Mrs Jones’s long, jean-clad legs stepped out of her red Ford Sierra, her gold anklet glinting in the early morning sunlight. She was in the city and on the way to her Thursday coffee date with Anna.

Last night's telephone conversation with her husband had lifted JJ's spirit, making it light and upbeat. John had been in a positive mood and somewhat merry, his voice slightly slurred. He had just won two large sales orders, one from each Manchester meeting, and then had gone out to the pub with the client from the second company to celebrate. He had even suggested, upon hearing about the extension plans being provisionally approved, that his commission from the two sales would go a long way towards paying for it.

Later in their conversation, Janet found it a little surprising that her husband just waved off what she had done with Richard. He told her that she had not broken any rules and that she should continue seeing their neighbour, as it was good practice for her future work at Somertyn Manor.

JJ chose not to argue the point but decided to wait until John was home so they could discuss it face-to-face. However, he was far more attentive upon hearing about Cindy.

Having slept on it, Janet thought she needed to adhere to their hotwife rules. So, she decided to tell her husband all about Cindy, Hugh’s ex-wife, and what happened at Tuesday’s coffee meeting. This included that day’s telephone call, in which she had purchased a copy of the book "Secrets of the Hotwife" to give to Cindy at a still-to-be-scheduled future meeting.

But it wasn’t long before JJ found out what her husband was most interested in. She should have guessed – It was her up-and-coming date with Anna. Even though Janet had kept reminding him that it was not a “real” date, just a coffee and a bit of shopping. However, her husband encouraged her to both embrace and explore her bisexual side, as they continued to open up their marriage.

“This would be important for future threesomes,” he had stated.

That comment had caught JJ by surprise, and it took her a few seconds to realise he was referring to a threesome involving her, him and another woman. This idea was something John had only joked about in the past, usually leading to him receiving a nudge. But now he was being serious, and that had JJ thinking.

With the cost of the long-distance telephone call pressing, they confirmed that Janet would phone home at 1 p.m. tomorrow and check that John had got back home safely and could pick up Jenna from school.

However, long after the Joneses had said their loving goodbyes, JJ continued to think about the possible threesome with another woman. Until then, Janet had assumed that John was going to pick up some floozy on one of his business trips. Sleep with her and, in doing so, punish her for cheating with Earnest and William and breaking their hotwife rules.

“But perhaps a threesome would be better,” she thought. “She would be there, involved, and importantly, she could remind her husband what he was missing by not fucking her.”

“This idea was a better solution for her punishment,” she reflected. “They still needed to talk. But if agreed, in the future she wouldn’t have to wonder if her husband was fucking another woman on one of his business trips.”

It was only then that Janet realised she had been so taken aback by what John had said during the phone call that she had forgotten to mention Melisa, their Monday night kiss, and, perhaps more importantly, just how curious she was about having sex with other women.

Janet knew that could wait but vowed to add it to the ever-growing list of topics she needed to discuss with John tomorrow night.

So, here she was in the city, and with her husband's full blessing, on a date with Anna, a model and openly a lesbian, who didn’t turn nineteen until July. Janet had met her at the photoshoot she had done in January at Somertyn Manor. She had been the other female model.

They had chatted and flirted. At the time, JJ had been unsure about whether she wanted to pursue exploring her possible bisexuality. Despite exchanging phone numbers and Anna’s obvious interest in her, Janet couldn’t help thinking that Anna was too young for her.

As the months had gone by and Mrs Jones’s interest in having sex with another woman had grown, the conversations with Anna had grown more frequent, sexual overtones sometimes creeping into their chat. However, finding time to actually meet had, for many reasons, been elusive. Today’s meeting was not a romantic date, but from their conversations, both ladies were well aware that there was sexual tension between them.

When out of town, JJ was now feeling more confident about displaying her hotwife identity, and today was the first time she had openly worn the expensive hotwife anklet that John had bought her. The gold HW letters were clearly visible as they dangled from the chain around her right ankle – the anklet’s presence was helping fuel lustful thoughts in JJ’s mind.

