With her husband up early, Janet didn’t have the time she needed to discuss Hugh. His only comment was, "Nothing has changed, and if we need to, we will talk again this evening.”

Janet knew that would have to suffice, as after yesterday’s dreamy day, there was housework to do, as well as having to pick their son up from football training. And in the afternoon, John was working, learning to drive a tractor at Somertyn Gardens.

So with a surprising amount of early-morning energy and an extra bounce in her step, Janet went about her tasks for the day, only seeing her husband briefly when he dropped the car off before he walked up the hill to the Manor and work.

With Jenna in tow, and now beginning to feel more like plain Mrs Jones, she went to collect Jason. After watching him train in a practice match, they returned home just in time for Janet to start preparing lunch.

Every hour that passed made Janet feel less like JJ and more like Mrs Jones, the middle-aged housewife with two young children. Yet, inside, her naughty alter ego kept bubbling up, causing her to smile, hum, and once even sing, which brought peculiar looks from both her children.  

It wasn’t until John got home and showered that Janet found the private time to phone Hugh. Carefully, she double-checked with her husband, for whom nothing had changed. But they did agree to talk in depth tonight, after the phone call.

With a lopsided grin, JJ whispered to her husband, “I might be a little while, but I will be down to cook tea.”

Catching his wife’s drift, John smiled and then watched JJ’s tight, jean-clad bottom wiggle its way out of the room. Unknown to his wife, Janet’s newfound wantonness had fuelled his thoughts all day. He looked forward to tonight, their private talk, but more importantly, making love to his wife. 

With the bedroom door locked and John looking after their children, Janet relaxed. It was only then that she became aware of a creeping arousal between her legs, which only increased as she glanced towards the telephone before taking a longer look out of the window.

Their well-toned neighbour Richard was swimming lengths of his pool. His attractive presence sparked a wicked idea in her mind—one she had previously considered before becoming a hotwife.

Without a second thought, JJ took off her jumper and bra, throwing them onto the bed, and then stood there topless in front of the mirror. She glanced at her breasts and then reassuringly checked them. With her nipples now erect, she took a deep breath and walked towards the window. She intended to press against the cool glass and flash her younger neighbour.

Then, as suddenly as she had started to walk, JJ stalled and started to question herself.

“What am I doing?” she thought. Richard, her younger, handsome, and fit neighbour, was off limits!

“But he isn’t off limits,” she reasoned. Though she could never admit to cheating on her husband, she then questioned, “Is flirting cheating?"

Janet didn’t think so, but was flashing Richard, flirting?

She wasn’t sure.

JJ stepped closer to the window, daring herself, and then peeked out.

Richard was gone.

Disappointed, JJ realised that she needed to clarify with her husband what was permissible regarding their fit neighbour before any actions could be considered cheating. After all, showing off her body excited her; it was what she did at Somertyn Manor. 

Vowing to ask John later, Janet sat on the bed topless. Now feeling horny, she phoned her boyfriend’s number. As she listened to the ringing tone, JJ’s spare hand absentmindedly touched her breasts and teased her nipples.

Hugh quickly answered, which gave Janet the distinct impression that he had been waiting for her call, and they were soon talking like old friends, which they indeed were.

Janet found herself steering the conversation, knowing she didn’t have as long as she would like and that soon she would be cooking the family tea.

“Hugh, John agreed about the car. He thought it was a good idea since he didn’t want our neighbours to know I was seeing another man—or, as he insists that I call it, dating my boyfriend. So, are you still okay with lending me one?”

Hugh chuckled, “You can borrow the red Ford Sierra, JJ. It’s a decent family car, just the right size if you're driving the little ones around. I will add you to the insurance. Do make sure you have all your details next time I see you… Which will be?”

“Does Thursday work for you, Hugh?”

“I can change my schedule and work from home to fit into your timetable.”

“Let’s just pencil in Tuesdays and Thursdays for now,” JJ replied, pleased that Hugh seemed so eager to accommodate her wishes. She then giggled, “John may want me to date you like a boyfriend, but I’m more interested in your cock!”

“I was that good?” Hugh chuckled, surprised at his girlfriend’s statement.

“I was thinking that you need more practice,” Janet giggled, her hand now undoing the zipper on the jeans. The phone call and her wandering digits made her pussy needy. 

As the conversation moved on, Janet shuffled her jeans down a few inches, her fingers sliding over her bald mound and finding their way into the dampness between her legs. She was surprised by just how aroused she had become just talking to Hugh, but she wasn’t ready to let him know that she was masturbating.

