With her eyes flicking every few minutes towards the kitchen clock and anticipation building, Janet made sandwiches for the family lunch. Keeping her cardigan tightly buttoned up, she delivered them to her children in the lounge and reminded them to stay there while Richard measured up the house.

Now on their own, Janet and John ate in the kitchen as they once again studied the house plans, which had been given to the Joneses when they bought the then-new property in nineteen seventy-four.

“So, we agree that a utility room and a downstairs bathroom are a must,” John stated, looking at his wife for support.

“And a bigger kitchen,” Janet added, smiling.

They ran their eyes around the small room in which they were standing, and as they did so, they both checked the time on the kitchen clock—five minutes to go before noon.

“Time to unbutton,” John whispered, his voice slightly hollow and carrying an air of uncertainty.

“Are you sure?” JJ sensed her husband’s hesitation. “You do know Richard will be aware that you are allowing me to flirt with him while in your presence.”

“Yes, I’m sure.” The doubt in John’s voice was now gone.

Janet felt the familiar tingle in her pussy as she fully undid her cardigan and then made sure her tartan shirt was open enough to show the crowns of her breasts and a hint of a white push-up bra. While there was nothing scandalous about what she was showing, the suggestion was there.

“So, you want me to tease him?”

“Yes, keep Richard interested – it’s part of our game – but you could also consider it part of his reward for helping us out.”

"Really, so I am a prize now!” Janet exclaimed while thinking about how much her husband had changed over the last few months. He was now actively encouraging her to flirt and show off her body to their handsome neighbour.

“You’re my prize, JJ… One that I now realise I like to occasionally exhibit.”

Janet smiled, pleased with the compliment and the idea of being allowed to display a little skin.

There was a rap on the kitchen window; Richard was dead on time.

John let him in and shook his hand, thanking Richard for helping them out. JJ put the kettle on when their neighbour confirmed that he would like a cup of tea, although as he did so, he could not stop himself from looking down the top of JJ’s shirt.

With her pussy aroused, Janet deliberately bent over the kitchen table in a way that gave Richard a pleasant view of the top of her breasts. As they scanned the plans and talked about what could be done, JJ could feel their neighbour’s eyes scrutinising her chest.

“Show a little more,” she thought, the heat building between her legs.

“A double-floor extension out the back, removing the wall between the kitchen and the dining room,” Richard suggested.

For JJ, his words were sometimes no more than a murmur, her arousal still growing, her husband’s phrases sometimes rattling in her mind. “You need to learn control; don’t let your pussy rule your head.”

Richard and John went outside to measure how far the extension would extend into their back garden, and with them gone, JJ covered herself up. She was thinking they had played their game enough today. But as soon as John called her to come outside, Janet found herself undoing the buttons once again, the thrill of showing off her body too much to resist.

After measuring the first floor, with the idea of building a guest bedroom, Richard suggested that they should consider using the space above the garage. If he could take the plans home, he would draw up something for further discussion by the end of next week.

As the conversation closed, John asked, “So, do you have any idea of the cost of building something like we are considering?”

Richard gave him two ballpark figures, one a lower estimate, the other an upper one. They were both a little higher than what the Joneses wanted to pay, but not so high as to be out of the question.

Their neighbour then stated, “If you let me draw up the official plans, there will be no issues getting them approved… However, there is one thing you both need to consider if you go ahead, and that is that the work is going to take four months, and you will need to move out for the last two.”

Janet and John looked at one another. They hadn’t thought of that!

“How much do we owe you?” John asked, wondering.

“Nothing, just call this being neighbourly," Richard replied, his stare once again plunging into JJ’s cleavage. “Though if you're not doing anything, why don’t you all come around for a swim?”

John cut in before his wife could answer, “Unfortunately, I have to take the children to my mother’s, but JJ could be with you at four.”

“I'll see you then, Janet; the pool house door will be open,” Richard enthusiastically replied.

“Thanks for the cup of tea.”

With that, Richard was gone, and they watched in silence as he carried their house plans through the small gap in the fence and into his house.

“Are you sure, John? … You know what might happen... Richard and I have sexual chemistry."

“Are you horny?”

“Very.”

“Then I am sure.” John smirked and then added, “But you need to stay within our special rules that we have for our next-door neighbour.”