On her upper body, Janet wore a blue blouse similar to the one she had worn to Hugh’s on Tuesday and, like then, no bra. To cover her exposed cleavage, she wore a dark blue summer jacket, though on another warm mid-spring day, she planned to take it off as soon as appropriate.

Stepping through the coffee shop's door, there was one other thing JJ wasn’t sure about. What did she want from this coffee date, other than to get to know Anna better?

Despite having her husband’s encouragement, at that moment, Janet was not so sure about going back to her place to have sex.

She gazed across the coffee shop and saw Anna dressed in a short, flowery summer dress. Her brunette hair had been cut a little shorter than she remembered. As they looked at each other, JJ’s blue eyes met Anna’s brown ones, and they both smiled.

With the initial greetings over, Janet bought her young student friend a second coffee, and the two ladies got down to chatting. JJ’s dark blue summer jacket was now resting on the spare chair, the tops of her two breasts exposed, deliberately both taunting and teasing Anna.

To start with, they skirted the main reason Janet was there, choosing to discuss families. Anna was from a wealthy background; she studied fashion at college, and she enjoyed modelling, especially the photoshoot they had done together. However, it wasn’t long before Anna's hand openly rested on JJ’s knee. Janet did nothing to remove it; in fact, the longer it stayed there, the more she enjoyed its presence.

With the coffee nearly drunk, JJ moved the conversation toward what she wanted to talk about, as she showed Anna her hotwife anklet…

“Since the photoshoot, John and I have decided to further open up our marriage to include others,” Janet carefully stated, aware that Anna already knew she was not faithful to her husband. “It is why I wear this anklet.”

JJ turned her leg to make sure she could see it.

“I was wondering what HW stood for,” the young model remarked. 

“It stands for Hotwife,” JJ quietly stated before softly adding. “I have John's full support, but I want to start to explore the possibility of having sex with other women.” Moving closer, Janet added in nothing more than a whisper. “Anna, it is something that I have been curious about for a while, and the urge has only become stronger as I have gotten older.”

“Really?” Anna gasped. A grin formed as she gave JJ’s leg an extra squeeze. “I guess Melisa got her claws into you then,” she added, the grin now more of a wicked smile.   

Janet blushed, knowing that her reaction was telling the young lesbian everything. “Actually, it was her tongue and finger,” she whispered.

That brought a giggle from the young model.

“It was only once!” Janet quickly added, blushing.

Feeling nervous, JJ looked around before drinking the last of her coffee. “Look, Anna, we can’t talk here. Let's do a little shopping, and maybe later I can buy you lunch, although I do need to phone home at one to check that John is home safely and can still collect Jenna from school, as he has been working in Manchester."

With those words, Janet slipped her jacket back on, covering her cleavage, while Anna finished her coffee, and the two ladies headed down the high street to browse the shops.

While walking, they chatted like old friends. Anna listed some of her girlfriends; there were a lot, while Janet opened up about her current marital situation. Without going into details, she had explained that with her husband’s full blessing, she had a boyfriend called Hugh and that they had been together for six months. However, she didn’t mention the other men she had been with by name, choosing to just hint that there had been others. That they all had John’s approval, which she knew wasn’t exactly true, as she had cheated with Earnest and William.

What was true was what Mrs Jones said next.

“As I mentioned in the coffee shop, I now realise that my sexual attraction is not only for men; I’m also strongly attracted to women, but I have no experience.”

Janet paused and glanced towards Anna. She was unsure how to express the next part of her thoughts. It was not helped by the fact that Anna was only eighteen and that JJ was hopeless at doing the chasing. She was a woman who liked to be pursued, which was a fundamental part of their hotwife game.

“Look, Anna, I very much want to learn what it is like to be with another woman. You know – how to give pleasure – it is this that I want to explore with you.”

Janet felt herself blush but still dared to look across at Anna and saw the young model's smile beaming. It seemed to JJ that she must have said something right.

