Feeling uncertain, Janet drove home and turned into the cul-de-sac where their house was located. There she saw John’s car parked. Its presence made her heart leap, and then she wondered why he was not still in Wales at his last appointment.

“John, you're home early?” Janet shouted out, placing her car keys in the bowl next to the front door. She had a lot to tell him, and her “possible” cheating was only part of it.

"I'm up here, JJ,” he called out from their bedroom.

Collecting her thoughts, Janet took the stairs and silently vowed that she was not going to cry, though she knew that she and John had a lot of talking to do. She opened the bedroom door and was surprised to see him standing there naked. He had just had a shower, but it was his erection and silly grin that told Janet he had seen the video she had made with Richard, their neighbour.

She briefly pushed everything churning in her mind to one side and blurted, "Someone's pleased to see me..." and then burst into tears.

John was taken aback; his thoughts went from thinking he was going to have some naughty fun with his wife to wondering why she was so upset.

“What’s the matter, JJ?”

Her sobs were now louder, their arms around each other as they hugged and then lovingly cuddled.

“I may have cheated on you, John… I got a little carried away… It was my fault… If William hadn’t stopped, we would have fucked.” Janet’s cutting words were interrupted by occasional sobs, although she was feeling so much better in the arms of her husband.

As they broke apart, John sat down and patted the bed beside him. He softly said, “JJ, sit down here with me.”

She did as asked, wanting to blurt everything out, and yet John’s calmness surprised her; it helped Janet to compose herself.

“When do we have to pick up Jenna from school?” John calmly asked, his voice not wavering.

“We?”

Janet held her husband's hand and squeezed it.

“Yes, we… After my last appointment was cancelled, part of the reason I rushed home was that I had never had the chance of picking up our little girl from school before. I guess it is one of the advantages of this new job; I’m even thinking that I might work occasionally from home and have a small office shed in the garden, something along the lines of what Hugh does.”

Sitting there, holding her husband’s hand and him talking about mundane family things, made Janet feel so much better. Though she knew John was masking his true feelings, which were no doubt bubbling up inside, he was waiting on her to regain her composure.

“Three-thirty, John… We have to collect Jenna then… So we have an hour and a half to talk… and fuck!

“You need to reclaim me!”

With a neutral face, John softly suggested, “You know that I should punish you if you have broken one of our rules.” He both loved and trusted JJ, but for John, the rules were there for a good reason – a line that should never be crossed.

“I know… but John, there is a lot more we need to talk about than rules, some of it serious—”

Janet’s flow of words was abruptly halted by her husband’s index finger as he placed it against her mouth.

He then, perhaps surprisingly, though lovingly, stated, “Is it life-threatening?”

“No, but—”

“Then it can wait…” John cut JJ off. “First, it has to be about us, and then you can tell me what is so serious."

Janet didn’t argue—she wanted her husband, too—so she stood and started to remove her tight, painted-on jeans for the second time that day. As she did so, John watched her every move, his eyes hungrily undressing her before each item of clothing came off and JJ’s naked, curvaceous body came into view.

Without any words, Janet rolled into the centre of their marital bed and spread her legs wide open. This was going to be the third man she had been with that day—the most important one—her husband, the only man she knew she would ever love.

John climbed between JJ’s spread thighs, his cock once again erect, knowing that his wife had been with another man.

He was ready to fuck his wife and reclaim her.

Then, he looked into Janet’s deep blue eyes and noticed that they were still red from crying earlier. A pang of guilt ran through him; his stomach tightened, though he knew he had done nothing wrong.

Slowly, John sank his cock into his wife and held it there, balls deep. JJ’s eyes seemed to be clearing; her eye redness was replaced by a look of love and then lust as he started to slowly move his cock. It was an observation that banished any guilt that he was carrying.

“Whatever has happened, JJ, I forgive you!” John lovingly stated. “But we both need to learn from our mistakes…”

Then he added, more forcefully, “As rules need to be stuck to.”

“I know, John… but I need to tell you what happened, and there is something else we need to talk about after we have fucked – it is important – but it doesn’t concern what happened today.”