Buttoning up the cardigan, Janet weakly replied, "Okay." She knew that was easier said than done.

Later, while her husband and the children were on their way to their grandparents’ house, Janet found herself looking into the full-length mirror in their bedroom. She had gone through her normal routine, shaved her pussy, checked her makeup, and was wearing a blue bikini, which John had chosen. Thankfully, it wasn’t one of her skimpy numbers, but it still showed plenty of skin, way more than she had done earlier when Richard had been measuring up.

“She could do this,” she thought. “Prove to her husband that she could flirt, play and maintain some control. Then another thought crept into her head: “Like last time, was John going to leave the children at their grandparents' and creep back into their house to watch her and Richard?

“Did she need to put on a show for her husband? Would he be able to see her, since dusk was not for another hour?”

With the day's sun sinking fast, it was those last two questions that continued to occupy Mrs Jones' mind as she stepped through the small gap in the fence and across the property boundary.

Her dressing gown was tightly wrapped around her as she then slowly walked towards the pool house door. It was a journey she had made many times with the children, but only once before on her own. With each stride, her mind wrestled with how she was going to resist Richard, their handsome neighbour.

The trouble was that JJ desired Richard, but she didn't want to pursue him without her husband's approval… she wasn't going to cheat on John.

Today was about Janet proving to her husband that she could swim, flirt with him, and resist Richard's advances. She wanted to demonstrate that she had sexual control and could be trusted to stay within their agreed-upon hotwife rules, which allowed JJ to do anything with their neighbour without actually fucking him.

However, Janet realised she was playing with fire. She and Richard had a strong mutual sexual attraction, which could soon lead them down a slippery slope towards having sex and, therefore, cheating on her husband. This afternoon, she needed to dig in, resist her neighbour, swim, and keep her desires under control.

Each step toward the pool house brought a new question and an instant answer.

“Flirt? Definitely.”

“Tease? Almost certainly.”

“Touch? Maybe a little.”

“Remove my bikini? Absolutely not! …That would be too dangerous.”

The trouble was that after her husband, Richard was the most attractive man she had ever met. With his fit swimmer's body, boyish smile, cute dimples, and brown eyes, he was simply gorgeous. She also loved the way those eyes seemed to spend most of their time undressing her and the desire he gave off of wanting her. She just hoped that it didn’t show how much she adored that feeling of being watched.

But Janet also knew that Richard seemed to have his eyes on all the attractive women, being a ladies' man, a player who, as yet, seemed to fail in all his relationships. She paused, composed herself, and carefully placed the bag she was carrying.

Then, with her pussy aroused and expectant, Mrs Jones opened the pool house door and took a deep breath. She stepped into the warm building, into her neighbour's world, where she knew Richard was the hunter and she was his somewhat willing prey.

But today, JJ was determined to resist her neighbour’s advances and prove, once and for all, that she could resist Richard.

Like the last time she visited their neighbours' swimming pool alone, Richard was in the water. However, he was not swimming lengths. He was at the shallow end, waiting for Janet, his eyes taking in her beauty as she stepped into the warmth.

“Twenty-seven degrees Celsius,” he called out.

From her last visit, JJ knew Richard was talking about the water and the recommended temperature for swimming.

“Sounds a bit cold,” Janet replied while trying not to show her nervousness. She knew she was going to spend the best part of the next hour resisting both the advances and the temptation from their neighbour. Janet hung her towel on a hook and slipped off her outdoor shoes.

“No swimming cap?” Richard teased.

“I can go and get one,” JJ giggled, her nervousness dissipating as she remembered the first time she had visited their neighbour's swimming pool on her own.

“Nah… as you know, I have a man who looks after the filters and the pool… Are your husband and your children out?”

“Of course, otherwise I wouldn’t be here… but remember what I said last time.”

“There will be lots of looking and touching!”

Janet laughed. She was still dressed, so she playfully stated, “Richard, I think you need to try again, that is, if you want me to remove this dressing gown.”

JJ made it look like she was going to take the dressing gown off, but then pulled it tightly around her and refastened the cord.

"Spoilsport!" Richard disappointedly exclaimed and then declared what he had said last time Janet was in his swimming pool: “A little touching and a lot of staring.”