“Let’s have a look around, Chelsea Girl,” Anna remarked, grabbing JJ’s hand and turning left into the shop, pulling Janet with her. As they wandered through the racks, occasionally stopping, lifting a hanger and viewing the item before putting it back, the young model asked, “Why did you pick me? I am sure Melisa would be extremely keen to show you.”

“I am sure she would too,” Janet replied, her initial embarrassment about bringing up her sexual interest in women now gone. “However, I need to keep my bisexuality a secret from everyone who knows me, except, of course, my husband.

“And Melisa?” Anna asked, obviously interested.

“She knows; Melisa is now a good friend of mine. But she lives just across town, which is too close, and anyway, she is looking for a full relationship with another woman, while I’m looking just for sexual fun.

“I also noticed the way you looked at me during the photoshoot; you are interested in me,” Janet remarked as she picked up a lovely floral-patterned summer dress and showed it to Anna. “Is this the sort of thing that I could wear to the Velvet Vault?”   

Anna giggled. “So, JJ, you not only think that I fancy you… You also want me to both teach you how to pleasure another woman while we are having sex and now something else… You want me to take you to the Velvet Lounge.”

JJ blushed. But this was important to her, so she found her voice and retorted. “I know I’m being direct and assuming… I’m just a little nervous, as I've never done anything like this before. Melisa told me about the Velvet Vault and that you go there.”

With a smile, Anna corrected JJ, “We just call it ‘The Vault.’ The bar above it is called the ‘Velvet Lounge,’ and Melisa is right, I do go there… It’s where I met her.”

Janet sensed that Anna was making her work to get what she wanted. It was the sort of thing she used to do with men, but now the roles were reversed; she had to do all the chasing.

Anna told her to put the dress back, as there was another shop that had more suitable clothes for ‘The Vault’ nightclub.”

Taking Janet’s hand once again, a few minutes later they found themselves in a side street boutique called ‘Suit and Softness’.

On the way, Anna explained with a smile that she had never been with a man and that she preferred more mature women to date, and then she admitted that she was attracted to JJ – it was something both ladies were already well aware of. 

“This store is where I purchase most of my clothes. I know it is a little pricier, but with my father's allowance and the money coming in from my modelling work, I can afford it – I do like to support the community.”

“Community?” Janet questioned, not understanding.

“The lesbian community – this shop is owned by a friend of mine and caters mainly to girls like us.”

Janet was about to question, "like us," but caught herself – suddenly realising.

Despite being happily married, Mrs Jones had no plans to stop seeing other men unless her husband told her to do so. She knew that over the last six months, something inside her had changed, not least her increasing sexual attraction to other women. Today was important to her, as it was the first step in accepting being more openly bisexual.

After searching the clothes, it didn’t take long before Janet had a suitable dress in her hand, Anna confirming that it was the sort of thing she would wear herself to "The Vault" on a Friday or Saturday night.

Taking two different sizes, Mrs Jones was shown the changing room by the shop assistant, with Anna, surprising her, as she followed JJ into the first large cubicle and locked the door.

“I thought I could give you a second opinion,” Anna stated with a smile, her eyes telling JJ the real story as they scanned Janet’s body. It was just like they had done during January’s photoshoot at Somertyn Manor, when both ladies had deliberately flaunted their nude bodies in front of one another.

Janet chose not to reply. She just turned away and hung the two dress hangers on the provided hook, a lopsided grin appearing on her face. Her nipples were hard and expectant, and her pussy was damp. JJ didn’t understand why she got so aroused by exhibiting her body, although she suspected her strong exhibitionist desires had been nurtured by her first boyfriend, Freddie, and the explicit exposures she had done for him back in her college years.

With her back still to Anna, Janet took off her jacket and started to undo her blouse buttons, her breasts coming into view. She paused as JJ felt the young model's hands on her body, sliding under each arm and reaching for the lower buttons.

“I can help you with that,” Anna whispered, her desire barely hidden in her low voice.