“So, JJ, have you discussed further with John how such an arrangement is going to work? I never dated a married woman before; I only had sex with them.”

Somewhat ironically, Janet grimaced. While she didn’t mind Hugh's occasional cockiness, she didn’t like the fact that he was willing to cheat with married women. It was what had led to the breakdown of his marriage and his wife, Cindy, divorcing him.

“JJ, I will need some instructions as to what you expect of me. Some rules about how I date you.”

With her fingers lightly rubbing in her wetness and an occasional gentle touch of her pearl, Janet once again felt that the JJ part of her persona was taking control.

“So, have you got anything specific you want me to ask my husband?” She quietly gasped. The naughty thrill of having another man around, whom she could regularly fuck, sent a wicked tingle through her body.

“JJ, do you know what I am asking?”

Janet thought she knew, but wanted to hear it from Hugh. “Go on,” she insisted.

“You know… sex acts that your husband or you don’t approve of.”

JJ's body shivered at the thought, a climax swiftly building.

“You told me you enjoy men looking at you, that you are a closet exhibitionist. But there is so much more we could do if John is okay with it and you are interested.”

“Go on, Hugh,” she stated, thinking that now she was working at Somertyn Manor, she wasn’t so much in the closet. As a married woman, JJ knew that flirting came a little too naturally, that she got off with the thrill of partially exposing her body to men.

“I am talking about sleepovers, going to my work's Christmas party as my girlfriend, holidays together, and being a couple with my friends. How far do we take this?

“Then there is the sexual side of our relationship, and I realise, JJ, that you may have already experienced many of these sexual pleasures, having been hotwifing in the past.”

Hugh still believed that Janet was an experienced hotwife, which wasn’t true. However, the naughty notion only fuelled JJ’s arousal. With primaeval thoughts now driving her, Janet’s fingers continued to rub her wetness, trying to edge herself, knowing that it wouldn’t take much for her to tumble into the sweet euphoric abyss.

“When you are with me, are you interested in being introduced to other men? You know, doing threesomes, or maybe having sex with black men, or having sex with other women, role-playing, or even participating in a gang bang.”

Being gang-banged had never entered JJ’s mind until now. The thought was enough to take her over the edge. Her thighs clamped her fingers as she came, squirt after squirt soaking into her panties.  At that moment, she wasn’t sure that she would say no to any of Hugh’s suggestions.

Now somewhat sated and fighting to regain control of her breathing, Janet removed her hand. Luckily for her, Hugh was still listing sex acts.

"How about bondage or me spanking or disciplining you?"

"Hugh, let's stop there!” Janet exclaimed, her breathing returning to normal.

“I know John will refuse anything that could hurt me!” She then giggled, "But he won't object to me disciplining you, or if you prefer, spanking you!"  

“Okay, JJ, perhaps I got carried away. But you do need to tell me your boundaries, or at least let me know what you're definitely not interested in. Talk to John, set some limits and remember, I am a kinky fucker.”

Janet laughed and agreed.

“Hugh, have you done all those things?”

“Some, but not with Cindy… Unlike you, JJ, she was fairly vanilla in the bedroom, and she certainly wouldn’t fuck outside it.”

It was the first time Janet had heard that term, vanilla, but she knew exactly what it meant. She also felt slightly sorry for Hugh, knowing what it was like to have a high sex drive.

“Maybe she will change?” Janet suggested, hoping that it might happen. She felt a large part of her boyfriend still loved his wife and wanted to give it a go once again. That he wasn’t yet ready to move on and find another real girlfriend.

“It doesn’t matter, JJ. She is with someone else now; maybe he will get bored with her!”

“Be kind, Hugh!” Janet exclaimed. “Look, I have got to go, as I have a family to feed. I promised that tonight I will speak with John and mention what you have just said, or at least most of it.”

“Okay, let’s talk on Thursday, and don’t forget your driving licence and details. You can drive the Ford Sierra home.” With that, they made arrangements to meet in the back streets of a local town, one which JJ would need to catch a bus to.

Then there was a sudden silence as they were both not sure how to end the phone call. In the end, Janet just said, “Kiss,” which Hugh returned.

With the phone back on its cradle, Janet just sat there thinking. Her only immediate thought was that she had a lot to discuss with her husband.