“That sounds a little closer, but remember, never when my husband or children are around.”

“I know, though I enjoyed your cleavage at lunchtime."

“I know you did, and so did my husband, but that is as far as it goes unless we're on our own and I say it's okay.”

“Like now?” Richard questioned excitedly.

“Yes, like now...”

Janet knew the moment had come for her big reveal; she would be showing more of her body than ever before to their neighbour. Turning her back towards Richard, she untied the dressing gown and, in one fluid movement, hung it next to her towel.

“Wow…” Richard whistled as he took in JJ’s rear, her lopsided grin unseen. “You look amazing,” He added as Janet turned to get in the swimming pool.

“Remember, Richard, you can look, but no touching.”

The young man corrected Janet, “A little touching," and then suggested, “How about giving me a twirl?"

It was a comment that made JJ nervously stop at the edge of the pool. Yet, she relished the feeling of a gorgeous, fit man staring at her, undressing her and drinking in her womanly curves.

While still carrying a lopsided grin, Janet slowly turned, the warmth in her pussy once again reminding her just how much she was attracted to Richard as she completed a second rotation and jumped into the water. Its coolness did little to quench the heat between her legs. JJ wanted Richard, but not today, not until her husband gave his approval.

*****

John sat there at his parents’ house, only half-listening to Pam fussing over his children. His mind was currently elsewhere, wondering why he had encouraged his wife to swim privately with their attractive neighbour. He also wondered whether he could make an excuse, leave his children, drive back home, and watch JJ from the safety of the bedroom window.

His cock was urging him to do just that. Yet inside, he trusted Janet would not cross the agreed-upon line and would truthfully recount everything that happened. This was where their hotwife game was – just a different situation and another test for both of them.

“John, dear, would you like another cup of tea?”

His mother's words had suddenly popped into his dreamy thoughts.

”Pam and I are having one.”

“Err… yes, please mum…” John answered as his thoughts crept back into the room. He refocused, knowing that he was going to get all the juicy details from Janet later that night, just before he did his duty and fucked her for the first time in the arse…

*****

After making sure her hair was wet, JJ came up for air. Then, without a word, she started swimming a pool length using her best breaststroke technique. Janet’s body was stretched out flat, her head lower, and, importantly, she let her hair dip into the water, wanting to gain Richard’s approval.

“Is this technique better?" Janet questioned having swum two lengths. She also knew that swimming was one subject she could talk to Richard about, which would help keep his hands off her body.

Or so she thought…

“Yes, better, JJ, but hold the rail, and I will show the areas where you could improve.”

Janet once again noticed that Richard had used her husband's pet name for her, the same one she used when playing their game. She took hold of the pool rail and floated horizontally in the water in front of her now-swimming coach.

She looked towards Richard, her body tingling with expectation, while wondering what he was going to suggest and, more importantly, do…

“Lie flat and relax.”

Easier said than done, Janet thought as she felt Richard’s left hand on her toned stomach and his right on her back. She focused more on his touch, with his fingers just inches away from the top of her bikini bottoms.

“Keep your shoulders, hips and legs as horizontal as possible, but slope your body slightly to allow the leg kick to stay beneath the water. Just like this…”

Using his hands, Richard correctly positioned Mrs Jones' body, causing her to muffle a gasp as he ran his fingers across her tummy and playfully observed, “You're fit, Mrs Jones.”

It was a comment that made JJ blush and defensively state, "It's all the time I put in our garage gym.”

“You know swimming is a good exercise, too.”

So is sex, she thought, but dared not say it!

Instead, she remarked, “I know, maybe I should do more of it!"

“Hold still a little while longer, Janet. I'm just going to show you the correct leg positions.”

With those words, Richard's hands were gone, the coolness of the water replacing them as he moved down to her feet and took hold of each ankle.

“Relax, Mrs Jones. I’m just going to show you the position your legs should be in when you kick.”

Richard moved Janet's legs as if she were swimming breaststroke, indicating where the best position was to kick, then let her perform the task on her own while she continued to hold onto the pool rail.

“Remember, the leg kick uses your core and abdomen muscles, and it’s important to keep your hips level in the water. Now, put your legs down on the swimming pool floor for a second, but keep holding onto the rail.”

Janet did as requested, her bottom facing towards Richard as she felt his hands on her hips.