Without a word, Janet turned, already enjoying the eighteen-year-old's touch. She smiled warmly at Anna as her blouse parted and her two voluptuous breasts popped from behind the blue blouse curtain.

Anna’s eyes locked onto JJ’s tits as her hands gently touched them, bringing a low gasp from the older lady. “I have wanted to see these all day; can I?”

“Yes,” JJ breathed, although she was not sure what Anna wanted to do with them, as they stood there in the changing room behind a three-quarter-height locked door.

It felt all very public, as Janet let her blouse fall away and stood there topless. Her nipples hardened and seemed to be suddenly extra sensitive as she let the younger eighteen-year-old lesbian caress her boobs.

“God, she wanted this,” JJ thought, “A real, two-way sexual encounter with another woman.”

Janet glanced at Anna; she was a little shorter than JJ’s five-foot-ten inches. Leaning towards her, JJ pulled the younger woman close, their mouths coming together as they pecked each other on the lips.

After Melisa, Anna was only the second woman that Janet had ever kissed.

As they broke apart, Mrs Jones mumbled, “I want this experience too – I am more than just curious about what it would be like to have sex with another woman.”

“You could come back to my apartment,” Anna suggested, before taking Janet’s head in both her hands and kissing her deeply, her tongue briefly dancing with JJ’s.

Breaking apart, Janet replied, “I like that, but as I mentioned, I need to phone my husband at one."

As Janet spoke, Anna gently swirled her tongue around JJ’s left areola – teasing it – before her lips clamped over the nipple and gave it a gentle suck.

It was an action that elicited a low moan from JJ; a slightly louder one soon followed as she felt the zipper of her denim jeans come down. They, along with her white lace thong, quickly found their way to the floor.

Janet stepped out of the jeans and stood there naked, apart from her white high heels and anklet. Melisa’s comforting words passed once again through Janet’s head. “Well, JJ, Anna is a wonderful choice for your first lesbian experience…”

It was a thought that set a ripple of excitement through her body, JJ’s eyes looking at Anna’s young and slender body. She was beautiful, with perhaps B-cup breasts and long, shapely legs like hers. She had the air of innocence in her features, yet JJ had already learned that Anna was very far from innocent, having admitted to multiple lesbian partners.

Without thinking, Janet lifted her leg and rested it on a chair, naturally opening up her pussy, inviting Anna’s tongue in… “She needed this,” she thought as she spread her legs.

There was no hesitation; the young model wanted to taste JJ. She had desired Janet since the day she first saw her three and a half months ago. Now it was real. Anna was going to taste Janet’s wet pussy. She dipped her tongue in and licked once, bringing a muted moan from the older, inexperienced lady. 

A sudden and unexpected noise came from the other changing room, and Janet and Anna froze. Their ears listened for any sound as they both realised that someone was getting changed in the next cubicle.

The ladies looked at each other, trying to suppress a giggle—they didn’t want to get caught—before Anna stood and then pecked JJ once again on the mouth.

“I better try this dress on,” Janet whispered, smiling. Still wondering, she added, “Are you sure it's suitable for ‘The Vault’?”

“It is the sort of thing I would wear,” Anna replied, stepping back to give JJ room.

A few minutes later, Mrs Jones stood there looking in the mirror, still unsure, as she studied the summer dress. It fitted well, but it was short—mid-thigh—and she couldn’t help thinking that it was too short for a middle-aged woman.

The light off-white material had a yellow and pink floral pattern on it, which she liked. However, the halter top seemed quite daring. “Maybe it will be alright in the dark of a nightclub,” she thought.

Though she remained uncertain, she asked Anna again for her opinion. “Are you sure this dress is suitable for ‘The Vault’? It feels too young for me.”

“It’s perfect, JJ. That is, if you want to attract a certain type of woman…” Anna left the sentence hanging there, waiting to see if Janet asked the question – she wasn’t disappointed.

“What type of woman?”

“I think you know, a woman like Melisa.”

