty video might help nudge John into agreeing to them having full sex or, as JJ had put it, a fake affair.

Still dressed as she was when her husband left, JJ approached the recording camera and carefully said, “John, I know you were sceptical about Richard agreeing to make naughty videos that we could watch. However, we have agreed to make this teaser video exclusively for your eyes.”

Janet looked towards their neighbour; it was his turn to speak.

“Yes, John, I’m all for making a few sexy videos with JJ.” With those words, Richard pulled Janet into his arms and kissed her – this was part of a verbal script that they had agreed upon – the kiss, their first, was filmed for Janet’s husband’s pleasure.

As they broke apart, Janet turned towards the camera and told John that it was the first time they had kissed and then mentioned that she hoped that there would be many more…

“But that can only happen if you give me, and us, permission to have intercourse together, an affair according to the rules I mentioned to you… Richard knows.”

Once again, Janet looked towards their neighbour as it was his turn to speak.

“JJ has explained it to me, and I agree to keep our sexual relationship a secret – I will be respectful – and if you say no, I will, of course, be disappointed, but I will respect that too.”

While still facing the camera, Richard’s fingers started to unbutton JJ’s blue satin blouse, her voluptuous breasts coming into view. Then, with Janet’s jean-clad bottom pressing into his hard cock, which was still in his trousers, he brought his hands up and started to fondle Mrs Jones’s tits in full sight of the camera.

It was an action that caused JJ to groan and wiggle her bottom in desire as she rubbed against their neighbour's cock, while her eyes stared into the camera, a cheeky, lopsided grin on her face as she winked; it was a message for her husband… she had not forgotten him.

With Janet’s blouse on the floor and Richard’s back against the locked bedroom door, he pulled JJ into his torso. Her naked top half faced the camera, his hands wandering free, touching, and gently stroking her breasts, his body still dressed. Janet desired this arrangement as a form of teasing, but it also held symbolic meaning for her – she wanted her husband to give her away and then to be sexually used by their neighbour.

“Finger me, Richard,” Janet moaned.

“Show my husband how wet you make me.”

Without a word, Richard’s hands dropped lower and slid across JJ’s flat, well-toned stomach. They undid the waist button of her tight denim jeans and then lowered the zip before opening the fly, her black cotton bikini panties coming into view of the camera.

The jeans were not moving; they clung to Janet’s body like a second skin, her bottom still wiggling against their neighbour's erect cock. She reached behind her and held his hardness in both her hands, him enjoying JJ’s touch.

“You want me, JJ?” He questioned, as much for the camera as for himself.

“I want you, Richard… make me cum.

“Show John what you do to me…”

Richard's mouth came down onto Janet’s neck, and he gave her a series of small kisses there, while his hand slipped into her panties and across her bald mound – into her wetness.

Janet gasped, the camera temporarily forgotten.

Richard’s fingers went to work, expertly touching all the right places, the video capturing it all as Mrs Jones’s body started to dance to the tune of their neighbour's touch.

"Fuck," was the only word Janet could groan as she removed her hands from her neighbour’s cock and pushed down her jeans and panties. She kicked them off.

JJ was now fully naked, while Richard was still completely clothed. She was finding it difficult to resist him, and yet, Janet felt she still had some control. She opened her eyes and looked into the camera, blowing it a kiss; of course, it was for her husband; he needed to know she was still partially thinking of him – not just their neighbour.

With the need in her pussy now building, Janet placed one foot on the marital bed and, still standing, spread her legs for both the camera and easier access for Richard’s fingers.

“Fuck me, neighbour,” JJ cried out as much for the video as for Richard, her hands once again reaching behind her for his erect cock.

Out of sight of the camera, she released him, her hand carefully wrapping around his girth.

Richard moaned, her touch sending little electric waves of erogenous pleasure, telling him that he wanted JJ; that they needed to fuck.

With three of his fingers buried in her cunt and the camera catching every gasp and every moan, Janet felt herself starting to cum.

She desired her release.

As they made out, JJ now wanked her neighbour using his precum as lube; several small cum’s reverberated through her pussy. She was so close to her big O.