“When you swim breaststroke, you need to keep both your arms level and your elbows high…”

It was at that moment that Janet felt Richard’s hard cock press against her bikini bottom. She knew that it had been done deliberately, but she didn’t pull away.

Instead, she giggled and playfully said, “I have that effect on you."

“You have no idea, JJ.”

Janet smiled and then murmured, “I think I do, as you affect me too.”

Her pussy was extremely needy. Not moving, Mrs Jones chose to hold her position and enjoy the feeling of the younger man rubbing his erection against her bottom. She wondered if her husband had returned home and was watching.

Unknown to Janet, Richard had removed his large circumcised cock from his Speedos. He moved closer and rubbed the tip of his cock against the gusset of the blue bikini; the thin material was the only thing stopping its path.

With no real sex for the last week, Janet stifled a moan.

“JJ, I want to fuck you.”

“I want that too, Richard, but I can't; I’m married.”

Janet needed to gain some control; she stood and faced Richard and was somewhat shocked to see his erection floating there. It was only the fifth erect cock she had ever seen in the flesh and the first circumcised one.

“We can’t, Richard,” JJ mumbled, her body trembling, giving away her real feelings.

“But I thought you wanted to.”

“I do, but I can’t fuck you. I’m married, have a family and live next door.”

“So, you both were just teasing me when you flashed your cleavage this lunchtime?”

“Both?”

“John knew that you were doing it.”

Janet sighed, her horniness temporarily forgotten. She took their neighbour's hand and led him to the ceramic steps in the corner of the shallow end.

With Richard’s cock back in his Speedos, they sat together in the warm water.

“Richard, you are right. John did know that I was showing a little more than appropriate this lunchtime and that I was doing it not just for his benefit but also because you were coming over.

“You see, he knows I’m an exhibitionist – that I like to show off my body. However, only a few select friends are aware of my exhibitionism, which now includes you, Richard… So I need to trust you to keep a secret, and if you can, there will be more of this…”

Without hesitation, JJ reached behind her and unfastened her bikini top; her neighbour's eyes stared as Janet’s breasts came into view.

“Richard, you don’t know how many times I have wanted to flash you my tits."

"And John is okay with that?”

“Are you complaining?”

“No. No. I’m just being careful.”

“Good. Let's say he doesn’t mind me occasionally flashing them, but only to previously selected people. I told him that I might do just that tonight, and he agreed. You need to be aware of that.

“Anyway, you're going to see a lot more of them over the summer as John has asked me to sunbathe topless, which means on the patio in our back garden.”

Richard smiled, his mind obviously thinking about what was to come.

“So you do this all the time?”

“No, Richard. This is the first time I have flirted with a neighbour or had the desire to sleep with one. Let’s be honest, we both know we are physically attracted to one another.”

“Oh… I know, but you know what I am like; I tend to chase all the girls.” He then added with a grin, “Though not one as desirable as you, JJ. You tick all the boxes.”

Janet smiled and checked the clock; they had another thirty minutes.

“Can we turn the light on? It's getting dark.”

Richard got up, flicked on both the pool and the main lights, and said, “I remembered that you prefer the pool well-lit.”

“I do. It also means that I get a better look at your cock; I only saw its head floating in the water."

Richard sat back down next to Janet and hopefully asked, “So, you fancy me?”

“Only if you remain single and can be both subtle and very discreet… and most importantly, nothing happens when my children are around.”

“And your husband?”

“Well, nudity, he will be fine about—as I mentioned over Christmas, he is not a possessive man.

“But we have to go slowly, as I will not cheat on him, and I am certainly not searching for another partner, just some fun and a lot of teasing. And maybe in the future, the day will come when we can go a little further.

“I know it is a lot to take in… and there is one more, small thing. When we are together and have no children around, do call me JJ, not Janet, and certainly not Mrs Jones. That makes me feel old.”

Surprised and still adjusting to the new dynamic, Richard asked, “Even if John is at home?”

“Yes, even with my husband around. Like lunchtime, sometimes I would like to tease both of you at the same time.”

Richard grinned, his dimples now a little deeper as JJ moved closer, her breasts pushed against her neighbour’s bare chest. Richard’s hands move to Janet’s tits, softly playing with them, his caresses gentle and arousing.