Janet blushed. “Was it that obvious?” she thought, though she knew that Anna could not possibly know that she had seriously thought about what it would be like to be in a regular sexual relationship with her best friend.

"It is a warm day; why not keep the dress on, and I take you to ‘The Velvet Lounge’ for lunch?” Anna suggested. She then added with an impish smile. “Remember, you are paying?”    

That had JJ smiling too, though she was unsure about going that far until a giggling Anna picked up her jeans and white lace thong, unlocked the door and stepped out of the changing room.

That left Janet no choice!

Though it didn’t really go with the dress, she put her blue summer jacket back on and buttoned it right up to cover her cleavage and then took a deep breath…

With the cool air now passing over her pussy, JJ stepped out of the changing room and, as confidently as she could, walked over to the lady assistant by the till. There, she handed over the untried, spare dress and explained that she was going to wear the one she was buying.

A few embarrassing minutes later, Janet was walking down the main street arm in arm with Anna, a crooked smile on her face. Her jeans and underwear were in a plastic carrier bag with the shop's name, “Suit and Softness,” emblazoned across it. Now that she knew the shop was a well-known shopping spot for lesbians, the carrier bag felt like a beacon to Janet, expressing her newfound sexuality, and it felt hot in her hand.

“So how does it feel, JJ, walking down the high street arm-in-arm with another woman?”

“I admit it, it feels a little strange, but I could get used to it as long as it is well away from Somertyn.”

“Do you have any plans about coming out as being bisexual?” Anna giggled, already knowing the answer.

“No, and you know it…

“It is like being a hotwife. John and I keep that close to our chests, and only a very small number of people know we have an open marriage.” As JJ said it, she knew that it was probably only a matter of time before that number grew to an uncomfortable level. She just hoped that when the time came to mention Somertyn Manor inheritance, her in-laws would understand, and more importantly, her children would not find out before she was ready to discuss it with them.

They turned onto a side road and walked towards where the city’s university was situated. It was an area of the city that Janet didn’t know very well. As they continued talking, Mrs Jones felt Anna’s hand slip onto her bottom. She gave it a gentle squeeze.

“So how does it feel not wearing any knickers?” Anna giggled.

“Refreshing,” JJ instantly retorted. “Actually, though I don’t believe I’m telling you this, Anna. My first boyfriend encouraged me not to wear any and flash his friends.” As she said it, Janet’s memory went back to Freddie and the fun she used to have in the warehouse courtyard. She had regularly not worn panties and let his friends have quick peeks between her legs.

“They were good times,” she thought, now wishing that she had gone further. She wondered why she did not go out more often without panties, maybe even going as far as to flash a stranger.”

“How old were you?”

Janet glanced at Anna.

“It’s the last question, as we're nearly at ‘The Velvet Lounge.’”

“Younger than you, Anna,” JJ replied, truthfully, not wanting to tell her. “I was married at eighteen, and now it is my turn for a question: are you wearing any knickers?”

Anna knowingly smiled and retorted, “You missed your chance to find out when we were in the changing room.”

They turned a corner and came out onto a small town square. In its centre were a couple of large trees growing in a small walled garden. Bench seats were on each side, each one butted against the wall, and there were two red telephone boxes, standing back-to-back next to the furthest bench. It had just turned twelve, so it was too early to phone to see if John had gotten home safely.

However, what caught JJ’s eye was the bar located on the other side of the square, which was nestled between a florist on its left and a small tobacconist on its right. The bar's name was written in large purple letters, and as Mrs Jones read it, she suddenly felt nervous.

Without another word, they strolled across the square, holding hands, towards the old, imposing building, the bar located in the middle of it. Janet felt that as she stepped into the ‘Velvet Lounge,' she was entering a new and very different world.

She also wondered if the experience was going to lead to a very different life…

To be continued…

Extra Author’s Note: Janet first meets Anna in book 1, “Cash In Hand 12 – Part 2 of 4: 'Another Exposure.”

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.