With a knowing look, he whispered, “Okay,” and started to make love to his wife, his JJ.

John’s rocking movement was slow and sensual; hers was more urgent as she met his every thrust, knowing that they needed to talk, and yet, in a way, this moment, their lovemaking, was more important than the heavy, possibly life-changing event that remained to be discussed.

As they made love, Janet’s mind and body were only thinking of her husband – his needs – and that she needed to be reclaimed.

They moved together, staring into each other’s eyes, fucking as they had done so many times before. But today it was different, no words, just an intense intimacy and then a sudden urgency as they picked up the pace, their climax close.

John grunted as he came… knowing JJ had been reclaimed.

As her husband climaxed inside her, Janet let out a whispered moan, experiencing her third ejaculation of the day, each one from a different man. Despite the seriousness of the situation and what was still to come, Mrs Jones could not shake the naughty thought that she had just had sex with three different men in one day.

They lay there panting, with John’s cock still in his wife, enjoying the moment. He then stated, “You know, JJ, there is a significant part of me that enjoys the fact that you want to fuck other men and make hot videos with our neighbour.”

“I know, John, but it is not just you, it’s me as well… There is also a large part of me that wants to sleep around too, and that has become especially true now that I have actually started doing it…”

There was a pause, the married couple looking into each other’s eyes, John’s cock still inside Janet’s pussy.

“John, do you want me to stop working at Somertyn Manor?

“Stop our hotwife game?”

Janet’s questions were left hanging there while John considered it. He hadn’t yet asked for the details on the sex she had with the two older men, but JJ knew that the demand was coming soon – that John needed to know the full story.  

With no immediate answer, Janet asked her husband to pass her the tissues so she could clean up.

John just lay there on the bed, contemplating, though he was already sure that he wasn’t going to ask his wife to stop seeing other men. He trusted Hugh, and he was enjoying their hotwife game, seeing his wife flourish when she became JJ, though he thought, “Perhaps there should be some additional restrictions?”

However, Somertyn Manor was different; he couldn’t now trust Earnest and William, as they were playing their own game, one that it now seemed JJ was all too ready to play.

Still lying there, John continued to think. “There was the money, which was substantial and gave them a comfortable standard of living. Then there was his future job role; it would provide an escape from being on the road every other week.”

John’s mind continued to turn, and with every rotation new thoughts arose.

He needed to think; he needed time. “Did he want JJ to continue to work at Somertyn Manor?”

With the silence, Janet tried to bring up the main thing that had been on her mind, and it wasn’t the fact that she "may" have cheated on her husband. That remained to be discussed, including the exact definition of cheating.

“There is something else we need to talk about, and this one affects all of us, even our children.”

That caught the attention of her husband; he sat up and said, “Go on, JJ," his mind now wondering what that could possibly be.

“John, the only way I can explain what happened is if I take you back to earlier today and what occurred at Rose Cottage, after we all got carried away… However, I will want to come back to the sex, as I need to explain, confess...

“But I feel what I am about to tell you could have a bigger impact on our lives than my being unfaithful…”

*****

Rose Cottage (one and a half hours earlier)

“Ah, Janet,” William said, oddly using her first name as she walked back into ‘Rose Cottages’ lounge, having changed her clothes to go home. “There is something, Earnest, and I want to discuss with you, and this subject is very close to our hearts… It is important, not only for you, Mrs Jones, but also for your family.”

Earnest added, cheerfully, “Yes, Janet, we want to make you an offer. It is something that William and I have been talking about for quite a while, as it is always on our minds, especially now that we're getting older.”

William took over. “Mrs Jones, Janet, now that you are thinking of becoming fertile again, we are asking you if you would consider both carrying and giving birth to our heir?"

“A baby?” Janet was shocked.

It suddenly felt to JJ that the walls of the room were closing in, realising that her husband was right; that the two older, lecherous men had their own game.