*****

With their children asleep and the bedroom door locked, the Joneses lay there, panting and sated, having just had sex. Their lovemaking was something John had insisted on before they talked. He had told JJ that they needed clear minds, as they should think with their heads and not their sexual organs. But, though unsaid, John needed the touch of his wife. Since her hotwife date, she seemed so alive and vibrant; her every movement and word just seemed to tease his cock.

Over the evening, Janet had already relayed the telephone conversation she had with Hugh to her husband, a little piece at a time. However, now that they had privacy, John wanted to hear it all once again.

Afterwards, he softly questioned, “So, you're going to see your boyfriend twice a week, Tuesdays and Thursdays?”

“Something along those lines, John, but it won't be every week, and it won't be this Tuesday, as Jason has a football match that I want to watch. I also wanted us to have a couple of days to think about it, a cooling-off period; a time for us to reflect and discuss.”

John smiled to himself, as it was obvious to him that Janet had given this hotwife game a lot of thought. Though she was not the only one, he reflected, as he felt his wife snuggling into him. Her warmth made him feel confident, comfortable, and, most importantly, loved.

“So, Hugh wants some rules from me?”

“Actually, John, there's something I want to clarify first. It's our next-door neighbour, Richard.”

“JJ, I have not stopped you from seeing him, but you know the rules—” 

Cutting her husband short, slightly frustrated, “It wasn’t that, John… I just wanted to know if I am allowed to flirt with him, even flash him. I am certainly not going to cheat with Richard. I just want to know where the line is so there is no confusion.”

John wasn’t upset that his wife had brought up their younger neighbour. He trusted her and was simply not worried about him, but he did feel that he needed to make it clear where he stood.

"Janet, you're playing with fire with Richard—he's a player. Soon you'll be fucking him and confessing to him that you cheated on me!

"Are you ready for that?"

“No, it won’t go that far… It’s just now we are really playing the hotwife game; I need clarification, as I quite enjoy flirting with him.”

“And flashing him, I remember you hanging out the dirty washing.”

“That was as much for you as it was for me… or Richard.”

“Look, JJ, there are no boundaries with our neighbour. You can flirt, flash, tease or whatever, short of fucking him. If you do that, then you need to tell him that you are cheating on your husband, and, most importantly, tell me what happened. These are the rules we set out for our hotwife game.”

JJ looked disappointed, which sent a pang to John’s heart. He softened, but only a little.

“What I will suggest is if we carry on playing this game for a few years and are still enjoying it, then we can look to modify our rules.”

“It is okay, John. I just needed to ask and clarify; I am happy and lucky to have Hugh.”

Her husband then softly stated, “And, as for those rules your boyfriend is asking of me—”

JJ interrupted. “I would say he is looking more for some direction as to what is expected from him. Some guidance on what type of sexual relationship I am seeking—he told me that he was a kinky fucker!”

“Did he?” John chuckled, thinking he could be a kinky fucker too, but perhaps in a different way than Hugh.

“Yes, he did…

“I have already told him that with me, sex comes first, as I am not looking to replace my husband. I want him to treat me more like a slut, as it is something I know you cannot do with me.”

John looked at his wife, not shocked at her words. He knew this was JJ talking. The part of Janet’s persona that had told Hugh that she was already a hotwife, having slept with around fifty men.

However, what did surprise him was that she knew him so intimately. They both knew that he wasn’t a possessive guy, having always enjoyed watching his wife's flirtations. But John had never divulged why he hadn’t pushed to experiment more in the bedroom, how he found it difficult to do anything that might hurt his wife, even in a pleasurable way. It was one of the reasons he hadn’t ever pushed to try anal sex.

"But John, I also want you to be there with me, with us, whenever you can."  

“I know you do, but that's not going to be possible. I have a job, and one of us has to be here with the children. There is also something else, JJ…”

Janet looked at her husband, trying to think what that could be… and failing.

“Go on, what is it?”

“Hugh does not want me there!”

Janet scrutinised her husband, her blue eyes wide, unblinking, as she had not thought of that possibility – the very idea had caught her by surprise.

“John, I want you there.”

“I will be with you every step of your journey, but JJ, you need to accept that my physical presence won’t happen as often as I would like it.

“Don’t be shocked, as I know you want to experience more than one new man. You added it to our rules, and you keep mentioning Richard. I also know you want to experience more than one man at the same time.”