Then, unexpectedly, Richard removed his fingers and turned towards Janet. Her foot was still resting on the marital bed, his erect cock slipping from her hand as his mouth came down on hers.

“I want to fuck you, JJ…Right here…Right now."

Janet felt his erect sperm-covered cock run along her folds, its head probing her wet entrance. It reminded her of what she had done with Hugh when her husband was watching. It was something that John had liked and had remarked about.

“Cream me, Richard… But we can’t fuck,” Janet gasped, desperation in her voice, her hand now guiding his cock as it rubbed her folds. He was leaking into her cunt, though her hand stopped him from actually entering her.

“I know we can’t fuck JJ, but I want to.”

“Me too… Let’s hope my husband gives his approval.”

Janet dropped to her knees and took their neighbour's precum-covered cock into her mouth. It was only the third one that she had fellated and the first one to be captured on camera. She took him to the back of her throat and then used her increasingly expert tongue to lick his gland and his precum as it leaked.

“I'm going to cum, JJ.”

“Cum for me, Richard, cum in my mouth,” Janet groaned, more for the camera than for their neighbour.

Her mouth swallowed her neighbour's cock, and JJ’s head was soon bobbing up and down. While her fingers rubbed her clit, she wanted her climax too. It was with a grunt that Richard ejaculated, Janet swallowing what she could. Its taste was sweet, not bitter at all. It was with that thought and her fingers now a blur that JJ triggered her own, much-needed orgasm.

Gasping and relieved that she had not broken their hotwifing rules with their neighbour, she turned towards the camera and opened her mouth to show what was left of Richard’s semen. Then, with a crooked grin, she swallowed it and blew a kiss towards the camera before turning it off.

Janet stood and then looked at her neighbour. He had already tucked his cock away.

“Remember, Richard, this is between you, me and my husband… no one else. So promise me you can keep what we have just done to yourself.”

“I promise,” he replied, and then grinned, “Will I get a copy of the videotape?”

“No, Richard, we made it for my husband to keep him involved and to help prompt him so we can have a fake affair together. He will be erasing it once he has watched it a few times… You have my word on that!”

With the building extension plans in his hand, Richard pecked Janet on the cheek and walked home via the gap in the fence, leaving JJ to contemplate what she had just done.

No hotwifing rules were broken, but she and Richard went further than they had discussed. The truth was, she had found it difficult to stay in control—she desired Richard—and she had no doubts that he felt the same way about her.

It was a dangerous combination. Was the risk worth taking?

She didn’t know.

What she did know was that tonight, when fucking her husband, she was going to tell him that she had made out with their neighbour and stayed within their rules. It would be the truth, including having oral sex. But she was going to hold back one piece of information – the video.

The first one, which she had made clandestinely several weeks ago while in Richard’s swimming pool, had gone down wonderfully with her husband. It had excited him when he had found it in his travel case along with a handwritten note from JJ and a newly purchased portable video player. He couldn’t help mentioning it, and when he arrived home from his travels, the sex had been fantastic, John’s passion partly driven by the images in the video.

JJ hadn’t forgotten that.

However, John had known about that video, though he had not seen it until he travelled last week. This one was far more explicit, made for him, and she did not doubt that once it was watched, it would not be long before her husband agreed to her having a fake affair with their neighbour.

*****

As Janet sat there on the bench, the video she had made with Richard was one of the thoughts that occupied her mind, as today, John was in Wales seeing customers there. It had been a one-night trip, and he would be back tonight. In his travel case were a personal note from JJ, the portable video player, and the secret videotape she had made with Richard.

Janet had a pretty good idea of what her husband would say once he had watched the voyeuristic movie. However, what Mrs Jones wasn’t certain about was whether she would tell Richard that she had her husband’s approval.

Sitting there, looking at Somertyn Manor, she thought, “Maybe some desires are just too risky to take to their limit.”

Janet stood, now knowing that the house extension had to come before talking any more about having another baby, as they would need the room.

She started the Ford Sierra’s engine and pulled away. Her mind was still unsure about Richard and their future.

As she drove, Janet headed for "Rose Cottage" and her appointment with Earnest and William. What she didn’t know at that time was that today was going to be one of the most extraordinary days of her middle-aged life…

To be continued…

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.