Earnest continued excitedly. “Yes, Janet, we are asking you because you are a very special lady, and as we have said before, you remind both of us of my Marion… If you conceive a baby with one of us, we will have an heir…

“For William and me, passing on our inheritance is important…

“Do you remember us telling you on your first day that we are not allowed to sell Somertyn Manor?

“Well, we don’t want to leave tens of millions of pounds to the National Trust, or even worse, the taxman!”

William took over, strangely, looking excited. “And if you agree to at least try to conceive a baby with us, we will write you, John, and your two children into our wills and treat you all as an extended family…

“Mrs Jones, you will inherit it all… Somertyn Manor, the Estate and the farms that reside on it. Our vanity project, Somertyn Gardens—something we hope people will remember us by."

Earnest injected, “There are many assets in our portfolio, including a few London properties.”

William continued… “As Earnest stated, it's worth tens, maybe hundreds of millions… To be split between you, Mrs Jones, John, and your two existing children… and hopefully our heir – who will become part of your extended, happy family.”

“You will be our only heirs,” Earnest chipped in. “As neither of us has any family.” 

“However,” William warned. “You will need to at least try to conceive a baby with both of us.” Then added, almost cheerfully, “Though, I guess after what we have just done, this will not be a problem for you, Mrs Jones…

“There will be none of this modern artificial insemination. To conceive, we will both be fucking you when you are at your most fertile; actually, we will be fucking you more regularly than that!"

“What about my husband?” Janet was concerned; it was the only immediate question she could think of.

“Maybe he could consider condoms at your most fertile time, Mrs Jones… or have a vasectomy!

“We are not going to ask you to stop having sex with your other male friends, as we like the idea of our domestics being very promiscuous. All that we are asking is that you give the two of us the chance to get you pregnant and use precautions with all the other men.”

“Janet,” Earnest softly said, “If you do become pregnant, to keep it proper and correct, John's name will go on the birth certificate. We want to keep this arrangement secret and just between the four of us.”

Janet just sat there, both amazed and dumbstruck. Strangely, she simply could not think of anything to say, her mind whirling, trying to find the right words. She had not seen this coming. John had told her that Earnest and William were playing their own game, and now that had come to reality. It just wasn’t the type of sex game that she had suspected – being asked to carry their heir.

It was Earnest's turn to speak; his excitement seemed to be building. “As it stands, I am sure some busybodies in Somertyn, like Mrs Patterson—yes, we know she is the church gossip—will spread nasty, hurtful things behind your back as soon as they hear about your inheritance.

"It won't be easy."

“This is a genuine offer, Mrs Jones…” William chirped in, sounding unusually cheerful. “Though, of course, there will be medical checks, NDAs to sign and legal hurdles to overcome, which we will pay for. Importantly, your husband will need to be completely on board with it.”

Earnest then said something more poignant. “Of course, if my wife hadn’t died in childbirth, we would have had an heir, and we wouldn’t be asking you to do something so personal.”

The change in tone helped Janet find her voice and ask, “Marion died in childbirth?”

“Yes, Janet, our baby boy, too,” Earnest replied solemnly.

“There were complications,” William added, his tone unchanged. “Either one of us could have been the father… but that doesn’t seem to matter now.

“After all, it was twenty-nine years ago.”

*****

Back to the present and Mr and Mrs Jones' bedroom.

“But, of course, it does matter,” JJ strongly stated. “Otherwise, they wouldn’t have brought up such an outlandish suggestion with me.”

“Surely you are not interested, Janet.” Shocked, John used his wife’s full first name to emphasise his point.

“John, we do need to consider it, as I believe the offer is genuine. What got me thinking is what we would do if we didn’t have the children… Remember, we are like Earnest and William, as we do not have any siblings either.”

“Are you serious?” John asked, disbelieving.

“I am only serious about thinking about it, as it is a huge amount of money, much more than all our family will ever need. It would be like us winning the football pools one hundred times over.

“We would also get to save Somertyn Manor. I love that quirky building; if we don’t take it on, there's every chance it will fall into the hands of developers – It may even be pulled down!”