“I do… But—”

“But, JJ, I don't think I am the right person to be the second partner. Just think of what happened when you had sex with both of us in the back of the car… Hugh wasn’t comfortable with me being there, and especially when I joined in…”

Janet thought back and knew that her husband was right. Hugh had been nervous, and there had been some alpha male rivalry between Hugh and her husband. However, in Janet’s eyes, there was only one winner, John.

“So what do you want me to do?” Janet questioned, her mind racing to find a solution.

“I want you to date Hugh, as we agreed, and let him find another man for you!”

Once again, Janet looked shocked. Despite the practicalities, JJ had always believed that it would be with her husband that she would sexually experiment. She had just realised that their hotwife game was taking a different direction, one she hadn’t expected.

She needed to clarify.

“John, I want you more involved. Not less…”

“I am involved, Janet. I came to realise that you need some sexual freedom to come alive—to be the woman who parades around in uniform at Somertyn Manor and keeps two older men happy. And the thing is, I can be a kinky fucker too.”

That sudden, injected revelation made Janet smile. However, her mind was still dealing with what her husband had just said.

“But JJ, I promise you that I will be supporting you, and that will always be true, whether you are working at Somertyn Manor or doing something with Hugh. I'm giving you this freedom because I love you with all my heart.”

"And you're a kinky fucker,” JJ interjected, almost without thinking.

John smiled. “That too…

“You asked me to set some rules and give Hugh some direction. Well, there is only one thing that you need to tell him from me. It is another R-word—Respect.

“I expect him to respect anything I tell him or do… And, more importantly, I expect him to respect you and your wishes, your desires. As I have mentioned before, to a point I trust Hugh—we have a man-to-man understanding.”  

“A what?” JJ questioned, still grasping everything her husband was telling her.

“Let’s just say Hugh and I had a private chat before your date. That he gave me his word.”

“And you believe him?”

“I have a good reason to.”

Janet looked at John suspiciously.

“It is why I'm saying it's up to you to decide what you do with him. Explore your darkest sexual desires if you like… But there will be no marks or bruises on your body, and everything will be done with your safety in mind, and, importantly, stick to our rules!”

“So, Hugh knew all of this before I phoned him.”

“No. I have been thinking about it since you went out with him. Before your date, I only phoned Hugh to double-check his intentions. That was the minimum I could do.”

“And what did he say?”

“That I was a lucky man!”

“And a kinky fucker!” JJ remarked, slightly annoyed that her husband was not giving her straight answers.

“Come on, John. Tell me what I should do.”

“There is nothing more to say. As agreed, we will follow our hotwifing rules. You can date Hugh or cheat with Richard.”

"You’re still not going to let me see Richard, even though I have a crush on him?”

“That’s up to you, JJ. You know our hotwifing rules.”

"John, I assure you that I could never cheat on you!"

Inside, John smiled, knowing that Richard was his fuse. Unknown to Janet, he had decided that if his wife chose to cheat with him, then he would pull the plug on this hotwife game. He then added, “I think that covers all we need to talk about for now…”

“What about the Christmas party, sleepovers, and him taking me on holiday? And his friends – what happens if he asks me to take my wedding ring off? How far should we take hotwifing?”  

“If you want straight answers, Janet, consider these, but it is your decision… So, no to the party, no to sleepovers, no to the holiday, no to seeing his friends unless they are playmates, and no to removing your rings, though I have the feeling that sleeping with a married woman appeals to Hugh’s ego.

“If anyone asks about the rings, just say you’re recently separated, or tell them to mind their own business if you want to be blunt.”

Once John had finished giving his straight replies, Janet kissed him while thinking that maybe they were not all the answers she wanted to hear.

With that kiss, John rolled over and almost instantly went to sleep, leaving Janet lying there, thinking and asking herself what to do.

Did she still want her sexual freedom?  Did she need to work at Somertyn Manor?

Could her husband adore her that much? He had effectively just told her that he was giving her a hall pass because of his love for her; all she needed to do was stick to their hotwifing rules.

For Janet, life seemed to have just gotten more complicated and yet, more exciting. However, she didn’t know her sexual limits; how could she, without experiencing them first?

As she lay there with John sleeping peacefully beside her, her libido urged her to see Hugh, experiment, and feel young again.

JJ needed this.

But it also felt like it could be the beginning of an addiction. Fighting those desirable thoughts, she decided to call her boyfriend tomorrow. Tell him that she had changed her mind and that the date was off. That he could keep the car.

With her decision made, Janet drifted off to a restless sleep; her last conscious thought was that life was so much simpler before she started working at Somertyn Manor.

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.