“I just want a good look at your cock,” JJ giggled as her hand travelled downwards, freeing it from the Speedos.

With a stifled groan, Richard sat back and slid his costume completely off, his thick, erect cock coming into view. Janet’s eyes feasted on it, taking in the lack of a foreskin and something else: his cock was completely hair-free.

“I’m a swimmer, JJ. I shave off all my body hair.”

Janet giggled, looking at the rest of her neighbour’s body, realising that he did not have hair anywhere other than on his head. She wrapped her hand around his impressive cock, although it wasn’t as big as her husband’s or Hugh’s.

She grinned. “You know you measure up nicely.”

Finding her composure and knowing she didn’t want to go any further today, Janet then stated, “As much as I want to, this is as far as I can go, just a little touching, as I am not going to cheat on my husband… Instead, I want us to work on him.”

Reluctantly, JJ let go of Richard’s cock.

“Us?”

“Yes, us… Just stick to our simple rules.

“Just remember, nothing ever happens when my children are around.

“And if my husband is home, you are completely respectful of him and what he may say. You must also follow my lead if he is around and I choose to do something naughty.”

Then, with a crooked smile, JJ added, “You will also need to draw up the plans for the extension free of charge.”

Her neighbour grinned and nodded, “Of course.”

“The two of us fucking may never happen, Richard, but I will, in my own way, suggest to my husband that it's something that I want to do. John and I have a strong marriage, and as he knew I was going to flash you tonight, then hopefully in time he will let me go further…”

With those words, JJ stood up and looked at her neighbour, a crooked smile forming on her lips. His eyes were once again staring at Mrs Jones, drinking in her topless figure, his mind thinking that her large D-cup breasts were perfect.

“I have to ask; now you know that I like to show off my body, and if it happens, would you agree to us fucking in front of a mirror or a video camera?”

Richard had no objection, although he had never been asked that before.

Janet smiled and, still standing in front of her neighbour, slowly slid her blue bikini bottoms down; Richard’s eyes were suddenly drawn to the downward movement of the costume.

“You know, Richard, we can have so much fun together.” As she said it, JJ let her bikini bottoms fall to the floor. Her completely bald pussy was there for Richard to see. Then, with a lopsided grin, JJ confidently stated, “You see, I am fully shaved as well, so I must be a good swimmer, too.”

With those words, JJ jumped in, quietly pleased that she’d resisted Richard and had stopped herself from going too far, though a little further than she had originally intended. She started to swim a length of breaststroke, now quietly confident that, given time, John would grant her permission to start discreetly fucking their neighbour.

Still fully naked, Richard joined JJ as they swam lengths together, only stopping when the clock told her that John and her children had been gone for forty-five minutes.

“Richard, I've got to get out and get showered before my family gets home with some fish and chips.”

“Do you know when we can do this again?” He asked, hopefully.

Janet bent the truth a little and replied. “I don’t know; I usually work part-time from Monday to Thursday, so perhaps Friday would be best, as most weekends are unavailable.”

“Just remember to be Patient and Polite, Richard – the two Ps, if you like. If we are going to fuck in the future, the decision has to come from my husband; as I have already mentioned, I will not cheat on him… It has to be him to give me away – I need his approval – that is important.”

As she said it, Janet thought of a third P. It was one that Earnest and William had taught her and one that she was finding addictive. It was the Power her body had over men.

Richard watched JJ get out of the swimming pool, his eyes gawking at her tight bottom. She put on her dressing gown and wrung out her light blue bikini, not bothering to put it back on.

As Janet put on her outdoor shoes, Richard wondered if they had already crossed any boundaries set by John and whether she was already cheating on him. However, his last thought before JJ waved and disappeared into the darkness was whether he would get another chance to fuck his gorgeous neighbour.

As Janet stepped into the night air, she closed the pool house door, then carefully bent down and picked up the bag she had placed there earlier. As she did so, she noticed the gold chain anklet fastened around her right ankle.

She smiled, knowing that she had been playing their hotwife game and that tonight, before sex with her husband, she would have a good story to tell him.

To be continued…

Author's Note: All characters engaged in sexual acts are 18+. ©2026 wxt55uk. This story may not be reproduced in any manner without the express permission of the author.