Still annoyed, John smirked, “Or maybe they will build another retirement home…”

Janet looked at her husband, suspiciously, and then said, “Maybe… So we do need to discuss it further… However, there is one other catch.”

“What’s that, Janet?”

“I will need to become a grade-five domestic once all is agreed upon, but crucially, only after the will is agreed and has been signed.”

“I bet a grade-five domestic was at the top of their list,” John bitterly stated.

Janet took no notice of her husband’s tone and said, “We need to keep talking about it… Talk it through. This is a once-in-a-lifetime opportunity, and I am not going to say no without us at least talking. You will also need to talk to Earnest and William on your own and with me there.”

“JJ, it’s a lot to take in.” John’s voice became softer. “How long have we got to give them to make this decision?"

“We have a year, as I told both of them that I am not looking to get my sterilisation reversed, which they have agreed to pay for, until all our extension building work is completed.

“Even then, we could push it further, as it is our decision, but we can’t do that forever, as the time will come when my usefulness will expire…”

“More than a year!” John exclaimed, his mood becoming suddenly lighter, realising they had a lot of time to think and to discuss.

“Anyway, I cannot imagine myself having sex with an eighty-year-old man.”  

“Or even two eighty-year-old men,” John chuckled. “Although I guess that might make for an interesting video, we could sell it to places like the 'Joyful Journeys' retirement home.”

That comment earned John a nudge, as it seemed he was not the only person to remember the building that had been built on the warehouse yard, where JJ had her first sexual experiences.

Rubbing his arm, John then suggested, “Okay, I will think about what you have said, and we will talk about it… So, Janet, I guess it is time for your confession… I do want to hear it all, and yes, we will need to talk about it and the future of our hotwife game.”

As suddenly as it had arrived, the jollity left the bedroom as JJ told the story of what happened and how she had dressed up for Earnest and William. Nothing was left out, as she explained in detail how large William's cock was and how difficult she found it to resist trying him.

“Like I initially thought with Earnest, I just wanted him to cum on my pussy.”

Her husband interrupted, irritated, “JJ, are you using the right word?”

“Probably not, John… Anyway, like Earnest, I allowed William to push his cock's head into my cunt. But unlike Earnest, he didn’t stop… and I didn’t want him to – he was so large.”

Janet hopped off the bed and went to their secret toy chest. There, she unlocked it and brought out the huge black dildo. It was a sex toy that John had mainly purchased as a joke, and it had never been out of the toy chest until now.

After taking it out of the wrapper, she placed it next to her husband’s cock.

“You are large, John… But this is why I found it hard to resist. William's cock’s girth is as thick as this dildo, and his length is at least three inches longer. His dick is the same size as John Holmes, the porn star’s cock – It is simply fucking massive!

“And, being honest with you, I have William to thank for not having sex with him. He pulled away before I had a chance to really fuck him.

“But both he and Earnest did cum in me… and for that I am truly sorry. I got carried away. I don’t know what the fetish is called, but John, you do know I love men ejaculating on me or, as in this case, inside me. I just enjoy that feeling of being wanted.”

“JJ, I know you’re just as much of a kinky fucker as me…”

Janet weakly smiled, knowing that was probably true.

“But I have to ask, how do you know about John Holmes and the size of his cock? I know it’s not in the “Secrets of a Hotwife” book, as I have now read it all.”

“Don’t laugh, John, but I read about it in a magazine that was in the library.”

Feeling more relaxed, John laughed, earning him another playful nudge.

“Look, JJ… I know I should be cross that you bent the rules…”

“Bent?” Janet questioned while trying to suppress a giggle. She was suddenly finding that today's sex with Earnest and William did not really matter, as her husband had forgiven her, and there was something bigger to consider, a giant elephant in the room – the possible inheritance.

“Yes, bent, JJ…”

His soft words made Janet realise that John didn’t want their hotwife game to end.

“But I do feel I need to take something away, a punishment as such.”

“You are going to spank me!” Janet giggled, finding the situation suddenly amusing.

“We never tried that!” She then added with a lopsided grin, liking the naughty idea.

“No, JJ, I was going to give you approval to have your fake affair with Richard, but perhaps I shall just say no.”

“John, that’s okay, as I decided that you were right – I will not be fucking Richard.

“Instead, I have decided to keep it as it is, but I will not be going all the way with him. There is simply too much going on currently, and, as you previously mentioned, having a fake affair with our neighbour would be risky.”

“So, no more videos?” John sounded disappointed.

“Not for now, John…” JJ replied and then relented. “However, I will take your permission and store it. Then, maybe one day in the future, there might be a time when I will use it – not soon, and maybe not ever. 

“JJ, how will I know if anything is happening between the two of you?” Her husband questioned an inkling of hope now in his voice.

“You will know, John,” JJ stated, realising once again that her husband was more into having a hotwife than he would ever admit. So she added with a smile, “I will give you a little nudge!”

Her husband smiled too at that thought and then looked at the huge black plastic dildo lying on the bed. He picked it up and warmly stated, “Perhaps I should use the toy on you as a punishment.”

“Perhaps you should,” JJ replied with a lopsided grin before looking at the clock. “I've got to shower and get ready to collect Jenna… So, you need to do the same…”

John also looked at the clock; Janet was right.

“Well, as I cannot come up with a punishment, perhaps you will do something sexual and naughty for me.”

Janet looked at her husband; she was intrigued. “What is it?” 

“It is something we have talked about before, my ultimate sexual fantasy. I would like you to go to a nightclub, one that caters to lesbian women, and let yourself get picked up by another woman and dance with them.”

“John, is that all?”

“Yes, JJ.” He was thinking that she was just going to say no chance.

“You are a kinky fucker!”

John smiled. “I know!”

Janet wasn’t finished. “So, it's lucky that I’m a kinky fucker too… However, if I do this, you will forgive my little indiscretion?”

John smiled again and truthfully stated, “JJ, I believe it was a big indiscretion… But of course I will.” He then added, a little more sternly, “However, from now on, you must keep to our rules!”

“I know… And though this might never happen, I still have your permission to have a fake affair with Richard.”

"Yes, JJ, but only if it includes photos and videos.”

Janet knowingly smiled.

“And finally, you promise to consider Earnest’s and William’s proposal. You will talk to both of them about it and try to keep an open mind. It is a genuine offer. It is also life-changing. Over the year, we will need to go through the still-to-be-agreed details. Then make a final decision.”

Sounding shocked, John forcefully stated, “JJ, you sound as if you have already agreed to do it!”

“No, John, I’m a long way from that; I just don’t want to be rash… This is about the future of our children too… but it is also important to remember we have a year before we need to make any final decision.”

“Okay, JJ, I promise.”

“Good. Then I promise to go to a gay nightclub and let another woman pick me up… Remember, I’m intrigued too as to what it might be like… However, it’s not going to be straight away; we've got a lot on… and a big question to think about…”

Janet giggled, “And I have to do my research!”

“The library?”

JJ gave her husband a playful nudge even though he was partially right.

“Yes, the library, but I will ask Melisa first, and don’t forget I have a shopping and coffee date with Anna coming up as well as those lesbian story books you bought me in Soho.”

John smiled and then raced for the shower, Janet giggling as she followed behind him.

Twenty minutes later, they were standing by their front door, dressed for the ten-minute walk to Jenna’s school. John noticed the white rose that adorned Janet’s red winter coat; he asked her about it.

“Earnest gave it to me to cheer me up. He knew that I was upset with what happened.

“When he pinned it on me, he reminded me that you are a special man, John Jones, and he was right.”

Then, with a lopsided grin, Janet undid the white rose and fastened it to her husband’s lapel and kissed him.

Without another word, they stepped out of the front door, hand in hand, and started to walk towards Jenna’s school, and with every step she realised just how lucky she was to be married to someone like John.

For JJ, he certainly was a special man…

Extra Author’s Note: The Hotwife Game rules, Somertyn Manor photos, plans and information are on my profile page under the media tab in a folder labelled ‘Cash in Hand.’

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.